Bad credit is the result of your poor finance management. It could be due to past dues, negative accounts, or errors in your credit report. it is difficult to get a credit card with a bad credit and it won’t improve your bad credit any way. However, you can get obtain a secured credit card against your fixed deposit. This would help you manage your finance effectively but won’t improve your bad credit

Identify the negatives issues from your credit report and fix the problem to improve your credit score at the earliest.