Interested in financial products
Processing

Citibank Credit Card Reward Points

Credit cards have become a way of life. Living on credit is pretty much a necessity as it helps in deferring payments while managing current needs. Earning back something on using these cards have also become an essential feature of credit cards. Banks have become creative in offering Reward Points to keep their customers happy. Citibank is a leading international bank having operations across the country and offers many options to redeem these points. Whenever you swipe the Citibank credit card, you get to earn Citibank reward points. These Citibank credit card reward points can be redeemed against merchandise, tickets, fashion and electronics listed on the bank website. Citibank credit card reward points redemption is a simple and easy process. More details are mentioned below.

How can I earn Citibank credit card reward points?

Every time you spend using the Citibank credit card, you will earn reward points. Depending on the type of card you hold, you can accumulate more points for your spend at retail outlets, travel bookings, movies and much more.

Rewards Earn Grid

Card TypeOn Normal Spends you earn (Points/Rs.Spent)On Spends on these CategoriesYou earn (Points/Rs.Spent)
Citi Rewards Card1 point /Rs.125Apparel, Departmental Stores10 points / Rs.125
IndianOil Citi Titanium & Platinum Card1 point /Rs.150IndianOil Outlets & Featured partners4 points / Rs.150
Grocery stores2 points / Rs.150
Citi PremierMiles Card4 miles/Rs.100Airline Spends & Featured partners10 miles/Rs.100
Citi Cashback Card1 point/Rs.200Movies, Telephone & Utilities10 points/Rs.200
Citi Corporate Card2 points/Rs.125
First Citizen Citi Titanium Golden Glow Credit Card1 point/Rs.100At Shoppers Stop5 points/Rs.100
At Shoppers Stop Exclusive Labels7 points/Rs.100
Citi Prestige Credit Card1 point/Rs.100International transactions2 points/Rs.100

Citi PremierMiles Credit Card

This card is meant for frequent flyers as it lets you earn miles on all your spends and redeem them easily for flights and hotel stays.

You can earn 10 miles for every Rs. 100 spent on airline transactions and on their exclusive website.

You can redeem miles across 100+ domestic and international airlines.

Transfer miles to any airline and hotel partners.

Get Bonus Miles
  • 10,000 Miles with your first spend of Rs.1,000 or more on your Citi PremierMiles Card within 60 days of Card issuance2
  • 3,000 Miles on Card renewal.
Faster Miles
  • Earn accelerated 10 Miles per Rs.100 when you book flight tickets and hotel stays at the dedicated PremierMiles website.
  • Earn 10 Miles per Rs.100 spent on all airline transactions - with any airline in the world1
  • Earn 4 Miles for every Rs.100 spent on all other transactions.
Never Expiring milesEnjoy the freedom of evergreen miles that never expire. Redeem your miles for flights without blackout dates.
Get More MilesIf you are a Frequent Flyer Program (FFP) member of any airline, and you book a ticket on it using your Citi PremierMiles Card, you earn Miles for the ticket purchased at 10 Miles per Rs.100 rate. Plus, you acquire your regular FFP Miles for flying that airline.
Transfer MilesGet 1 Frequent Flyer Air Mile for every 2 Miles you transfer on Cathay Pacific, British Airways, Thai Airways, Malaysia Airlines, Eva Air, Etihad Airways, Singapore Airlines, Qatar Airways, Turkish Airlines and Air India. You can also transfer Miles to hotel partners!
Complimentary Access to airport loungesEnrich your travel experience. Relax comfortably at select Airport Lounges across India, and enjoy light refreshments and business facilities.
Easy Rewards Tracking24x7 SMS tracking of your reward points. SMS REWARDS 'XXXX' to 52484 or +91-9880752484. 'XXXX' would be the last four digits of your card.

Citi Rewards Card

Shopping is probably where credit cards are swiped more often and points can be earned easily. The Citi Rewards Card is quite sought after for this reason.

  • Earn 10 Reward Points for every Rs125 spent at apparel and department stores.
  • Continue earning Reward Points at rate of 1 point for every Rs125 on all other purchases
  • Redeem points instantly at select partners
  • Get 2,500 points on Card activation

Citi Rewards Domestic Credit Card

You can earn reward points every time you use the card, upto 15% savings at restaurants and many offers on shopping with this credit card. One can earn rewards points quite fast and utilize it for redemption too.

  • Earn 10 Reward Points for every Rs125 spent at Apparel & Department Stores.
  • Redeem points instantly at over 700 outlets and e-shopping partners
  • Enjoy over 6,000 offers across Dining, Shopping, and Movies & EMI

First Citizen Citi Credit Card

This card can fetch you quickest reward points at Shoppers Stop as it is in partnership with the outlet.

  • 7 First Citizen Points per Rs.100 spent at Shoppers Stop for private label brands.
  • 5 First Citizen Points per Rs.100 spent at Shoppers Stop for other brands.
  • 1 First Citizen Point per Rs.100 spent elsewhere.
  • Instant redemption of First Citizen Points against purchases made at Shoppers Stop (1 Reward Point = Rs.0.6 for redemption)

IndianOIl Citi Platinum Credit Card

You can earn points on this card and redeem it every time you refuel your vehicle. Specifically designed to offer benefits on fuel.

  • 4 Turbo Points on Rs.150 of fuel purchases at authorized IndianOil Retail Outlets across the country
  • 2 Turbo Points on Rs.150 at grocery and supermarkets
  • 1 Turbo Point on Rs.150 spent elsewhere like Shopping, Dining and more

IndianOIl Citi Titanium Credit Card

Another version of the fuel benefitting credit card but with higher returns. Every spend on this card will fetch you higher reward points.

  • 4 Turbo Points on Rs.150 of fuel purchases at authorized IndianOil Retail Outlets across the country.
  • 2 Turbo Points on Rs.150 at grocery and supermarkets.
  • 1 Turbo Point on Rs.150 spent elsewhere like Shopping, Dining and more.

Citi Prestige Credit Card

This is a premium credit card that caters to luxury lifestyle and highest levels of service.

  • Enjoy the benefits of an unparalleled rewards program where every Rs 100 you spend on your Citi Prestige card, earns you 1 reward point locally and 2 reward points overseas.
  • Be rewarded for your existing relationship with Citibank and spends with additional bonus points6.
  • Earn up to 30% bonus points up and above your regular earn, basis spends on the Citi Prestige credit card, if you are an existing Citigold or Citigold Private Client

Citi Cash Back Credit Card

With the Citi cash back credit card, get cash back on all your bills. You can also enjoy savings if you continue to use the credit card frequently.

  • Simply tap-and-pay at merchant terminals for purchases up to `2000* without entering the PIN
  • 5% cash back on movie ticket purchases
  • 5% cash back on all your telephone bill payments
  • Pay through Citibank Online Bill Pay and get 5% cash back on Utility Bill Payments

How does Citibank credit card reward points redemption work?

You can conduct the Citibank credit card rewards points redemption online 24x7 and also check the balance by sending just one SMS – SMS REWARDS XXXX to 52484* (XXXX is the last 4 digits of your card)

Citibank also makes it possible for you to purchase from its online partners and pay using the reward points!

You can redeem your points for cashback against card outstanding.

Redeem your Citibank reward points for Miles transfer and book air tickets.

Gift vouchers can be bought using the reward points. These span over accessories, apparel, books & entertainment, departmental store, health & beauty, hotels & dining and travel.

What you can redeem from Citibank Rewards Points

Holders of Citibank credit card can redeem their reward points to get free gifts, merchandise and services that are available on the Citibank credit card reward points gift list. It includes:

  • Miles Transfer to buy Airline tickets
  • Cashback option for card outstanding
  • Instant Rewards by purchasing online with any of the online partners
  • Buy gift vouchers for accessories, apparel, books & entertainment, departmental store, health & beauty, hotels & dining and travel.

The above mentioned Citibank credit card reward points catalogue is continuously updated and added with new items/partners. This can change at the discretion of the Bank.

Terms & Conditions for Canara Rewardz

The feature of Rewards redemption against Citibank Rewards Catalog is applicable on select Citibank Credit Card products only. This scheme shall remain in force till such time as terminated by Citibank.

On redemption, the Citibank Reward Points so redeemed would be automatically subtracted from the accumulated Citibank Reward Points in the Cardmember's Account.

No accumulation or redemption of Citibank Reward Points will be permissible if, on relevant date, the Card has been withdrawn or cancelled or is liable to be cancelled or if the account of the Cardmember is a defaulted account or if there is any breach of any clause of the Cardmember Terms and Conditions.

If the Citibank Card is closed voluntarily by the Cardmember, the Reward Points standing to the credit of the Cardmember, shall lapse automatically.

If the Citibank Card is closed involuntarily by the Cardmember, the Reward Points standing to the credit of the Cardmember, shall lapse post 45 days of card closure.

Citibank reserves the right to add / alter / modify the redemption program across products / vouchers / channels / merchant partners without prior notice.

Payment of fees/service charges/all other amounts due from a Cardmember to Citibank from usage of the Citibank Credit Card by the Cardmember under the Offer and/or otherwise will be governed by the detailed Citibank Cardmember Terms & Conditions.

The above Terms & Conditions need to be read in conjunction with the detailed Citibank Cardmember Terms & Conditions. The detailed Card member Terms & Conditions can be viewed on Citibank’s online portal www.citibank.com/India.

Citibank or its group entities, or affiliates, their respective directors, officers, employees, agents, vendors, shall not be responsible for or liable for any actions, claims, demands, losses, damages, costs, charges and expenses whatsoever that may be suffered, or for any personal injury that may be suffered, sustained or incurred to a Cardmember, directly or indirectly, by availing the redemption of Citibank Reward Points and/ or due to use or non-use of products/services availed of under the redemption of Citibank Reward Points.

Frequently Asked Questions

1. How do I check the reward points balance?

You can check the reward points on your card from: a. your latest credit card statement or b. By sending an SMS – SMS REWARDS XXXX (where XXXX stands for the last 4 digits of your card number) from your registered mobile number to 52484 for Airtel / Aircel / Idea / Vodafone subscribers or +919880752484 for other subscribers. c. If you have a Citi Rewards Credit Card, , Citi PremierMiles Credit Card, Citi Prestige Credit Card or IndianOil Citi Titanium or Platinum Credit Card, you can log in to Citi Online with your User Id and IPIN and select Credit Cards > Redeem Rewards. d. If you have a First Citizen Citi Credit Card, the First Citizen Reward Points earned against purchases made on the Credit Card (Silver Edge, Golden Glow & Titanium) are automatically transferred to Shoppers Stop after each monthly billing cycle and will reflect in the First Citizen account after that.

2. Do reward points accrued on my card expire?

Reward points accrued on your Citi Card are evergreen and don’t expire. For Cobrand Cards like First Citizen Citi Card, please visit the partner website for the applicable terms & conditions governing expiry of points.

3. What is the Citi Rewards catalogue?

Citi Rewards catalogue is one of the options you can use to redeem your Citi Reward Points. The catalogue offers you a wide range of options with gift vouchers from great brands across apparel, accessories, books, music, entertainment, dining, travel and many more categories.

4. Is fuel purchase feature available at all IOC outlets?

It is available at all 1100 participating IOC outlets.

5. What is Instant Rewards?

You can redeem your reward points instantly over the counter at specific partner merchant outlets with just a swipe of your card. This swipe will adjust your Reward Points towards the purchase amount. You may choose to pay the balance purchase amount, if any, by charging the same to your Citi Credit Card. You can also redeem your points against purchases made at select online shopping partners. The transaction will adjust your Reward Points towards the purchase amount.

×Thank you! Your comment will be reviewed and posted shortly.

Write a review

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.