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Home First Finance Company offers loans against property with flexible documentation and quick processing. Flexible prepayment and part payment facility. No foreclosure charges. Apply now exclusively on CreditMantri!
Home First Finance Company was integrated as a Non-Banking Finance Company in 2010, and focuses on housing finance for predominantly first time house buyers. HFFC mainly concentrates on providing loans to low and middle-income individuals with loans starting as low as Rs. 1 lakh.
Everyone, at some point or the other, needs that much-needed credit support in the form of a loan or credit card for a variety of situations—like a medical emergency perhaps, or to fund your child’s higher education, or simply to take a luxurious vacation. Whenever the need crops up, you can cash in on the value of your real estate – whether commercial or residential. Owning property means you are sitting on an unutilized asset that can help you raise funds at a relatively low cost. Unlock the potential of your property with a loan against property from Home First Finance Company. With a loan against property from Home First Finance Company, you can now source funds at attractive interest rates and flexible tenures. A loan against property from Home First Finance Company has various benefits like:
Home First Finance Company loan against property can be availed by salaried individuals, self-employed professionals, and businessmen. They should be able to show a stable source of income, and should be over 21 years old at the time of application of the loan.
Home First Finance Company offers attractive interest rates depending on a host of eligibility criteria. This basically includes your credit score, borrowing history and other factors that reflect your financial capability and behavior. The rate ranges from 17-18% per annum but can be revised at any time. For the latest interest rates, it is advisable to contact Home First Finance Company directly.
The loan processing fee could range anywhere from Rs. 11,900 to Rs. 15,900 plus Service Taxes and other statutory charges. Legal and technical charges will be levied in addition to the processing fees. For the full list of charges, you can visit your nearest branch.
The documents that you need to submit are as follows:
For the Salaried
For the Self-employed Professional
For the self-employed businessman
You need to keep your Home First Finance Company loan against property application reference number handy for future referencing. You can approach Home First Finance Company’s customer care while quoting the application number.
Who is eligible to apply for a loan?
Any salaried or self-employed Indian national who is credit worthy and has a stable source of income is eligible to apply for a loan against property from Home First Finance Company. He / she should be over 21 years of age at the commencement of the loan. He / she should be able to demonstrate a stable income and employment history. The property should be free of legal and other encumbrances.
When can I apply for a loan against property?
If you are in urgent need of funds, for personal or business purposes, you can apply for an LAP instead of opting for a personal loan. The interest rates charged are competitive and you can use the loan amount for any purpose.
Is there a pre-payment option for Home First Finance Company LAP?
Yes. You can prepay the loan, subject to terms & conditions specified at the time of application of the loan.
What is the maximum loan amount that I can avail?
The maximum loan amount depends on the market value of the property as assessed by Home First Finance Company. Depending on the property, you may be eligible for up to 90% of the value.
Home First Finance Company offers an array of finance products to suit every need and budget, especially to the middle class and the low-income group. The company facilitates quick completion of the formalities once the loan is approved. Home First Finance Company Loan Against Property is a multi-purpose loan which you could use in times of financial crisis—for personal as well as business expenditure. Unlock the hidden value of your property by availing of a Loan Against Property.
You can apply for Home First Finance Company Loan Against Property in the following ways:
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