Apply for HDFC Solitare Credit Card

Why apply through CreditMantri

CreditMantri matches your credit and demographic profile to HDFC Solitare Credit Card lending criteria - others just match your demographic criteria. We shortlist lenders willing to lend to you based on our proprietary matching algorithm.

In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. We upfront check whether you qualify for HDFC Solitare Credit Card. Hence the chances of your HDFC Solitare Credit Card application getting approved is higher.

Nil

joining fee

Nil*

annual fee

LifeStyle

reward type

  • Get Rs. 1,000 Shoppers Stop vouchers on Rs. 75,000 spends every 6 months.
  • Enjoy shopping with Shoppers Stop vouchers of total worth Rs. 2,000 every year.
  • Earn a CashBack of more than Rs. 4,000 on RP accumulated by spending Rs. 5 lakh on your card.
  • Save Rs. 1,500 in a year on your fuel transactions
  • 3 Reward Points on Rs. 150 spent. 50% more Reward Points on dining and grocery spends
  • Annual fee - Nil (if applied online)
  • Atleast 2 photos and signature bearing national identity cards
  • Proof of address -Ration card,electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement

About HDFC Bank:

HDFC Bank is one of the leading private sector banks in India and one of the largest credit card issuers in the country. It was incorporated in 1994 and provides a range of banking services on the wholesale and retail side. It offers a wide array of credit cards to suit the differing needs of its large customer base. If you are a woman looking for a credit card with specially designed benefits, then the HDFC Solitaire Credit Card can be a suitable option.

Overview of HDFC Solitaire Credit Card

The HDFC Solitaire Credit Card is an exclusive credit card designed for the bank’s female customers. It provides women customers attractive benefits that are specially suited to their spending. It offers store vouchers for overall spends above a certain minimum amount and rewards points on dining and grocery spends.

HDFC Bank Solitaire Credit Card Features

Solitaire offers a variety of features for its customers. These include:

Fuel Surcharge Waiver

You can receive a Fuel Surcharge Waiver, which is capped at Rs. 250 every billing cycle. Services taxes are applicable. This waiver can allow you to save up to Rs. 1,500 a year on fuel transactions (assuming an average monthly fuel purchase bill of Rs 5000).

Reward points will not be accumulated for fuel transactions after April 2016.

Safe & Secure Transactions

The HDFC Bank Solitaire Credit Card comes with an encrypted chip which ensures that transactions are secure. It has both the dip and swipe facility.

Zero Liability on lost card: 

If your card is stolen or misplaced, you have zero liability once you report the loss. If you lose your Solitaire Credit Card, ensure that you immediately report the loss to the 24-hour HDFC call centre. Once you report the loss, you carry no liability on any fraudulent transactions that may occur on your card.

Interest-free credit facility 

Enjoy up to a 50-day interest free period from the date of purchase.

Reward points validity

The Reward points accrued are valid only for 2 years from the date of purchase.

HDFC Solitaire Credit Card benefits

Lifestyle benefits:

When you shop with your HDFC Bank Solitaire Credit Card, you get 3 reward points for every Rs. 150 spent. You can get 50% more Reward Points on dining and grocery spends and can redeem your points for gifts/vouchers from the HDFC reward catalogue.

(Note that only retail purchases qualify for reward points. Cash Advance, fees and other charges do not qualify for Reward Points.)

Solitaire Shopping Benefits: 

Your Solitaire Credit Card rewards you for shopping! You can avail of a shopping voucher from Shoppers Stop worth Rs. 1,000 if you spend more than Rs. 75000 in a six-month time frame. You could thus be eligible for 2 vouchers worth a total of Rs 2000 if your overall spend is above Rs 1,50,000 a year over the two six-month time periods.

Solitaire CashBack Benefits:

With the HDFC Solitaire Credit card, you have the power to redeem Reward Points as CashBack against the outstanding amount on your Credit Card (100 Reward Points = Rs. 40). Additionally, you can enjoy a cashback of more than Rs. 4,000 on reward points accrued by spending Rs. 5 lakh annually on your card.

Solitaire Travel Benefits:

You can redeem your reward points against air miles/air vouchers of leading domestic airlines. If you are an avid shopper who travels a lot, the HDFC Bank Solitaire Credit Card is the right choice for you as it combines both shopping and travel benefits.

Other benefits:

  • You get a one-time free wellness package from Thyrocare as a welcome benefit
  • Earn 3 Reward Points per Rs.150 spent
  • Earn 1000 Reward Points upon renewal of card from 2nd year onward
  • Get 50% additional Reward Points on grocery & dining spends as part of Accelerated Reward Points Feature

HDFC bank Solitaire Credit Card annual fee

The annual fee varies with each customer and each offer and is communicated to the card member at the time at the time of application.

Eligibility for HDFC Bank Solitaire Credit Card

For salaried employees – between 21-60 years

For the self-employed – between 21-65 years

Documentation required for the HDFC Solitaire Credit Card

The documentation required for a Solitaire card is straightforward. You will require the following:

  • 2 passport size photos and signature-bearing national identity cards
  • Proof of address - Ration card, electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement

HDFC Solitaire Credit Card FAQs

Can I apply for a HDFC Solitaire Credit Card online?

Yes, you can apply for HDFC Solitaire Credit Card online

Can I use this chip card for online transactions?

Yes, you can use this chip card during online transactions if it comes under 'Verified by Visa'/’MasterCard SecureCode’. This ensures safe online transactions.

What are the benefits of a using a chip card?

The microchip in the credit card is encrypted, providing security and protection to help guard against fraudulent transactions.

Can HDFC chip cards be used anywhere?

Yes, your HDFC Bank chip credit card can be used anywhere globally. Just ensure that the merchant accepts Visa/MasterCard.

I work from home. Am I still eligible for the HDFC Solitaire Credit Card?

Yes, as long as you are a working professional and show proof of salary, you will be eligible for the credit card

What if my card is lost/stolen?

Call the Credit Cards Customer Service, and report the lost/stolen card. You can also report the loss online through net banking. Just log in to your NetBanking account and report your card as lost or stolen.

I reported my credit card as lost, but I have now found it. What do I do now?

If you happen to recover your credit card after having informed it lost, do not use it. Destroy the card by cutting it and ensure that you cut across the encrypted chip in the card.

HDFC Bank Solitaire Credit Card review

If you are an avid shopper, then this card is for you. HDFC Bank has designed this card exclusively for its female customers so that they can get attractive returns on shopping combined with other travel and lifestyle benefits for using the card. The rewards and perks which this card offers on shopping and dining makes it a desirable option, provided that you pay off your credit card dues consistently every month.

Apply for a HDFC Solitaire Credit Card

You can apply for a HDFC Solitaire Credit card online by logging onto the HDFC Bank website or by visiting the nearest HDFC branch and submitting the application and required documentation.

Alternatively, if you think you need some help with your credit card application and advice on eligibility, CreditMantri can guide you through the process and match you with the credit card that suits your needs the best!