Apply for HDFC VISA Regalia Credit Card

Why apply through CreditMantri

CreditMantri matches your credit and demographic profile to HDFC VISA Regalia Credit Card lending criteria - others just match your demographic criteria. We shortlist lenders willing to lend to you based on our proprietary matching algorithm.

In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. We upfront check whether you qualify for HDFC VISA Regalia Credit Card. Hence the chances of your HDFC VISA Regalia Credit Card application getting approved is higher.

Nil

joining fee

Nil*

annual fee

LifeStyle

reward type

  • Get a complimentary Priority Pass Membership for preferential and free access to 600 airport lounges around the world.
  • Enjoy a complimentary Taj Epicure Plus Membership Card that entitles you to some very exquisite benefits* at Taj Hotels and Resorts.
  • Reward Points each time you stay, 10% discount on the rack rate at Taj Leisure Hotels in India, 10% discount on telephone and fax usage charges, 15% discount on laundry and 20% discount on business centre services.
  • Unparalleled protection with air accident cover up to Rs. 1 crore and overseas emergency hospitalization cover of Rs. 12 lakh
  • Earn 8 reward points on all purchases at www.hdfcbankregalia.com and 6 reward points for every Rs.150/- dining spends and 4 reward points for every Rs. 150/- other spends.
  • APR - 23.88% p.a
  • Atleast 2 photos and signature bearing national identity cards
  • Proof of address -Ration card,electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement

About HDFC Bank:

HDFC is one of the leading private sector banks in India and one of the largest credit card issuers in the country. HDFC Bank was incorporated in 1994 and provides a range of wholesale and retail banking services. It offers a wide array of credit cards to suit the differing needs of its large customer base.

Overview of HDFC Bank Regalia Credit Card

If you are looking for a credit card that caters to premium travel, dining, leisure and entertainment, then this could be the card for you. The HDFC Regalia Credit Card is power packed with features specially designed with travel benefits and lifestyle privileges. You get exclusive airport lounge access through Priority Pass Membership programme, complimentary Club Vistara Silver membership, premium hotel benefits like Taj Epicure Plus Membership and a low foreign currency mark-up fee of 2% on international transactions. . You can carry the world in your pocket when you possess this card. Read on to know how!

HDFC Bank Regalia Credit Card features

Taj Epicure Plus Membership

Your HDFC Regalia offers you a complimentary Taj Epicure Plus membership card which entitles you to enjoy exclusive benefits at Taj Hotels and Resorts. You just need to present the Epicure Plus card at the hotel counter in order to avail the exclusive membership benefits.

Enjoy Gold Level status of the Taj InnerCircle and earn Epicure points on your food and beverage spends at any of their participating restaurants in India. Earn 2.5 Epicure Points (1 Epicure point = Rs. 10) for every Rs. 100 spent on food and beverages at participating restaurants.

Earn 1 Taj InnerCircle Point for every Rs. 70 spent on room, laundry, telephone or business centre during your stay at any Taj Hotel around the world (points are not accrued on tax spends). You can redeem these points for dining or holidays at the Taj or simply use them to settle your room bills. You also get very exclusive gift certificates and vouchers with your complimentary Taj Epicure membership. Do note that the renewal of Taj Epicure membership is solely at discretion of the Bank, and could be based on the frequency with which you use the facilities in the previous year. A new set of gift certificates will be dispatched to you on the successful renewal of your Taj Epicure membership.

Club Vistara Silver membership

The HDFC Regalia card enables you to enjoy complimentary Club Vistara Silver Membership. Enjoy attractive benefits including:

  • 6 Club Vistara (CV) points for every INR 100 spent on all Vistara Flights
  • Additional 5 Kg Baggage allowance and priority airport check-in/boarding.

Enjoy exclusive Airport Lounge Access

Your HDFC Regalia Credit Card gives you complimentary Priority Pass Membership which allows you access to more than 700 airport lounges around the world. Make use of exclusive facilities like phones, fax, internet access and conference rooms to relax and unwind. You can enjoy 12 such free accesses to Priority Pass lounges annually. This benefit is also extended to your guests at a fee of $27 per person, per visit on your HDFC Regalia credit card. Keep in mind however that usage charges may vary from lounge to lounge.

Exclusive dining privileges

Your HDFC Regalia credit card is your pass to indulge in luxury dining as it entitles you to exclusive dining privileges at over 300 premium restaurants at leading hotel chains in the country like Vivanta by Taj, Marriot Hotels, Hyatt Hotels and many more. You are eligible for complimentary offerings and savings each time you dine with your HDFC Regalia card.

Reward Points

Get attractive reward benefits on your HDFC Regalia credit card. Earn 4 Reward Points for every 150 spent on your HDFC Regalia Credit Card. Enjoy accelerated 2 X Reward Points for every Rs. 150 spent for bookings done on HDFC’s Regalia website, spends on dining at standalone restaurants and bookings done on the Air Vistara website. Please note that only retail purchases qualify for Reward Points with the exception of fuel. Transaction amounts of less than Rs. 150 will not accumulate any Reward Points.

Reward Point Redemption

Accumulate your reward points and redeem them for travel and entertainment bookings on HDFC’s Regalia website. Alternatively, you can opt to redeem your Regalia Reward Points for exciting gifts from the exclusive rewards catalogue. You can also convert Reward Points into air miles of leading domestic and international airlines.

Reward Points Validity

The Reward points accumulated are valid for 2 years from the date of purchase. Make sure you redeem your points before they expire!

HDFC Bank Regalia Credit Card benefits

Fuel Surcharge Waiver

Your HDFC Regalia card allows you exemption from the 2.5% fuel surcharge. Enjoy 0% surcharge on all your fuel purchases when your swipe your HDFC Regalia credit card across fuel stations, provided your minimum transaction is INR 400. The maximum cash back per credit card statement cycle is Rs. 500.

Lowest Foreign Currency markup

Your HDFC Regalia card specially caters to international travelers. Enjoy the benefit of a low foreign currency markup of 2% on all your international currency spends.

Interest-free credit facility

Enjoy up to 50 days of interest-free credit from the date of purchase and manage your payments.

Revolving credit

You can choose to pay only the minimum amount due and carry forward the balance amount to next month at an interest rate of 1.99% per month.

As an HDFC Regalia Credit Card customer, you can avail concierge services and customize your travel, entertainment, dining, event planning, itinerary planning and other reservations. Experience luxury, exclusive service privileges, and the best of business experience with HDFC’s Global Concierge Assistance with quick and efficient assistance whenever and wherever you need it.

Comprehensive insurance

Your HDFC Regalia Credit card comes with comprehensive insurance cover against various risks like accidental death during air travel and overseas medical emergency/hospitalization cover - subject to terms and conditions. Air accident insurance cover is only activated if the tickets are purchased using HDFC Regalia credit card and the nominated kin are covered for Rs 1 crore. Comprehensive insurance cover is applicable only to the primary card holder.

Eligibility for HDFC Bank Regalia Credit Card

For salaried employees – between 21-60 years

For the self-employed – between 21-65 years

HDFC Bank Regalia Credit Card annual fee

The Annual Fee varies with each customer and each HDFC Regalia Credit Card offer. The fee is communicated to the card member at the time at the time of application.

HDFC Bank Regalia Credit Card - documents required

The documentation required for an HDFC Regalia credit card is fairly simple. You will require the following:

  • At least 2 photos and signature-bearing national identity cards
  • Proof of address - ration card, electricity bill can be submitted
  • PAN card, Form 16 and IT return
  • Proof of salary

HDFC Bank Regalia Credit Card FAQs

Can I apply for an HDFC Bank Regalia Credit Card online?

Yes, you can apply for HDFC Regalia Credit Card online.

How safe is it to use this credit card for online as well as offline transactions?

Your HDFC Regalia Credit Card needs to be registered for 'Verified by Visa'/’MasterCard SecureCode’ before using it for online transactions. This is to ensure safe and secure online transactions.

It also comes with an encrypted chip that assures the security of your transactions while using it at retail outlets and guards you against any fraud, counterfeiting and other security threats.

I am a frequent traveler. Can I use my Regalia card anywhere?

Yes. The HDFC Regalia credit card is designed for travelers like you and can be used anywhere globally. Just ensure that the merchant accepts Visa/MasterCard. The credit card has an encrypted embedded chip which guards you against fraudulent transactions, counterfeiters, identity thieves and other security risks that you may encounter.

What are the benefits of a using a chip card?

The microchip in the credit card is embedded, which provides you with enhanced protection to help guard against fraudulent transactions.

HDFC Bank Regalia Credit Card review

HDFC Bank Regalia Credit Card makes a good partner to those who travel frequently and enjoy a premium lifestyle. It is an attractive option for those interested in premium high end travel and leisure offers. The exclusive rewards that this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.

Apply for an HDFC Bank Regalia Credit Card

You can apply for an HDFC Regalia credit card online by logging onto the HDFC Bank website. Alternatively, if you think you need help with your credit card application process and advice on eligibility, CreditMantri can guide you and match you with the credit card that suits your needs the best.