CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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Is your Credit Score >750?
Corporation Bank issue the below credit cards:
The Corporation Bank credit card offers security by using a normal magnetic stripe. This ensures there is no foul play till the transaction is completed. The chip card also uses encryption algorithms for authentication of the card, thereby making it hard to counterfeit.
About Corporation Bank Credit Card Reward Points
Now, you can earn Corporation Bank reward points by travelling and shopping at certain establishments.
The reward points will be calculated for each transaction separately (individual transaction-wise) and the amount under cash withdrawal and balance transfer will not be eligible for earning reward points.
You can redeem your reward points on attaining a minimum of 500 reward points for Classic and Gold, 750 for Platinum and 1000 for Signature Cards. If you have the minimum required points, the same will be credited in the month of April every year without waiting for any request from you.
The reward points awarded depends upon the type of card you hold. You cannot earn rewards points on balance transfers and cash withdrawal transactions.
If you have earned the required minimum number of reward points, you will get the points credited to your card accounts every April. You do not have to place any request with the bank for the same. Any accrual of rewards points that is lesser than the minimum limit will expire after the completion of the financial year.
You can also redeem rewards points on:
All credit cards issued by Corporation Bank will have your photo and signature digitally imprinted.
You can also issue add-on cards for your family members – parents, spouse, children and siblings (above the age of 18 years). The number of cards is restricted to 3.
Gold, Platinum and Signature Cards shall have a free credit period up to a maximum of 50 days and for old Classic Cards, it will be 45 days provided the bill out-standings are paid in full.
The cash limit will be 20% of the credit limit for Gold Cards, 30% of the credit limit for Platinum Cards and 40% for Signature Cards.
You can pay your EMIs in 6, 12 or 24 months. The rate of interest for the amount will be 16% p.a. for tenor less than 6 months and 18% p.a. for tenor more than 6 months.
1. Is there an expiration date to redeem reward points?
Yes, the earned reward points do have an expiration date. Various banks have fixed a particular duration after which the reward points become invalid. Hence, it is important to check your earned points on a frequent basis and redeem them timely.
2. Is there a redemption fee?
Usually there is a certain fee associated to reward point redemption. Most of the banks charge the same for the handling and processing of the reward.
3. How can I redeem the Corp points?
You need to sign into your Corp Rewardz account and select your redemption option or you can sign into your Corp Rewardz account through your mobile app or call the customer care at 1860 258 1212.
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