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Joining Fee

Nil

Annual Fee

Rs 500

Supplementary Fees

Nil

Currently not available! for similar products

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Features

  • Issued in partnership with SBI, HDFC, & CITI
  • Paytm SBI Card, Paytm SBI Card SELECT, Paytm CITI Credit Card, Paytm HDFC Bank Credit Card
  • Cashbacks of up to 5% on every transaction
  • Exclusive membership benefits of up to Rs.75,000 towards Paytm First
  • Complimentary Cyber Fraud Insurance
  • Complimentary Airport Lounge Access across the country
  • Exciting offers on shopping, travel & dining
  • An annual fee of ₹500 is charged at the end of the membership year. This fee is waived off on spends of Rs. 50,000 or more on your Card in a membership year.
  • 1% Fuel Surcharge waiver up to Rs.250
  • Can apply for up to 4 free add-on cards

Pricing

  • Annual Fees: Rs. 500 at the end of the membership year (Waiver on spends of Rs. 50,000 or more on your card in a membership year)

Paytm Credit Cards

Paytm Credit Cards are a new addition to the company’s product lineup and come with a host of features, benefits and eligibility criteria. The credit cards are available in partnership with SBI, HDFC and Citibank and offer attractive rewards and cashbacks for shopping, movies and travel. The cards are also accepted at a wide range of merchants across the country.

With smart banking features and an easy-to-use mobile application, the Paytm Credit Cards allow customers to get the best possible shopping experience online and offline.

Paytm Credit Card users can also enjoy enhanced shopping privileges with their complimentary Paytm First membership. This exclusive membership gives access to up to Rs. 75,000 worth of joining benefits.

Paytm Credit Cards – Top Features

- Issued in partnership with SBI, HDFC, & CITI

- Paytm SBI Card, Paytm SBI Card SELECT, Paytm CITI Credit Card, Paytm HDFC Bank Credit Card

- Cashbacks of up to 5% on every transaction

- Exclusive membership benefits of up to Rs. 75,000 towards Paytm First

- Complimentary Cyber Fraud Insurance of up to Rs. 2 lakhs

- Complimentary Airport Lounge Access across the country

- Exciting offers on shopping, travel & dining

- Zero Annual Fee

- 1% Fuel Surcharge waiver up to Rs. 250

apply for up to 4 free add-on cards

Product Features & Rewards of Paytm SBI Card

Annual FeesRs.499
Welcome BenefitComplimentary Paytm First Membership worth Rs.750 on first settled transaction
Cashback Benefits (Based on spends)1. 3% Cashback on all Travel, Movies and Mall purchases through Paytm App

2. 2% Cashback on all other purchases through Paytm App

3. 1% Cashback everywhere else

Fuel Purchase Offers1% Fuel Surcharge waiver
Cyber Fraud InsuranceComplimentary Cyber Fraud Insurance cover of Rs.1,00,000
Benefits On Achieving Certain Milestones Complimentary Paytm First Membership E-Voucher on renewal on achieving Annual Retail spend of Rs. 1,00,000

Product Features & Rewards For Paytm SBI Card SELECT

Annual FeesRs. 1,499
Welcome Benefit Type1. Complimentary Paytm First Membership worth Rs.750

2. Rs.750 Cashback

Annual Fee WaiverAnnual Fee reversal on achieving Rs.200,000 Annual Retail spend
Cashback Benefits (Based on spends)1. 5% Cashback on all Travel, Movies and Mall purchases through Paytm App

2. 2% Cashback on all other purchases through Paytm App

3. 1% Cashback everywhere else

Fuel1% Fuel Surcharge Waiver
Fraud InsuranceComplimentary Cyber Fraud Insurance cover of Rs. 200,000
International Lounge ProgramComplimentary Priority Pass worth US $99 for first two years of cardholder membership
Domestic lounge ProgramComplimentary 4 Domestic Lounge visits (Restricted to 1 per quarter)
Benefits Upon Reaching Certain Milestones 1. Rs. 2,000 Gift Card on achieving Annual Retail spend of Rs. 4 Lakhs

2. Rs. 4,000 Gift Card on achieving Annual Retail spend of Rs. 6 Lakhs

Paytm HDFC Credit Card

The Paytm HDFC Bank Credit Card offers Unlimited Cashback on purchases made for necessities, retail purchases, entertainment, travel, and other expenses.

Annual FeesRs.1000 + GST

The annual fee shall be levied only if the card is not activated within 90 days of card issuance, or if the minimum threshold of Rs. 50,000 is not achieved. Renewal fees are also waived on annual expenditures of Rs. 150,000.

Welcome Benefit TypeComplimentary Paytm First Membership worth Rs.75000
Monthly FeesMonthly fees of Rs.49 waived off upon Rs.5000 spends every month
Cashback Benefits (Based on spends)1. 3% Cashback on all Travel, Movies and Paytm Mall purchases through Paytm App

2. 2% Cashback on all other purchases through Paytm App

3. 1% Cashback on all other retail spends

4. 5% cashback on shopping, dining, travel & hotel bookings with Smartbuy & Payzapp

Fuel1% Fuel Surcharge Waiver up to Rs.250
Fraud InsuranceFree Lost Card Liability up to Rs. 5 lakhs
Domestic lounge Program8 domestic lounge access in a year
Benefits Upon Reaching Certain Milestones 1. Spend Rs. 10,000 every month & earn 1% Cashback over and above accelerated Cashback.

2. Rs. 500 Gift Card upon spending Rs. 50,000 every quarter

3. 1% Cashback upon spending Rs.10,000 every month

Dining Benefits Up to 20% discount when used to pay dining bills through Dineout app

Citibank Paytm Credit Card

Combining the reputation of Citibank and the customer-centric service mentality of Paytm, Citi Paytm Credit cards offer enhanced customer experience to its users. With attractive joining benefits and extended cashbacks on every transaction, this credit card aims at making your financial management a breeze.

Joining FeesRs.499 + Taxes
Annual FeesRs.499 + Taxes

Annual fee & joining fees waived off upon spending Rs.1 lakh or more in the first year

Welcome Benefit Type1. Offer applicable up to 30th September, 2022

2. Get Rs.300 cashback for spending between Rs.2500-Rs.3000 within 30 days of card issuance

3. Additional cashback of Rs.200 for spending more than Rs.3000 within 30 days of card issuance

Cashback Benefits (Based on spends)1. 5% cashback on spends done on Paytm Mall

2. 2% cashback on spending at Paytm Flights

3. 3% cashback on all other retail spends

4. 1% cashback on all other spends

FuelFuel Surcharge waive at select IOC pumps
Other BenefitsReceive specially designed offers for you on dining, travel & lifestyle

Verdict

Overall, the Paytm Credit Cards are a great addition to the company’s product lineup and offer customers a host of benefits and privileges. With their wide acceptability, attractive rewards and cashbacks, and smart banking features, the cards are sure to be a hit with customers.

FAQs of Paytm Credit Cards:

1. What are the eligibility criteria for the Paytm Credit Cards?

You should be at least 18 years old, and have a minimum income of Rs.3 lakhs per annum. A credit score of 750 to 900 will be considered ideal.

2. Where do I apply for the Paytm Credit Cards?

You can apply for the cards either through the Paytm App, or through the bank's website.

3. Is there an annual fee or joining fee to get Paytm credit card?

Yes, there is a nominal joining fee on Paytm credit cards. But you can get them waived off by spending a certain amount on your Paytm credit card within 30 days of card issuance. Check individual card features on this aspect.

4. What is Paytm First Membership?

Paytm First is a premium rewards and loyalty program for Paytm users. It provides exclusive benefits in addition to the regular offers. Paytm First members will receive numerous exclusive benefits from leading partnered brands. Your Paytm First membership will be activated within 15 working days if you make at least one transaction of Rs. 100 within one year of receiving your card.

5. What exactly are fuel surcharge waiver fees?

Fuel surcharge waiver fees imply that you do not have to pay the surcharge fees when using the card to purchase gasoline or diesel. The customer receives a 1% fuel surcharge waiver between Rs. 400 and Rs. 2000, with a maximum of Rs. 250 per statement.

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