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When you use your credit card, you will be entitled to earning reward points. Reward points can be earned by using your credit card for your purchases. As there are more and more purchases that you make on your card, reward points keep adding up and later you can redeem them for merchandise or for e-vouchers. Oriental Bank of Commerce has associations with State Bank of India and have co- branded cards called Oriental Bank of Commerce SBI Cards.
Oriental Bank of Commerce SBI Cards are of two types: Oriental Bank of Commerce SBI Platinum Card and Oriental Bank of Commerce SBI Gold and More Card. You get a wide range of world class products and services through these credit cards and you can also get reward points whenever you shop.
About Oriental Bank of Commerce Credit Card Reward Points
Oriental Bank of Commerce - SBI Gold and More Card enables the cardholder to save smart, live smart and get the power of reward points. There are powerful features and a Shop and Smile program that rewards you with reward points which can be redeemed against any outstanding balances or for gift and gift vouchers from the reward catalogue.
1. Normal category spends: If Rs.60,000 is being spent then 600 reward points are rewarded.
Reward points = (60,000/100) = 600, you need to spend Rs. 100 to get 1 reward point.
2. Accelerated category spends: If 60,000 is being spent then 6000 reward points are rewarded.
Reward points = 10*(60,000/100) =6000, with ever Rs.100 spent, 1 reward point will be acquired and that will be valued to 10 times of the original value.
Oriental Bank of Commerce - SBI Platinum Credit Card is targeted towards customers who are more inclined on leading a luxurious life. This card will provide you with great features and offers that will make spending enjoyable.
2.Marks and Spencers
Step 1. To view the catalogue, go to SBI’s official website. On the rewards page, you will be asked to select the card you’re using.
Step 2. Then you’ll be asked to select the range between which you would want to redeem your points for.
Step 3. Then you’ll be asked to select your city and the category of items you want to browse through.
Step 4. You also have the option of sorting the items in ascending order or descending order of reward points and there are over 400 items.
Step 5. So, if you order them in ascending order, you would start with vouchers from Pizza Hut, Archies and so on.
Step 6. If you go for a higher number of reward point count, you’ll be able to view items like home speakers and GPS smart watches.
There are many categories from which you can select an item from:
You can get E-vouchers from
1. Within what time will I get the items redeemed delivered?
E-vouchers will be delivered between 3 - 10 working days Reward catalogue products will be delivered between 15 - 30 business days
2. Can my reward points be transferred from one account to another?
No, you cannot add or transfer reward points from one Oriental Bank of Commerce SBI Card to another.
3. For how long is the gift voucher that I get through redemption of reward points valid?
The gift voucher that you get will be valid for 3 months after which it would expire. The issue date, validity and expiry date will be printed on the gift voucher.
4. Can I redeem my reward points once I close my Oriental Bank of Commerce - SBI Card account?
No, you cannot redeem your reward points once you have closed your card account.
5. Can I pay my outstanding balance using my reward points?
Yes, you can settle your outstanding balance using your reward points. But you can only use your reward points in multiples of 2,000.
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