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In an innovative attempt, IndusInd bank is providing a world class experience to its customers through Indus Moments. It is an exclusive e-commerce store, only for IndusInd customers. Not only do you get to shop online for latest apparel, lifestyle products and electronics but also you earn reward points on using your credit card to shop. The bank has partnered with Loylty Rewardz to run this program and set up the online store wherein you can also redeem the IndusInd Bank reward points. These IndusInd bank credit card reward pints can be redeemed against many items listed by the bank. The IndusInd bank credit card reward points redemption can be done on lifestyle products, education and stationery, home and kitchen and many more.
About IndusInd Bank Credit Card Reward Points
If you own an IndusInd credit card, you are eligible to earn IndusInd Bank reward points on using it for various transactions. You will need to register yourself in the Indus Moments program to start earning reward points. This can be done by clicking on the “Register” icon on their website and fill in basic details. Once you have enrolled as a member of the loyalty program, you can earn reward from IndusInd Bank by simply using the card for your purchases.
Indus Moments also runs an online store wherein you can shop as well as earn IndusInd bank reward points for the same transactions. You can use a combination of the reward points and the card to buy a product of your choice.
IndusInd bank has various types of credit cards to suit the needs of different individual. The credit card reward point system on each type of card has been mentioned below:
Super Premium Credit Cards
This super premium range of credit cards are available on an invite-only basis by the bank. This range offers 3 types of credit cards:
The IndusInd bank Pinnacle credit card rewards program allows you to earn your points faster and two options to redeem as per your convenience.
Pioneer Credit Cards
There are two types of Pioneer credit cards.
The IndusInd bank Pioneer Heritage credit card redefines luxury, privilege, rewards and conveniences. The card comes with the chip-based contactless feature that enable you to swipe the card swiftly. The rewards program for this credit card is called as Pioneer Heritage Rewards. You can earn points by swiping the card for making payments.
2.5 Reward Points on every ₹ 100 spent on international transactions
1 Reward point on every ₹ 100 spent on domestic transactions
Walk away with best-in-class offers from IndusMoments
Indulge in luxurious stays with Oberoi Hotels & Resorts Stay vouchers
Splurge with your Genesis Luxury Vouchers
Fly higher with Airline Miles on partner airlines
Convert your Reward Points to Air miles with Airline Partners in the ratio of 1 Reward Point = 1 Air mile
Get Cash Credit in the ratio of 1 Reward Point = ₹ 1
The Pioneer Legacy credit card has been created to suit your needs, luxury brands that design your lifetime experiences and enchant you with world-class privileges on travel, shopping and dining. With this card you are entitled to a bonus reward of 6000 points on spending Rs. 6 lakh or above within one year from the date of issue.
Premium Credit cards
These type of credit cards offers the holders with the finest travel, dining and lifestyle privileges. An extravagant reward point earning rate along with quicker redemption options are available.
Earning Reward Points
Weekday spends: Rs 100 spent = 1 reward point
Weekend spends: Rs 100 spent = 2 reward points
Transactions will be classified as weekday/weekend as per transaction date and will reflect in your credit card account accordingly. ‘Transaction date’ is defined as the date on which you swipe your card for a particular transaction.
Transactions made on Monday, Tuesday, Wednesday, Thursday, Friday are termed as weekday transactions
Transactions made on Saturday and Sunday are termed as weekend transactions
Departmental store spends – 4 savings points
Consumer durables -2 savings points
Restaurant bills – 1.5 savings points
Books – 1.5 savings points
All other spends - 0.5 savings points
(per Rs. 100 spent)
1 savings points =0.5 air mile
You can conduct the IndusInd bank credit card rewards points redemption online as well as call the phone banking number 1860 267 777 to place a request stating your choice. There are broadly five categories that have been defined by the bank:
The value of the Reward Points for the purpose of redemption is as under:
Minimum reward points required for redemption towards cash credit and airline miles per eligible card variant is as follows
Members of the Indus Moments program can redeem their reward points to get free gifts, merchandise and services that are available on the Indus Moments credit card reward points gift list. It includes:
IndusInd credit card reward points catalogue is dynamic and gets updated on a continuous basis. New products and services get added and some existing ones get removed
IndusInd bank credit card holders are not bound to participate in the offers available at Indus Moments. This is completely voluntary.
Delinquent and over limit cardholders will be disqualified.
The offer is valid only on online transactions.
No two offers can be availed at the same time.
Orders once confirmed cannot be cancelled or varied.
The products will be delivered to the address provided by the Cardholder at the time of making the purchase irrespective to the registered mailing address of the Cardholder.
Usage of Gift Vouchers purchased / redeemed at Indus Moments will be governed by the Terms and Conditions of the issuer of such Gift Vouchers.
Above offer is by way of a special facility for IBL Cardholders only and nothing contained herein shall prejudice or affect the terms and conditions of the Cardholder's agreement. The terms of the above offer shall be in addition to and not in derogation of the terms contained in the Cardholder's Agreement.
All disputes, if any, arising out of or in connection with or as a result of above offer or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
The Cardholders will not hold IBL responsible for, or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses which a Cardholder may suffer, sustain or incur by way of participation in the above offer.
IBL does not guarantee and make any representation about the usefulness, worthiness and/or character of the discount / benefit or of the Products/Services under the Offer provided at Indus Moments.
Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the IBL Credit Cardholder due to provision of the Offer, shall be levied to the account of the IBL Cardholder.
All issues / queries / complaints / grievances relating to the Offer, if any, shall be addressed to Indus Moments directly without any reference to IBL. The same shall be addressed by Indus Moments.
The Offer is not available wherever prohibited and / or on products / services for which such offers cannot be made available for any reason whatsoever.
IBL / Indus Moments reserves the right at any time, without prior notice, to add, alter, modify, change or vary all or any of these Terms and Conditions or to replace wholly or in part, the above offer by another offer, whether similar to above offer or not, or to withdraw it altogether.
Refund Policy: In the event of any defect found in goods, the Customer shall be required to call 'Indus Moments' call centre within 48 hours of the products delivered. However, in case of failure to do so, the product shall be considered as used and your request shall stand as rejected. In case of exchange/ return of product, all the cost of courier or any charges would be borne by the Customer. However if the product needs replacement due to defect or transit damage the courier charges would be borne by "Indus Moments". Replacement will be done in such cases within 15 days and refund is only if replacement is not possible. The refund policy is only applicable to cash-only transactions. For redemption and redemption + shopping it will be the replacement of the product.
1. How do I shop?
To know your accumulated reward points on your credit card, please call the IndusInd Bank helpline at 1860 267 7777. Once you know your accumulated reward points that are available for redemption, you can proceed by clicking on any of the 2 tabs on the home page i.e. Redemption or Redemption + Shopping (only available for credit card).
If you select the option - Redemption, you can redeem your reward points for the products available across categories.
If you select - Redemption + Shopping, you can shop by redeeming your accumulated reward points & pay for the differential amount using your IndusInd Bank Credit Cards.
2. If I don’t like the product that has been ordered through redemption, can I return it and get my rewards back?
No. Reward points once claimed cannot be reversed.
3. If the product chosen by me is not available, will my reward points get credited back?
Yes, in case the product is not available, then your reward points will be credited back into your account.
4. What are the timings of the Indus Moments call centre?
You can call Indus Moments contact centre between Monday to Saturday 9:00AM to 6:00PM
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