Joining Fee

Nil

Annual Fee

Nil

Supplementary Fees

Nil

Features

  • Accepted at 99.95% of Visa-accepting merchants across the country.
  • Every transaction earns you up to 2% instant cashback.
  • By using EMI, you can shop anywhere and pay your bills in a few months.
  • Credit limits range between Rs. 2,000 and Rs. 10 lakhs.
  • Split bills with friends by making notes or adding tags Fuel surcharge waiver (up to Rs. 200 per billing cycle) on fuel transactions under Rs. 5,000
  • Rental convenience fee waiver of up to Rs. 300 per month on transactions made through PhonePe and NoBroker that total less than Rs.10,000
  • Simple and approachable app interface
  • Advanced fraud detection technology to safeguard your account and personal information

Pricing

  • Joining Fees: Nil
  • Annual Fees: Nil
  • Card Replacement Fees: Rs. 500
  • Cash Withdrawal through ATM Fees: Rs. 50

Joining Fee

Nil

Annual Fee

Nil

Supplementary Fees

Nil

Features

  • Pay 1/3 of all transactions - Split your spending into 3 equal installments for 3 months with no additional fees. A Rs. 15,000 bill is broken up into 3 Rs. 5,000 payments over the course of the following three months.
  • Get 1% back when you pay in full - You can also decide to pay in full as normal after the 30-day grace period to get 1% back.
  • Change your transactions to 6-, 9-, 12-, and 18-month EMIs (expected to be introduced soon)
  • In the event that a fee or charge is applied without your knowledge, you are guaranteed a 100% refund.
  • Get a card right away to use for online purchases until your physical card arrives.
  • Simple Card controls: Set your own limits for each transaction and easily manage and track your online, offline, and contactless payments.
  • Flexible options for repayment: Pay a small Carry Forward Fee to carry over a portion of your payment to the following bill.
  • Receive several bill reminders prior to your due date to avoid being assessed a late fee.
  • One-click Card lock: Immediately lock your card in an emergency. Easily unlock using an app when necessary.
  • 24x7 Customer Service - Contact the team by phone, email, or WhatsApp.

Pricing

  • Joining fee: Nil
  • Annual fee: Nil
  • Carry Forward Fee: Up to 5.5%.
  • Late payment fee: As per the slabs of bill payment amount.

Joining Fee

Nil

Annual Fee

Rs 500

Supplementary Fees

Nil

Features

  • Issued in partnership with SBI, HDFC, & CITI
  • Paytm SBI Card, Paytm SBI Card SELECT, Paytm CITI Credit Card, Paytm HDFC Bank Credit Card
  • Cashbacks of up to 5% on every transaction
  • Exclusive membership benefits of up to Rs.75,000 towards Paytm First
  • Complimentary Cyber Fraud Insurance
  • Complimentary Airport Lounge Access across the country
  • Exciting offers on shopping, travel & dining
  • An annual fee of ₹500 is charged at the end of the membership year. This fee is waived off on spends of Rs. 50,000 or more on your Card in a membership year.
  • 1% Fuel Surcharge waiver up to Rs.250
  • Can apply for up to 4 free add-on cards

Pricing

  • Annual Fees: Rs. 500 at the end of the membership year (Waiver on spends of Rs. 50,000 or more on your card in a membership year)

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application