Interested in financial products


IndusInd Bank has been in the service of Indian consumers since 1994. The bank boasts of more than 1000 branches and over 1,800 ATMs spread across the country. It has been offering various banking services to its customers through its branches, Internet Banking & Mobile Banking.

IndusInd Mobile Banking is a one-stop solution for all your banking needs. It allows you to bank from the comfort of your home or office, 24x7 and 365 days. IndusInd Mobile Banking is offered through the following channels –

  • IndusMobile App
  • Indus Mobile SMS
  • Missed Call Banking
  • Indus Mobile USSD

Indus Mobile App

Indusind Bank Mobile Banking

The Indus Mobile App is an innovative product allowing you to conduct your banking through your smartphone. It allows various banking services, cab booking, food ordering, bill payments, and various attractive benefits to the users.

It is available for download from Google Play, Apple App Store and Windows Store.

Features of the IndusMobile App

  • Quick Money Transfer – With this app, transfer money quickly through SMS, email or Social Media Platforms without having the receiver's bank account details.
  • Debit Cardless Cash Withdrawal – You can use the Cash-On-Mobile service on your app and withdraw cash from any IndusInd Bank ATMs without using your debit card.
  • Safety Features –In case of loss or theft of your debit card, you can immediately block it using the app.
  • Non-Financial Services - You can use the app for non-financial transactions like ordering cheque book, account statements, applying for a locker, managing your card limits and setting your PIN.
  • Instant Money Transfer with IMPS – you can now send money even on holidays through IMPS facility on the app. You just have to choose the beneficiary, enter the amount and confirm your transaction through mobile OTP.
  • Invest smartly through the app – Invest and save money in FDs & RDs on the app itself.
  • One Touch Bill Payments – You can save and pay all your bills on the all new All-in-One Store. You also get rewarded for using this features.
  • Order Food – The app allows you to order food directly from apps like Swiggy, Freshmenu & Faasos.
  • Exclusive Offers For All App Users – Users are sent best offers around them to save more with exclusive local and online deals.
  • Cab Booking – The app allows you to book cabs across all major cab operators. You also get exclusive cashbacks on all your trips.
  • Upgrade Your Debit Card – Through the Service Request tab, you can upgrade your current debit card to get more benefits and exclusive offers.
  • Manage Debit Card Limit – Through the app, you can now manage your card limits. You can choose to increase/decrease your card limit or even block your card temporarily in case you have misplaced it.
  • Set/ Reset Your Debit Card Pin – In case you have forgotten your ATM PIN or want to set PIN for your new Card, you can do it right on the app.
  • Combine your Reward Points – You can transfer the reward points available on your DUO Debit Card to DUO Credit Card using the IndusMobile App. You can then redeem it for your favourite product.

How to Register for Mobile Banking on the IndusMobile App?

As stated earlier, the IndusMobile app is available for download from Google Play, Apple App Store and Windows Store. Please download the app for your relevant device.

  • Tap on the app to launch it. 
  • Enter the mobile number registered on your bank account. 
  • The app will verify your mobile number and take you to the Registration page. 
  • Select Netbanking and enter your Netbanking UserID & Password. 
  • An OTP will be sent to your mobile number. Enter that and hit ‘Submit’. 
  • On the next page, you will be asked to choose your preferred login method and set a profile picture.
  • You will also be allowed to choose to set a Swipe Pattern or an MPIN for logging in.
  • You can choose the primary account for the app. And now, you are ready to go. 

Services available on IndusMobile App

You can perform more than 75+ Banking/Credit Card services through the app:

  • Check account balance, statements
  • Check Deposit details and open fixed or recurring deposits
  • Check Credit Card and loan details
  • Free instant payments and transfers (IMPS, QuickPay)
  • Free NEFT
  • Add and Pay 250+ bills
  • View FCNR deposits
  • Get smart notifications
  • Service requests
  • Mobile and DTH recharges and a lot more

IndusInd Bank SMS Banking

The feature is useful when you don’t have a smartphone or an internet connection. You must first link your mobile number with your account number and avail the SMS banking facility. You can do that by visiting your nearest IndusInd bank branch and update your mobile number with your account.

SMS Banking allows you to get account balance, know last 3 transactions in the account, get MMID for your account, recharge your own or other’s mobile number and much more with your primary account.

You need to type the keyword and send it as an SMS to 9212299955.

Here is a list of services available through SMS Banking

ServiceSMS formatExample

Check Account Balance



Check Last 3 transactions



Recharge Own-Mobile Number*

MYREC space RECHARGE AMOUNT space Last 4 digits of debit card

MYREC 100 5678
Rs. 100 own-mobile recharge if debit card no. is xxxx xxxx xxxx 5678

Recharge other mobile number

MOB space 10-DIGIT MOBILE NO space TELECOM OPERATOR NAME space RECHARGE AMT space Last 4 digits of debit card

MOB 9876543210 AIRTEL 100 5678
Rs. 100 recharge for Airtel mobile no. 9876543210 if debit card no. is xxxx xxxx xxxx 5678

Recharge DTH connection

DTH space SUBSCRIBER ID space OPERATOR NAME space RECHARGE AMT space Last 4 digits of debit card

DTH 12345 TATASKY 500 5678
Rs. 500 recharge for Tatasky subscriber ID 12345 if debit card no. is xxxx xxxx xxxx 5678

Generate MMID



Mobile recharge Operator List and keywords

Mobile Recharge Operator NameKeyword for SMS

Mobile Recharge Operator Name

Keyword for SMS

Aircel Prepaid


Airtel Prepaid


BSNL  Prepaid


Tata Docomo Prepaid


Idea Prepaid


MTNL Delhi Prepaid


MTNL Mumbai Prepaid


MTS Prepaid




RIM GSM Prepaid


Tata Indicom Prepaid


Uninor Prepaid


Videocon Prepaid


Virgin Prepaid


Vodafone Prepaid


You can also raise service requests through SMS Banking. Here is a list of the services and the corresponding Keywords. The Keywords have to be sent to 567677

Request TypeSyntax/KeywordExample

Duplicate Statement request

STMT Space last 4 digits of the account no.

STMT 5678
If Account no. is xxxx xxxx 5678

Duplicate FD advice request

DFD Space last 4 digits of FD no.

DFD 1234
If FD no. is xxxx xxxx 1234

ADD on card request


ADD ON Space last 4 digits of account no.

ADD ON 5678
If Account no. is xxxx xxxx 5678

TDS certificate request

TDS Space Pan No Space QuarterFY

If PAN is ABCDE1234F

Apply for Home Loan


HL Space last four digits of account no.

HL 5678
If Account no. is xxxx xxxx 5678

Apply for Credit Card


CC Space last four digits of account no.

CC 5678
If Account no. is xxxx xxxx 5678

Apply for FD


FD Space last four digits of account no.

FD 5678
If Account no. is xxxx xxxx 5678

Apply for Account Grouping

Group A/C Space last four digits of account no.

GROUP A/C 5678
If Account no. is xxxx xxxx 5678

Apply for New Account

New Acc Space last four digits of account no.

New Acc 5678
If Account no. is xxxx xxxx 5678

Apply for E-Locker

Elocker Space last four digits of account no.

If Account no. is xxxx xxxx 5678

Lodge a complaint



Help on above SMS keywords



Link your Aadhar no. to your Account no.

SEED Space 12 digit IndusInd Account Number Space 12 digit Aadhar Number

SEED 123456789012 098765432109
If Account no. is 123456789012 and Aadhar no. is 098765432109

DBTL – LPG seeding through SMS

DBTL Space 12 digit IndusInd Account Number Space 17 digit LPG ID

DBTL 123456789012 12341234123412341
If Account no. is 123456789012 and LPG ID is 12341234123412341

PMJBY – New PMJBY enrolment

PMJJBY Space YES Space Nominee Name

PMJJBY YES Sumit Singh
If Nominee name is Sumit Singh

PMSBY – New PMSBY enrolment

PMSBY Space YES Space Nominee Name

PMSBY YES Sumit Singh
If Nominee name is Sumit Singh

IndusInd Bank Missed Call Banking

IndusInd Missed Call banking services can be used to check your account balance, download our video branch app and apply for our products.

Service RequestGive missed call on

Get Account Balance


Download Video Branch App


Apply for IndusInd Bank Loan


Apply for any IndusInd Bank Product


Indus Mobile USSD Banking Services

USSD (NUUP - National Unified USSD Platform) allows you to perform many banking transactions through your mobile phone.

  • Customers should dial *99# from their registered mobile number. 
  • You can then choose the transaction from the interactive menu that pops up on your screen.
  • You will be required to authenticate the transaction using your UPI PIN. 
  • Please note that the daily limit for financial transactions is Rs. 5,000/-
  • The following transactions are available under USSD Banking: 
    • Fund Transfer - Using Mobile No / UPI ID / Existing Beneficiaries / Account No. & IFSC / MMID & account number
    • Request Money – Using UPI ID / Mobile number
    • Check Balance
    • Profile Management – Bank Account setup / Language selection / Manage beneficiary/ UPI ID management
    • View Pending collect requests
    • View transaction history
    • Set UPI PIN
Transaction NameShort code (Registered Users)Short code (New Users)

Fund Transfer



Request Money



Check Balance



My Profile



View Pending collect requests



Transaction history






IndusInd Bank Mobile Banking FAQs:

1. I have an iPad Tablet. Can I use this app?

Yes, you can use this app on iPads and Android Tablets. On iPads, you can search for the app under Phone apps and use it.

2. Can I have more than one user access the app on the same phone or tablet?

You can register up to 5 persons or relationships on the app. Each will have to be registered separately.

3. How do I change the MPIN or Swipe Pattern?

You can change the MPIN or Swipe pattern by following this path: Visit More Menu > Settings Option > Change MPIN/

4. If I re-install the app on a new phone, should I register again?

No, use the Already Registered option and Login with your User ID and MPIN or Pattern or Fingerprint.

5. I do not know the IFSC code of the beneficiary. Can I transfer funds?

You can use the QuickPay option and finish the transactions with just the E-mail ID or Mobile Number. For banks that do not require IFSC code, you can do a One Time Payment.

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