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HDFC Bank Credit Card Reward Points

Shopping can be a rewarding experience, especially with certain credit cards. One such credit card is HDFC which offers you a programme called MyRewards. Under this programme you can earn reward points on purchases made by your HDFC credit cards. Each of the credit card type has certain reward points associated with it. Once you have accumulated a minimum of 500 reward points, you can redeem it across a plethora of options such as products, services, tickets, gift vouchers or avail lot of discounts. HDFC has some of the leading fashion and lifestyle brands, airlines, restaurants, retail stores, e-commerce portals, recreational hubs and hospitals empanelled with it, to offer a wide array of options for the redemption of reward points.

How do I earn reward points under the HDFC My Rewards programme?

You can easily earn reward points on by paying for the purchase through your HDFC credit card. The points get automatically credit to your rewards account. You can earn welcome points or welcome miles depending on the type of credit card you hold. Once you swipe your card for the first time in 90 days, HDFC rewards you with the stipulated reward points. HDFC also offers you reward points If you spend a fixed amount of money every year.

How should I redeem reward points earned on my HDFC Bank credit card?

The HDFC credit card can be redeemed in the following ways:

1. Login in to HDFC netbanking.

2. Click on the Credit Cards tab and register your credit card using your 4-digit ATM pin. This is a one-time activity.

3. For registration you need to click on “Register New card” on the left-hand side navigation bar.

4. After registration click on “Redeem Reward Points” link visible on the left-hand side.

5. Select your Credit card option and click on “Continue” to proceed with your online redemption process.

6. As you click on Redeem Reward Points, you will need to select “Points Range” and “Item Category” to see the catalogue.

7. Choose the items by adding to Shopping cart.

8. Once you have added all the items to your Shopping cart, you can “View your shopping cart” to modify the quantity of the items before the final purchase by clicking on “Edit”.

9. You are requested to read the “Terms & Conditions” and confirm the same by clicking on the checkbox.

10. You shall be able to view your registered address, email id and contact number. The items selected by you will be delivered to your registered address. In case you find a discrepancy, you should notify the “Customer Care” at the earliest for updation.

11. Click on “Redeem” to confirm the request.

12. A Redemption request number will be generated which you need to note for reference.

Through Post

1. The "Redemption Form" can be downloaded from the official website

2. The form needs to be duly filled in with all the details

3. The form can be posted with stamp to the following address:

4. Rewards Helpdesk, HDFC Bank Cards Division, P.O Box number 8654, Thiruvanmiyur, P.O, Chennai-600041

5. Alternatively, you can also drop the duly filled form at your nearest credit cards drop box available at HDFC ATMs or bank branch offices.

Offline Process:

1. Check your points through your Credit Card statement or your NetBanking account

2. Select Rewards & Generate Coupon

3. Print & post the coupon to us. Post receipt of coupon, the items redeemed will be delivered at your registered address within 10 to 15 working days

List of Reward Points offered on various HDFC credit cards

CategoryName of CardWelcome pointsReward Points
Super PremiumInfinia
Regalia 4 Reward Points on every Rs. 150 spent
Diners Club Black 10,000 reward points for Travel vouchers worth Rs.10,000
CO-BrandedJetPrivilege HDFC Bank Diners Club Credit Card30,000 Bonus JPMiles and 15 JetPrivilege Tier points within first 90 days*8 JPMiles for every Rs. 150 spent and 3X JPMiles on every flight booked on
JetPrivilege HDFC Bank Signatureup to 7500 Bonus JPMiles and one way base fare waived Jet Airways ticket 6 JPMiles for every Rs. 150 spent and 18 JPMiles on every flight booked on
Maruti Suzuki NEXA HDFC Bank AllMiles1000 Reward Points6 RP per Rs.150 all spends made on MyNEXA section of 3RP per Rs.150 on retail purchases.
Titanium Times Card 2 Reward Points (RP) on Rs. 150 spent. 5 RP on dining spends on weekdays 
Snapdeal HDFC Bank 20 Reward Point per Rs. 150 on spend on Snapdeal
ProfessionalDoctor's Superia1000 Reward Points.t3 Reward Points (RP) on Rs 150 spent. 50% more RP on dining spends
Teacher's Platinum 2 Reward Points on Rs. 150 spent 3X Reward Points on weekend shoppings 500 Bonus Reward Points on Teacher's Day (September 5th) every year.
Premium TravelMaruti Suzuki NEXA HDFC Bank AllMiles1000 Reward Points6 RP per Rs.150 all spends made on MyNEXA section of 3RP per Rs.150 on retail purchases.
Premium WomenSolitaire 50% more Reward Points on dining and grocery spends. 3 Reward Points on Rs. 150 spent
PremiumDiners ClubMiles 4 Reward Points for every Rs. 150 spends Redeem Reward Points for AirMiles at 1:1 miles exchange across leading airlines and hotels
Regalia First 4 Reward Points on every Rs. 150 spent
Diners Club Premium 4 Reward Points for every Rs. 150 spends Redeem 10,000 reward points for Travel vouchers worth Rs.5000 on
Diners Club Rewardz 3 Reward Points for every Rs. 150 spends Redeem 10,000 reward points for Travel vouchers worth Rs.3000 on
RegularPlatinum Plus 2 Reward Points on Rs. 150 spent.
CommercialBusiness MoneyBack 2 Reward Points (RP) on Rs 150 spent. 4 Reward Points on Air, Travel,Hotel, Dining and Ecommerce spends. Redeem Reward points as CashBack (100 Reward points = Rs.20)
Business Regalia 4 Reward points for every Rs. 150 spent
Corporate Platinum 3 Reward Points for every Rs. 150 spends
Corporate Card 5 Reward points for every 150 spent on your card
CashbackFreedom 5X reward points on Dining/Movies/Groceries/Railways /Taxis 10X reward points on PayZapp & SmartBUY spends 25X reward points on Birthday spends
Money Back 2 Reward Points for every Rs. 150 spends. 2 X Reward Points on online spends.

Merchandise available for the HDFC Reward Points

Mobiles & Tablets

  • Apple iPhone 7
  • Samsung Galaxy Note 8 64 GB
  • Samsung Galaxy S7 Edge 32 GB
  • Samsung Galaxy Tab A T355

Headphones & Speakers

  • Bose SoundLink Color Bluetooth Speaker II
  • Bose Soundlink Revolve Plus 240V AP5
  • XONE Wirefree Bluetooth Player
  • Sennheiser HD 205 II Over-Ear Stereo Headphone
  • Skullcandy Uproar Wireless Bluetooth Headset

Storage Devices

  • Sandisk Pendrive
  • Sandisk Micro SD Card 8 GB
  • Western Digital External Hard Disk

Travel and Luggage

  • Wildcraft Aqua Small Duffle Bag
  • Wildcraft HypaDura 30 liters Backpack
  • Wildcraft hypadura Dris 35 L backbag
  • Wildcraft Pack Y Backpack
  • American Tourister Logix-01 Backpack
  • Wildcraft Power Duffel Bag
  • Wildcraft Shuttle Travel Duffle Bag


  • Calvin klein One EDT Spray 100ML for Men
  • Ferrari Red EDT Spray 125Ml for Men
  • Mont blanc presence edt spray 75ml

Personal Care

  • Philips Shaver AT610
  • Philips Multigroom 6-in-1 Head to Toe Trimmer QG3347
  • Philips Satinelle Essential Epilator BRE200
  • Philips Hair Dryer HP8141

Home and Kitchen Appliances

  • Morphy Richards Induction Cooker Chef Xpress 400i
  • Morphy Richards Cutie Juicer Mixer Grinder
  • Philips 500 Watt Mixer Grinder HL1631/00
  • Panasonic Rice Cooker SR-WA18
  • Pigeon Induction Base Flat Tawa 250 Mm
  • Philips Air Fryer HD9220
  • Prestige 1LTR Electric Kettle
  • Prestige 700-Watt Electric Rice Cooker
  • Prestige Centrifugal Juicer PCJ 5.0
  • Philips Bar Blender & Chopper 1351C
  • Philips Mixer Grinder HL7699
  • Philips Citrus Press HR2771
  • Philips Steam Iron GC1920
  • Panasonic KX-TG3611 Cordless Landline Phone
  • Signoraware 1.8 Ltr Casserole Double wall Big - Set of 2
  • Signoraware Dinner Set 23 Pcs Round
  • Bosch GSB 450 RE Kit Power & Hand Tool Kit


  • Tupperware Prep It Up Set
  • Tupperware Aqua Safe Bottle 500 ml (Set of 4)
  • Tupperware Best Lunch
  • Tupperware Classic Lunch
  • Tupperware Within Reach Canister Set of 4
  • Tupperware Elegant Serving Pitcher 1.6Ltr
  • Tupperware Fliptop 750ml Aquasafe
  • Tupperware Executive Lunch Box
  • Tupperware Twinkle Easy Grip Bowl 240ml
  • Tupperware Rainbow Tumblers Set Of 4
  • Tupperware Rocker Lunch with Bag

Gifts & Stationary

  • Sheaffer 100 series Ball Pen 9317
  • Sheaffer Sagaris Ball Pen 9475

Fitness and Health

  • Dr. Morepen Digital BP Monitor BP3BG1
  • Dr. Morepen Digital Thermometer Flexi (MT222)
  • Dr.Morepen Vapourizer

eGift Vouchers

  • Shoppers Stop
  • Lifestyle
  • Westside
  • Croma
  • BookMyShow
  • Genesis Luxury
  • Aeropostale
  • GAP
  • Gant
  • IZOD
  • Arrow
  • Flying Machine
  • ELLE
  • Nautica
  • Raymond
  • Marks & Spencer
  • Pantaloons
  • Central
  • Mainland China
  • Oh Calcutta
  • Sigree
  • Sweet Bengal
  • Sigree Global Grill
  • Machaan Restaurant
  • Pizza Hut
  • Dominos
  • Fastrack
  • Titan

Gift Vouchers

  • Citizen
  • Fab India
  • Globus
  • Joyalukkas
  • Lifestyle
  • Pantaloon
  • Reliance Retail
  • Reliance Trends
  • Samsonite
  • Shoppers Stop
  • Soch
  • The Chennai Silks
  • Reliance jewel
  • GRT Jewellery
  • Lee
  • Megamart
  • Nalli


  • CRY
  • Disha Foundation
  • Points for People

Rules and regulations for My Rewards

Card member must accumulate a minimum of 500 points to be eligible for redemption of Reward Points.

The category for redemption is based on the type of HDFC Bank Credit Card.

If you hold multiple HDFC bank Credit Cards, you are not allowed to make redemption requests by pooling the accounts.

Gift Vouchers (GV) may be applicable purely at the discretion of the concerned outlets in selected cities or stores. Before placing your redemption request, you must check website for the outlets where the gift vouchers are accepted.

The gift vouchers must be presented within the validity period.

HDFC Bank reserves the right to modify wholly or in part this program by any other program or terminate the program at any time without any prior notice to the Card members.HDFC Bank reserves the right to offer/ withdraw any special items for a special set of customers selected at its discretion. The bank also reserves the right to accept/ decline a customer's request at its discretion.

The computation of Reward points by HDFC will be considered as final. The reward points will be calculated as mentioned in the card holder’s agreement.

The validity period of Reward points is only for 2 years, after which it will expire.

You can redeem the reward points only against products, vouchers or services featured in the HDFC Bank Credit Card rewards under MyRewards redemption program.

The Reward points coupon or Gift Voucher will be dispatched at your registered address as mentioned in HDFC records. You must ensure the accuracy of the address and HDFC doesn’t hold responsibility of non-receipt in case of incorrect address.

In case the items received are damaged or defective you can notify the same to the customer care within 7 days of the receipt. However, HDFC reserves the right to refuse the acceptance of the defective merchandise in case it is found to be damaged at your end.

If during the settlement of the redemption, the reward points available, for the transaction, is less than the points required for the transaction; HDFC reserves the right to recover the differential amount through a debit to the card/account.

Air Miles redemption will take 7 working days and the delivery of gift items/gift vouchers (excluding E-vouchers) will take 10-15 working days.

In case of Airmile redemption, you are requested to check the Airline Frequent Flyer Program T&Cs before redeeming points.

Reward points once converted to Airmiles cannot be reversed/cancelled

Frequently Asked Questions

1. What are the various options to utilize your Reward Points?

HDFC offers many options to you for redeeming your reward points as per your requirement. You can redeem the points through the rewards catalogue, airmiles, cashback and FasTrac items.

2. What are FasTrac items?

HDFC offers the option to redeem the points by partly utilising the points and paying for the rest of the amount through credit card. These items are called FasTrac items and are listed separately in the rewards catalogue. The partial payment done by credit card will be treated as a fresh purchase and you will be entitled to applicable reward points on that purchase.

3. Can I exchange the merchandise if I want to?

Merchandise once ordered cannot be returned or exchanged against any other merchandise in the rewards catalogue, unless it is found to be damaged on delivery.

4. How many days will it take for the merchandise to be delivered?

It will take 10-15 working days for the merchandise to be delivered including e-vouchers. Air miles redemption may take up to 7 working days.

5. Can I transfer the reward points to someone else or some other card?

No, you are not allowed to transfer the reward points to any other person or any other credit card.

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