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HDFC Platinum Times Credit Card

HDFC Platinum Times Credit Card

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LifeStyle

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Annual Fee

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Of late, if you are on the lookout of a credit card that is used for enjoyment and pleasure, then HDFC Platinum Times Credit Card is the right one for you. With an annual fee of Rs.1,000, the card offers a generous discount on movie tickets and dining. This also lets users earn various rewards on various other purchases. A Times Prime membership for making a single transaction within the calendar quarter.

How To Apply For HDFC Credit Card?

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A credit card is a payment card using which individuals can make purchases in advance and pay for them later. It is a safe and secure way to make purchases and offers one of the easiest ways to build and establish a credit history. It is a powerful financial tool as long as you don’t overspend on your card and pay your bills in full and on time. HDFC Bank is one of the largest banks in India and provides a wide range of credit cards designed exclusively for varying needs of the customers. They understand the requirements of the customer and transfer that knowledge in the credit cards they offer. With great rewards, cashback, travel, shopping and elite credit cards, they cater to every aspect of a customer’s needs. https://www.creditmantri.com/hdfc-bank-credit-card/ Thinking of applying for an HDFC credit card? But before you apply, we recommend you to check your credit score. Knowing your credit health helps you make informed credit decisions. Check your credit score for free at CreditMantri. You can apply for the credit card through CreditMantri. CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chance of your credit card application getting approved is higher. It is quick, simple and above all, free. Get started. Download App: http://bit.ly/38FFAUp Follow us on Facebook: https://www.facebook.com/CreditMantri/ Twitter: https://twitter.com/CreditMantri/ Instagram: https://www.instagram.com/creditmantri/ LinkedIn: http://bit.ly/2IHFRvw Pinterest: https://www.pinterest.com/creditmantri/ "For reviews about CreditMantri and write your reviews, click here https://www.creditmantri.com/reviews/ If you have any queries related to our services, you can log in to CreditMantri and write under the 'Need Help' section and we will get back to you immediately. Check your FREE credit score at CreditMantri. https://www.creditmantri.com/credit-score/ Check your FREE credit score at CreditMantri.

Quick Links To Handle Your HDFC Bank Credit Card

Key Highlights of HDFC Platinum Times Credit Card

  • Complimentary Times New Prime Membership offering a range of offers in shopping, travel, entertainment, dining, and various other categories.
  • 6 months membership with EazyDiner and 15% discount on paying for dining through EazyPay.
  • 50% off on BookMyShow tickets subject to a maximum of 4 discounted tickets per card per month.
  • A maximum discount of Rs. 600 can be used per transaction per cardholder.
  • Extra discount of Rs.1,500 with a 6-month complimentary membership up to 15% of your bill.
  • 20% discount on online and offline shopping, wellness, and hotel stay.
  • 3 reward points for every Rs.150 spends.

How to Avail the Times Prime Membership?

In order, to avail the Times Prime membership that comes with the HDFC Platinum Times Credit Card:

  • Log in to the timesprime website.
  • Select the offer you are interested in.
  • Click the ‘Generate Coupon’ button.
  • Use the coupon in the respective platforms to claim the deal.

Features & Benefits of HDFC Platinum Times Credit Card

The following are some of the features and benefits of the HDFC Platinum Times Credit Card. They are:

  • Gift vouchers of Rs.5000 is available across various categories with regard to shopping, dining, apparel and much more.
  • These gift vouchers are made available to individuals within 30 days of the card opening date.
  • After this, the cardholders become eligible to receive a gift voucher worth Rs. 5000.

HDFC Platinum Times Credit Card Fees & Charges

The following are some of the most important features and benefits of HDFC Platinum Times Credit Card. They are:

Joining or Renewal Membership Fee: Rs.1000 plus applicable taxes.

Welcome Reward:

  • HDFC is magnanimous in giving welcome bonus that comes with a variety of gift certificates for dining, shopping, and other activities. You need to visit the bank’s website to know the various welcome gift coupons.

Book My Show:

  • 50% off on movie tickets with a maximum of 4 discounted tickets. The maximum discount should not be exceeding Rs.600 per transaction. Rs.50 discount on the food and beverage can be availed once.
  • Discount of 15% of your bill when you use the card with PayEazy or EazyDiner.
  • Discount of 20% on online and offline shopping, wellness, and hotelstay.
  • 3 reward points on every Rs.150 spent on the card.
  • 10 reward points for every Rs.150 spent on dining on weekdays.

Entertainment Offers:

  • A welcome benefit of an annual subscription of TimesPrime membership.
  • For lifetime free credit card holder can avail the TimePrime membership for the first year only.
  • Avail offers and subscription of the Ganaplus, Sonyliv, TOI+, chhayos & uber, Myntra and much more.

Other Offers:

  • Upto 5% cashback on utility bill payments through SmartPay.
  • Upto 5% cashback on shopping through SmartBuy.
  • Fuel surcharge waiver of 1% on any transaction between Rs.400 and Rs. 4000 with a maximum waiver of Rs.500 per month.
  • Welcome voucher of Rs.5000 on shopping, apparel, dining, and much more. To avail the benefit, car activation needs to happen within 30 days.
  • Use the card for purchases of more than Rs.2,50,000 and get the renewal fee off.
  • Enjoy the flexibility of converting the big purchases through the card as flexible EMI.

Contactless Payments:

  • Enjoy the facility of contactless payment with the HDFC Bank Times Card Credit Platinum meant for fast, convenient, and secure payments in retail outlets.
  • Amount should not exceed a maximum of Rs.5000. For payments exceeding Rs.5000, you need to input a secure credit card PIN for secured payments.

Capping: Up to 2,000 reward points per day can be earned on insurance transactions and up to 1,000 reward points per month on grocery spends

Reward Points Redemption:

  • Customers can redeem the reward points against a minimum outstanding balance of Rs. 500 at the rate of 1 reward point = Rs.0.15.
  • Validity of the reward point is for 2 years from the date of accumulation.
  • 1% fee will be charged on the rental transactions.
  • 1% markup fee is charged on Dynamic Currency Conversion transactions.
  • Reward for grocery transactions to the maximum amount of Rs.1000.

Loss of Card:

  • In case of loss of card, you need to report to the HDFC round-the-clock callcenter assistance at 1800 2600 / 1800 1600. In case calling from an overseas destination, you can reach out at +9122 6160 6160.

HDFC Platinum Times Credit Card Eligibility Criteria

The following is list of eligibility criteria available for the HDFC Platinum Times Credit Card. They are:

Salaried Professionals:

  • Age: Between 21 to 60 years old
  • Monthly Income: Rs.35,000 and above

Self-Employed Professionals:

  • Age: Between 21 to 65 years old
  • Annual Income: Rs.6,00,000 and above

Documents Required

The following are the list of documents that are required for the HDFC Platinum Times Credit Card. They are:

  • Address Proof: Aadhar card, passport, a copy of a utility bill, Driver’s License, Property Registration Document,
  • ID proof: Aadhar card, driving license, passport, ration card, bank account statement
  • Income Proof: Latest one or 2-months’ salary slips, Latest Form 16, Last 3 months bank statement.
  • Two passport-sized color photographs.
  • A copy of the applicant’s PAN card or Form 60 is required.

How to Apply for HDFC Platinum Times Credit Card

Applying for an HDFC Platinum Times Credit Card is a simple and straightforward process. You can either apply for the card either online or offline.

Online Application:

  • Visit the HDFC bank website.
  • Select the “Credit Cards” section.
  • Select the “HDFC Platinum Times Credit Card”
  • Click the “Apply Online” button.
  • Fill in the application form with your personal details along with the PAN card.
  • Click “Submit” to sned your application form for processing.
  • After submission, you can track the status of your application form by getting in touch with the HDFC customer care.

Offline Application:

  • Visit the nearest HDFC Bank branch.
  • Ask for the application form for the HDFC Platinum Times Credit Card.
  • Submit the required documents as specified above.
  • A customer care executive will guide you through the entire application process.

HDFC Platinum Times Credit Card Rewards Program

Attractive Reward Points:

  • Get 3 reward points for every Rs.150 spent on the card.
  • Get 10 reward points for every Rs.150 spent on dining that is spent between Monday to Friday under the Weekday Dining Bonanza Deal.
  • Maximum of 2000 reward points per day can be earned on insurance transactions.
  • Maximum of 1000 reward points per month on all the grocery purchases.

Welcome Benefits:

  • Receive a welcome gift certificate for dining, shopping, and other activites.

How to Use and Redeem Rewards

Online Redemption

  • Log in to your Net banking account.
  • Navigate to the “Cards” section.
  • Go to Enquire -> Redeem Reward Points.
  • Select the card and redeem the reward points accrued or convert them to cashback.

Offline Redemption

  • Download the reward points redemption from the HDFC bank website.
  • Fill in the details and send the form to the Rewards Helpdesk.

Frequently Asked Questions

1. What is the HDFC Platinum Times Credit Card meant for and who is it best suited for?

The HDFC Platinum Times Credit Card is meant for individuals who enjoy movies, dining, and entertainment. The card offers exclusive benefits on movie tickets, dining, and lifestyle experiences, making it ideal for urban middle-class families.

2. What are the eligibility criteria for applying for the HDFC Platinum Times Credit Card?

The main eligibility criteria for applying for the HDFC Platinum Times Credit Card are that individuals need to be between 21 and 65 years old. In the case of salaried professionals, the minimum income needs to be Rs. 35,000 and above. the case of self-employed professionals, the income needs to be Rs.6 lakhs and above.

3. What is the annual fee and renewal fee for the HDFC Platinum Times Credit Card?

The annual fee or renewal fee of the HDFC platinum Times Credit Card is Rs.1000 only. In case if you spend above Rs.2,50,000 and above through the card, you will get your renewal fee waived.

4. What are reward points and how they are calculated in terms of the HDFC Platinum Times Credit Card?

Reward points are accrued based on your spending through the HDFC Platinum Times Credit Card. You will get 3 reward points on every Rs.150 spent on the card. And you can also avail a maximum of 10 reward points on every Rs.150 dinings spent between Monday to Friday on the card.

5. What is the validity period for redemption of the reward points for HDFC Platinum Times Credit Card?

The maximum validity period of redemption of reward points of the HDFC Platinum Times Credit Card is 2 years.

6. Does the HDFC Platinum Times Credit Card support contactless payments?

Yes. HDFC Platinum Times Credit Card does support contactless payments. But in case of spending above Rs.5000 on the card will expect you to key in the PIN number for the card.

7. Are there any travel or lifestyle privileges that comes along with the HDFC Platinum Times Credit Card?

The maximum validity period of redemption of reward points of the HDFC Platinum Times Credit Card is 2 years.

8. What is the Times Prime membership that comes with the HDFC Platinum Times Credit Card?

Times Prime Membership is an annual membership that comes with the HDFC Platinum Times Credit Card. You can avail this offer after making at least one transaction every calendar quarter. This membership comes with exclusive offers and deals that comes with shopping, travel, dining, entertainment, and various other categories.

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