CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
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IndusInd Bank has credit cards for every requirement of the customer. It provides benefits ranging from reward points to welcome perks. Let us now look into the documents required, eligibility criteria, fees, and credit cards services offered by IndusInd Bank
Get exclusive benefits, offers, and more with INDUSIND Bank Credit Cards
Note: It will not affect your score
Annual fee      :
Reward Type  :
Joining Fee    :
No physical documents are needed
Produce your Aadhaar and PAN card to make the application process quick
Residence proof if the current address differs from the one on Aadhaar.
IndusInd Bank offers multiple types of credit cards like Shopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs. Travel: These are credit cards made for people who love to travel and get benefits in form of reward points or miles which can be redeemed for attractive gifts or free ticketsLifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month.
IndusInd Bank provides unique a feature with their credit card as in the customer can choose the benefits that they require from the following
The Platinum Aura Edge Shop Plan highlights:
The Platinum Aura Edge Home Plan highlights:
The Platinum Aura Edge Party Plan highlight:
The Platinum Aura Edge Party Plan highlight:
Apply Online Through CreditMantri
Online Apply Through The Bank’s Website
Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you
Thus, credit cards provide a card holder a plethora of benefits.
The credit card fees and charges will vary according to the card. The list shown below consists of the general fees and charges.
Varies from one card to another
3.38% p.m. (46% p.a.)
Late payment fees
From Nil to 1300 depending upon the balance
Some other charges may differ across cards
If you are using a credit card from IndusInd Bank, you might have some queries regarding that. For any doubts/complaints regarding your credit card, you can contact Indusind Bank credit card customer care through:
After applying for a credit card, it is essential to verify the application status. For this purpose, IndusInd bank provides you with the facility to keep yourself aware about the status of your application. You can track this online, through your mobile number, airway bill number, calling customer care, and offline by visiting the nearest branch.
Making timely payments of credit card bills is necessary. For this, IndusInd bank provides various methods to pay the credit card bill. Some of the modes of paying the credit card bill are, netbanking, mobile banking, NEFT, RTGS, online through the bank’s website, cash, cheque, or DD.
Credit card bill payment defaults happen due to financial crunch or forgetting the due date. This can be avoided if the credit card balance is regular. IndusInd bank provides various methods through which you can make credit card balance enquiry. They are netbanking, via SMS alerts, customer service, ATM, visiting a branch, monthly statements, and mobile app.
You can bank from the comfort of your home or from anywhere using the
IndusInd bank net banking services . You can transmit cash, make bill payments, see your account balance, create a deposit, and more just by logging into net banking.
IndusInd bank provides ways to close your credit card such as dialing the 24/7 customer care number - 1860 267 7777 to lodge an official request to close your credit card or sending a written application to the nearest branch of the bank.
IndusInd Bank Credit Cards come with a host of benefits and privileges. Thus, apply for the credit card according to your spending habits and experience a range of rewards and discounts.
1. What is the eligibility criteria for getting IndusInd Bank Credit Card?
You need to be above 21 years old and below 65 years old with a steady income of at least Rs.3,00,000 per annum as a self-employed or working in a reputed company.
2. How to do IndusInd Bank credit card bill payment?
You can pay the bill on the IndusInd Bank website by logging into their internet banking portal or you can download their mobile app which also has the option of IndusInd Bank credit card bill payment. The offline method is where you can pay your bill at any IndusInd Bank branch.
3. Why was my IndusInd Bank credit card application rejected?
It could be any number of reason from low credit score, eligibility criteria etc. You should wait for the rejection letter which will have all the details and reason for rejection. If you have further queries you can contact IndusInd Bank credit card customer care for further information.
4. How can I check my credit card usage?
You can check your credit card usage or balance through Net banking, Mobile banking, visiting the nearest branch, ATM, calling customer service or opt for monthly statements and SMS alerts.
5. Is it required to clear all dues on the IndusInd bank credit card before cancelling the credit card?
You have to clear the dues pending on the card before requesting cancellation of IndusInd Bank credit card.
6. What is the minimum due in IndusInd Bank credit card?
The minimum amount due is computed as 5% of the total amount due or some other amount which will be decided by IndusInd bank.
7. How long will it take to obtain an IndusInd Bank credit card?
Once the application is submitted, IndusInd Bank will take about 7 – 15 working days to do the background verification and approve the credit card.
IndusInd Bank Partners with NPCI to Roll Out 'Platinum RuPay Credit Card' on UPI8 Nov 2023
IndusInd Bank has partnered with the National Payments Corporation of India (NPCI) to introduce the 'IndusInd Bank Platinum RuPay Credit Card'. This credit card can be linked to UPI-enabled apps thus making payment hassle-free and easy. Cardholders c...
IndusInd Bank has partnered with the National Payments Corporation of India (NPCI) to introduce the 'IndusInd Bank Platinum RuPay Credit Card'. This credit card can be linked to UPI-enabled apps thus making payment hassle-free and easy. Cardholders can also earn rewards on their UPI transactions, which can be converted into statement credit, airmiles, or redeemed for vouchers through 'IndusMoments.'IndusInd Bank has now joined the group of banks like Punjab National Bank, Union Bank, Indian Bank, HDFC Bank, Canara Bank, Axis Bank, Kotak Mahindra Bank, and BFSL in giving RuPay Credit Card on the UPI platform.
IndusInd Bank Launches Virtual Commercial Credit Card To Enable Cross Border Payments 15 Sep 2023
IndusInd Bank has tied up with Visa and Juspay to launch the 'Virtual Commercial Credit Card' . This card can be used to pay across the borders for corporates and travel agents. Customers can make safe and hassle free international transactions with ...
IndusInd Bank has tied up with Visa and Juspay to launch the 'Virtual Commercial Credit Card' . This card can be used to pay across the borders for corporates and travel agents. Customers can make safe and hassle free international transactions with the additional layers of security provided by this card. Using the virtual commercial credit card, commercial users can generate virtual cards or credentials in foreign denominated currencies also, safeguarding the parent card number, ensuring utmost security for transactions. Transaction specific limits and expiry dates can be defined for each virtual card, thus leaving the user with a safe and seamless payment experience.
IndusInd Bank Ties Up With British Airways and Qatar Airways To Launch Multi-Branded Credit Cards 16 Jan 2023
IndusInd Bank has partnered with Qatar Airways and British Airways to launch a multi-brand credit card powered by Visa for Indian customers. The multi-branded credit card is expected to be launched and made available to consumers in the first quarter...
IndusInd Bank has partnered with Qatar Airways and British Airways to launch a multi-brand credit card powered by Visa for Indian customers. The multi-branded credit card is expected to be launched and made available to consumers in the first quarter of the financial year 2023 - 2024. Using this card, members can collect Avios - The rewards currency for British Airways Executive Club and Qatar Airways Privilege Club.
This credit card will be available as a Visa Infinite credit card and will offer the best in class rewards and benefits to elevate the international travel experience for customers. This credit card is loaded with attractive benefits for frequent travellers. At the time of applying the customers can choose their preferred airline loyalty programme and choose their preferred travel destination to collect maximum Avios and enjoy a host of other benefits like meet and greet service, tier fast-track, and concierge service.
Experience Luxury Benefits and Rewards with the Pioneer Heritage Card from IndusInd Bank21 Jan 2021
Equipped with best-in-class safety features, the Pioneer Heritage card from IndusInd Bank in partnership with Mastercard is aimed at affluent Indian entrepreneurs and professionals. It’s the first all-metal card from IndusInd Bank. The card offers an...
Equipped with best-in-class safety features, the Pioneer Heritage card from IndusInd Bank in partnership with Mastercard is aimed at affluent Indian entrepreneurs and professionals. It’s the first all-metal card from IndusInd Bank. The card offers an array of benefits and rewards across categories like travel, entertainment, lifestyle, wellness and several others. The card offers customers an unmatched banking experience with plenty of features and rewards.
Experience the power of an interactive credit card with IndusInd Bank's Nexxt Credit Card16 Nov 2018
IndusInd Bank has launched a first-of-its-kind interactive credit card called Nexxt. This card has interactive buttons on the face of the card which can help you decide the mode of payment for a particular transaction at POS. One can choose to pay by...
IndusInd Bank has launched a first-of-its-kind interactive credit card called Nexxt. This card has interactive buttons on the face of the card which can help you decide the mode of payment for a particular transaction at POS. One can choose to pay by EMI, Reward Points or Credit. The EMI has further 4 options for various time periods like 6,12,18 & 24 months. The customers get the power to choose the mode of payment instantly on the press of a button rather than having to call or write to the bank to convert purchases into EMIs or pay by reward points.
In addition to this, customers also can avail of the usual benefits like offers on entertainment, access to lounge access, concierge service, fuel surcharge waiver, reward earnings, and reward redemptions
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application