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There is no fixed interest rate for a personal loan. It depends on a variety of factors like your income and employment stability, your credit score, your borrowing history, your repayment patterns and your relationship with the bank. Each lender will have a different set of criteria to lend.A personal loan interest rate can typically vary anywhere from 12% to 32% per annum, and depending on your individual situation, you can

The main feature of a personal loan is that it doesn’t require any collateral or security. It comes with zero restrictions on how you can spend the money. You can use it to fund your dream vacation, your child’s marriage, or simply to buy household utility items. Beware that because the lender has no security, it can be the most expensive form of a retail loan with high interest rates. However, if you have an urgent need fo

 EMI Calculation for Personal loan

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