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Central Bank of India Credit Card Reward Points

Reward points can fetch you gifts from exclusive merchandise that have ties with particular banks. Central Bank of India provides such benefits through Anmol Rewardz. Anmol Rewardz is a highly successful multi-bank loyalty program that is offered for both debit cards and credit cards. There are a lot of redemption offers like thousands of merchandise items, movies and travel tickets. Under the Anmol Rewardz, Cent Rewardz is the loyalty program that is provided for customers who are using Central Bank of India credit cards.

All the credit cards that are being provided by Central Bank of India give loyalty points that can be redeemed for a vast number of products and services.

About Cent Rewardz

The people who are Central Bank of India Credit Card or Debit Card holders are pre- enrolled into Cent Rewardz. Each member can have only a single membership with Cent Rewardz, irrespective of the number or types of accounts with the Central Bank of India. Members need to activate their Cent Rewardz account by visiting the Cent Rewardz official website or via the Cent Rewardz app.

How to earn Cent Points?

  1. All members of Cent Rewardz are eligible to accrue Cent Points.
  2. For all your purchases, you can earn and accumulate Cent Points using your Central Bank of India Credit Card.
  3. 1 Cent Point is valued at Rs. 0.25.
  4. If you want to check your credit reward balance you can log on to the Cent Rewardz official website or logging into your account on the Cent Rewardz app.
Credit CardReward Points
Master Titanium Credit Card1 loyalty point earned for every Rs. 100 spent.
Master World Credit Card3 loyalty points earned for every Rs. 100 domestic purchases.<4>loyalty points earned for every Rs. 100 international purchases.
Visa Gold Credit Card1 loyalty point earned for every Rs. 100 spent.
Visa Platinum Credit Card1 loyalty point earned for every Rs. 100 spent.
Visa Aspire Credit Card1 loyalty point earned for every Rs. 100 spent.
RuPay Platinum Credit Card1 loyalty point earned for every Rs. 100 Rupay Platinum.
RuPay Select Credit Card3 loyalty points earned for every Rs. 100 on Rupay select.

Benefits of Cent Points

  1. You can redeem your reward points on the Cent Rewardz official website, or you can call the Central Bank of India Cent Rewardz Customer Care.
  2. Redemption of your Cent Points can be made on a wide array of exciting products and services:
    1. Hotel bookings
    2. Flight tickets
    3. Mobile/DTH Recharge
    4. Movie tickets
    5. Merchandise like electronics, gifts, handbags and accessories, jewelry, sports and fitness and lots more
  3. You would need to have a threshold of 100 Cent Points to be eligible to redeem.
  4. Cent Points that are acquired need to be redeemed within three years or 36 months excluding the month of accrual of earning them. The unredeemed points will expire at the end of the 36 months.
  5. The additional points that you earn at partner stores are valid only for 1 year excluding the month of accrual.
  6. If you use your Central Bank of India Credit Card at any of the Max Get More partner stores you can earn additional Cent Points. Redeem your Cent Points at Max Get More partner stores for amazing discounts. GRT jewelers and Lifestyle are a few Max Get More partner stores.

More about Cent Rewardz Points

  1. If you have any enquiries you can ping the Customer Care number, that is present on the Cent Rewardz official website. The helpdesk timings are from 9AM to 9PM (Monday to Saturday).
  2. You can combine Cent Points and cash for redemption.
  3. Returning something that you have already got, depends on the partner brand outlets and their policies of individual stores and partners. If the return of the product was allowed, the equivalent amount of Cent Points will be rolled back to your account.
  4. When it comes to flight ticket booking,
    1. Cent Points can be redeemed for up to 9 passengers at a given point of time.
    2. With your redeemed Cent Points, you can gift airline tickets to friends and family.
    3. There is no minimum time frame within which you must redeem your Cent Points. You can also redeem them for a flight departing on the same day.
    4. You can also book tickets for infants and children on Cent Rewardz.
    5. You can cancel your flight ticket, but you will be charged a cancelation fee that depends on the airline, sector, class of booking and time of cancellation. The points after deducting from cancellation charges are transferred back to your Cent Rewardz account. The points will take 20 days to get transferred back to your account.
  5. When it comes to bus ticket booking,
    1. Cent Points can be redeemed for up to 6 passengers at a given point of time.
    2. With your redeemed Cent Points, you can gift airline tickets to friends and family.
    3. There is no minimum time frame within which you would have to book your tickets, but it’s advisable to book tickets before 24 hours prior to departure.
    4. Once you’ve redeemed your points for a ticket, they are non - refundable.
  6. When it comes to merchandise,
    1. Reward merchandise ordered will be delivered to you in 30 business days.
    2. A few merchandises that can be redeemed:
ProductReward Points
BookMyShow Rs. 2500 Gift Card10000
Wireless speaker and headphone14148
Nike Gift Card for Rs. 20008000
Gant Gift Card for Rs. 10004000
Wild Craft M Sling3168
Weight Training Gloves3156
Fitnext Ab Roller2500

FAQs: Central Bank of India Credit Card Reward Points

1. Is there an expiry date for Cent Points?

Cent Points that are acquired need to be redeemed within three years or 36 months excluding the month of accrual of earning them. The unredeemed points will expire at the end of the 36 months.

2. How much is 1 Cent Point valued at?

1 Cent Point is valued at Rs. 0.25.

3. How much of Cent Points would I need to start redeeming?

You would need 100 Cent Points to start redemption after which you are entitled to getting any merchandise or any other services.

4. How to redeem my Cent Points?

Your Cent Points can be redeemed for a lot of merchandise items, movies, bus and flight tickets, gift vouchers and lots more. To redeem your Cent Points, you can log on to the Cent Rewardz official website.

5. Will I be able to get anything other than merchandise when I want to redeem my Cent Points?

You can redeem your Cent Points for hotel bookings, flight tickets, Mobile/ DTH recharge and movie tickets too.

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