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If you want a personal loan, do the research online on the offer that best suits your financial needs. Once you decide on the lender (bank or other financial institution), you then you can walk in at the lender’s nearest branch or apply online through their website. You can also contact the customer care department of your lender, or you can contact a direct sales agent.

You can check your eligibility online at their website and get instant approval if you qualify in terms of age, income and other criteria. Once you get your loan offer, you would be required to fill the complete application form. Your application would be processed, and the loan amount would be sanctioned if you fulfil the bank’s internal policies. You can also call their customer care service or request a call back.

The loan amount approved depends on various factors.  In particular, your net monthly income is taken into account and your credit score. Lenders will also look at your past repayment history, your existing loan obligations and your willingness and capacity to repay the loan.

There are several ways to go about applying for a personal loan: You can apply directly online at your chosen lender’s website; You can go in person to the branch with the required documentation;You can contact the customer care department of your lender;You can contact a sales agent.If you want to apply for a personal loan with the lowest interest rates as applicable to your

Personal loans are unsecured loans, meaning they do not require any guarantor or collateral.  You can use the amount for any personal need, a medical emergency, a family vacation or any other kind of expense. It typically comes with a high interest rate since it is an unsecured loan and is one of the costliest retail loans in the market.

First the bad news - there is no minimum credit score at which you are guaranteed a loan. But the good news is that you can get a personal loan with a low credit score as well, though at unattractive terms, like a high interest rate. That is why it is always recommended that you have a good credit score. It is advisable to have a credit score of 750 and above to stand a good chance of obtaining a loan of any kind on good terms and cond

There is no fixed interest rate for a personal loan. It depends on a variety of factors like your income and employment stability, your credit score, your borrowing history, your repayment patterns and your relationship with the bank. Each lender will have a different set of criteria to lend.A personal loan interest rate can typically vary anywhere from 12% to 32% per annum, and depending on your individual situation, you can

The main feature of a personal loan is that it doesn’t require any collateral or security. It comes with zero restrictions on how you can spend the money. You can use it to fund your dream vacation, your child’s marriage, or simply to buy household utility items. Beware that because the lender has no security, it can be the most expensive form of a retail loan with high interest rates. However, if you have an urgent need fo

 EMI Calculation for Personal loan

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