Apply for RBL Bank Platinum Maxima Credit Card

Rbl Bank Platinum Maxima Credit Card
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Why apply through CreditMantri

CreditMantri matches your credit and demographic profile to RBL Bank Platinum Maxima Credit Card lending criteria - others just match your demographic criteria. We shortlist lenders willing to lend to you based on our proprietary matching algorithm.

In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. We upfront check whether you qualify for RBL Bank Platinum Maxima Credit Card. Hence the chances of your RBL Bank Platinum Maxima Credit Card application getting approved is higher.

reward type

Rewards

annual fee

2000₹

joining fee

2000₹

Benefits Worth Rs. 20,000 Every Year

  • Welcome Benefit: 8000 reward points on activation of card within 60 days of card setup
  • Reward points: Get 2 reward points per Rs.100 spent for all spends
  • Accelerated Rewards: Get 10 reward points per Rs.100 for all spends on dining, utility bills, international spends, entertainment & fuel
  • Earn BONUS POINTS: Spend 2Lacs in a year, Get 10,000 bonus points. Spend 3.5Lacs in a year, Get additional 10,000 points
  • 12 Free Movie Tickets: Get 1+1 free movie ticket (Up to Rs.200/-) on bookmyshow once a month any day of the week
  • Airport lounge access: 2 free visits per calendar quarter in Domestic airport lounges
  • Joining fees – Rs 2000/-
  • Annual fees – Rs 2000/-
  • 1 Recent coloured Passport Size photograph
  • Filled application form
  • ID Proof - PAN card (mandatory)
  • Address proof – Driving License / Passport / Voter ID / Aadhaar card / Ration card

About RBL Bank:

RBL Bank is one of India’s older, established commercial banks, and was incorporated in 1943. It offers an array of specialized services and banking products in the wholesale and retail sector. It has a network of 197 branches across India.

Overview of RBL Bank Platinum Maxima Credit Card

Earn reward points when you shop with your RBL Bank Platinum Maxima Credit Card and redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more. It has a flexible rewards redemption program. Read on to know more about RBL Bank Platinum Maxima credit card offers.

RBL Bank Platinum Maxima Credit Card Features

  • Safe and Secure transactions with enhanced security. It comes with an PIN-based EMV chip which adds a layer of protection and safeguards the card against fraud.
  • Online transactions are secured with the added One Time Password (OTP) that is sent on your registered email id and mobile number.
  • Zero lost card liability: You are covered by Zero Fraud Liability if your card is lost or stolen after you have informed credit card customer service.
  • Flexi Limit: You can fix the assigned limit on your RBL Bank Platinum Maxima Credit Card. You can call the 24 x 7 customer service to assign your preferred limit.
  • Access your card account with just a click online. You can view billed and unbilled transactions.
  • Global Acceptance: The RBL Bank Platinum Maxima Credit Card is accepted at over 1 million MasterCard merchant establishments in India and over 25 million outlets world-wide. You can buy in any currency and pay back later in Indian rupees.
  • Easy EMIs: You can convert your purchases over Rs. 5,000 to easy EMIs through the bank’s Easy Pay Program.
  • Avail Balance transfer: You can transfer your balances from other bank credit cards on an easy EMI Plan.

RBL Bank Platinum Maxima Credit Card Benefits

  • Get rewarded for transactions done with your RBL Bank Platinum Maxima Credit Card. You earn 2 Maxima Rewards points for every Rs. 100 spent on all your purchases.
  • Accelerated reward points: Earn 5 X reward points when you use your card for Dining, Entertainment, Utility Bill Payments and Fuel.
  • Annual spend bonus: Get 10,000 reward points when you use your RBL Bank Platinum Maxima Credit Card for purchases of Rs. 2 Lakhs and more. Get additional 10,000 reward points on further achieving the Rs. 3.5 Lakhs of annual spends milestone.
  • International spends made easy: this card is accepted worldwide and what’s more, using this card overseas will give you 5 times more rewards, making this card the smartest way to pay when you are abroad.
  • Get 2 free access to domestic lounges every quarter, at all major airports in India.
  • Buy one movie ticket free up to Rs. 200 on purchase of movie tickets at the BookMyShow website.

Eligibility for RBL Bank Platinum Maxima Credit Card

You must be a salaried employee or self-employed aged between 21years and 65 years. You must be able to demonstrate a stable credit history as well.

RBL Bank Platinum Maxima Credit Card Annual Fee

The annual fee varies with each customer and each RBL Bank Platinum Maxima Credit Card offer. The fee is communicated to the card member at the time at the time of application. Joining fee too will be communicated at the time of applying and once charged will appear in the credit card statement. Generally, for Platinum credit cards, the banks charges up to Rs. 4000 as the annual fee.

RBL Bank Platinum Maxima Credit Card Documents Required

The documentation is very straightforward. You will require the following:

  • 2 passport size photos and signature-bearing national identity cards
  • Proof of address - Ration card, electricity bill etc. can be submitted
  • PAN card, Form 16 and the Income Tax Returns Statement
  • Proof of salary, employment / proof of business details
  • Last 3 months salary statement.

RBL Bank Platinum Maxima Credit Card FAQs

Can I apply for an RBL Bank Platinum Maxima Credit Card online?

Absolutely. You can apply for an RBL bank credit card at their website online.

I got my credit card bill. What are the bill paying options available?

You can choose from the following options to make your bill payment:

  • Pay your credit card bill via online banking – such as NEFT/RTGS/EPAY/VMT (from other bank accounts)
  • Payment through cheques
  • Cash deposit/cheque deposit at ATM/Bank during banking hours

Can I avail the EMI Facility with this credit card?

Yes, RBL Bank Platinum Maxima Credit Card offers you attractive repayment terms at affordable interest rates and flexible tenure at over 2000 consumer electronics outlets, e commerce sites and leading merchant outlets. You can convert your purchases over Rs. 5,000 to easy EMIs through the bank’s Easy Pay Program.

How can I convert my credit card purchase into EMI?

You can avail the EMI option by logging to NetBanking with your user ID and password, and convert a purchase into EMI online. Alternatively, you can call the customer care for help with converting a purchase into an EMIs.

Once a transaction is converted into EMI, it cannot be reversed or cancelled. You have the option to only pre-close an EMI, although pre-closure charges are applicable.

RBL Bank Platinum Maxima Credit Card Review

Swipe your RBL Bank Platinum Maxima Credit Card and stand to earn rewards points that can be redeemed for gifts, vouchers and premium merchandise. In short, you get rewarded for spending. It offers attractive rebates on travel, dining and leisure as well as on normal everyday retail spends. The rewards this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.

Apply for RBL Bank Platinum Maxima Credit Card

You can apply for RBL Bank Platinum Maxima Credit Card in the following ways:

  • Online - by logging onto the RBL Bank website
  • In person - by visiting the nearest IndusInd bank branch and submitting the application and required documentation.
  • On phone – by calling the customer care for help with your credit card application.

Need help? Alternatively, if you think you need help with your credit card application process and advice on eligibility, CreditMantri can guide you and match you with the credit card that suits your needs the best.

Customer Reviews

  • 4/ 5

Satisfied! I had been looking for a new credit card for quite a while but was confused by all the options. I chanced upon this website during my research, and I decided to sign up with CreditMantri for its services. Everything is done online, they match your profile with the best lender possible for your profile. I think it is a fantastic idea. I am very happy about the user interface, as I find it easy to understand. I received my RBL Bank Platinum Maxima Credit Card as promised! Hats off to CreditMantri as well as RBL. I got the credit card very easily and quickly (within 7 days). Overall, I am very satisfied and would recommend CreditMantri readily to anyone.