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Rbl Platinum Maxima Plus

RBL Platinum Maxima Plus

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Reward Type

Shopping

Joining Fee

Annual Fee

NA

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The RBL Platinum Maxima Plus Credit Card offers a premium experience with exclusive discounts, travel perks, and reward opportunities. Cardholders can earn up to 20,000 reward points annually, along with a welcome bonus of 10,000 points. Designed for those who value lifestyle benefits, this card includes complimentary lounge access and free movie tickets, making it ideal for frequent travelers and shoppers.

Tailored for individuals seeking maximum rewards and lifestyle privileges, the RBL Platinum Maxima Plus Credit Card lets you accumulate redeemable points on everyday spending while enjoying exclusive offers on dining, travel, and entertainment. It’s a perfect blend of luxury and value, ensuring a rewarding experience with every swipe.

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Key Highlights of RBL Bank Platinum Maxima Plus Credit Card

  • Below are some key highlights of the RBL Bank Platinum Maxima Plus credit card.
  • Ten thousand reward points have been added to your account as a welcome benefit.
  • On crossing a milestone spending of Rs. 3,50,000 and Rs. 5,00,000, you will get 10,000 reward points added to your account.
  • Get two complimentary domestic airport lounge access every quarter.
  • The RBL Bank Platinum Maxima credit card will get you a complimentary movie ticket of Rs 200 when you purchase movie tickets through bookmyshow.
  • Earn two reward points for every Rs. 100 spent with your credit card.

Features & Benefits of RBL Bank Platinum Maxima Plus Credit Card

The following are some of the key features and benefits associated with the RBL Bank Platinum Maxima Plus credit card. They are:

Welcome Benefits:

  • Get 10,000 reward points after paying the annual fee and making the 1st credit card transaction within 30 days of getting the card.

Milestone Benefits:

  • Get 10,000 reward points credited to your account on spending Rs.2,00,000 with the credit card.
  • Get an additional 10,000 reward points credited to your account on spending more than Rs.3,50,000 and Rs.5,00,000 per annum.

Airport Lounge Access:

  • Get 8 complimentary domestic airport lounge access in a year with the minimum lounge access restricted to 2 per quarter.

Movie Discount:

  • Buy 1 and get 1 ticket worth Rs.200 on BookMyShow once a month.

Reward Points Accrual:

  • You will earn two reward points for every Rs. 100 spent through the card.
  • You will earn 5 times the reward points on every Rs. 100 spent on dining, entertainment, grocery, and international transactions.
  • The maximum capping of the 5-times reward offer is 1,000 reward points per transaction.
  • No reward points will be earned on fuel, railways, rent, insurance, or utility payments.
  • Reward points can be redeemed for flight bookings, hotel bookings, products, and several other options.
  • The reward program gives you the flexibility to tailor to your lifestyle and needs. This makes it ideal for enjoying the rewards you earn.

Fees & Charges of RBL Bank Platinum Maxima Plus Credit Card

  • Annual Membership Fee: Rs. 2500 + GST.
  • Finance Charges: Up to 3.99% p.m.
  • Late payment fee: 12.5% of the outstanding amount.
  • Reward Redemption Fee of Rs. 99 + GST is applicable.
  • Age: 21 Years old.
  • Monthly Income: More than Rs.45,000.

Documents Required for RBL Bank Platinum Maxima Plus Credit Card

The following are some of the documents that are required to apply for the RBL Bank Platinum Maxima Plus credit card. They are:
  • Identity Proof: PAN card, Aadhar card, Passport, Voters ID card, Driving License
  • Address Proof: Aadhar card, Passport, Utility bills, Bank statements, rent agreements
  • Income Proof: Recent salary slips, Recent bank statements, Income Tax Returns
  • Passport-Sized Photographs: Submit passport-sized photographs.

How to Apply for RBL Bank Platinum Maxima Plus Credit Card?

In order to apply for the RBL Bank Platinum Maxima Plus credit card, you need to follow the steps below:

  • Visit the RBL Bank Website.
  • Navigate to the Credit Cards section.
  • Select the Platinum Maxima Plus Card.
  • Initiate the Application.
  • Complete the Application form.
  • Provide Income Details.
  • Submit the requisite documents.
  • Verify the contact information.
  • Agree to the given terms and conditions.

Pros & Cons of RBL Bank Platinum Maxima Plus Credit Card

Every credit card brings with it a mixture of both advantages and disadvantages. Let’s explore the offerings of the RBL Bank Platinum Maxima Plus credit card.

Pros:

  • 2 reward points for every Rs.100 purchase made through the card.
  • 10,000 reward points added as welcome benefit.
  • Rs. 200 saved on every ticket bought through www.bookmyshow.com.
  • Complimentary domestic airport lounge access.
  • Can earn up to 30,000 reward points as an annual milestone.

Cons:

  • There is no complimentary international lounge access.
  • You do not have a renewal fee waiver option.
  • There are no fuel surcharge waivers.
  • There are no benefits for flights and hotel booking.
  • Foreign Markup fee is at 3.5%.
  • Unlike premium credit cards, you do not have any golf benefits.
  • If you carry a balance on the credit card, you will face high interest rates.

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Given that this type of data may change over time, we cannot guarantee the accuracy of the information supplied or included within it. It is anticipated that the user will confirm with the relevant source before making any choices or taking any actions.

Frequently Asked Questions

1. What is the RBL Platinum Maxima Plus credit card?

The RBL Platinum Maxima Plus credit card is a rewards-based credit card offered by RBL. The card gives you the flexibility to spend across various categories, including dining, entertainment, groceries, and international transactions. It offers perks to customers in the form of reward points on multiple spends, milestone bonuses, and various complimentary lounge access, movie benefits, and lifetime offerings.

2. Do I have to pay an annual fee for the Maxiam credit card from the second year?

Yes. You will have to pay an annual fee of Rs.2,500 for the RBL Bank Platinum Maxima Plus credit card.

3. Can the RBL Platinum Maxima Plus credit card be used internationally?

Yes. You can use the RBL Platinum Maxima Plus credit card, which has a foreign transaction fee of 3.5%.

4. How do I avail myself of the complimentary lounge access that comes with the card?

You can avail yourself of the complimentary domestic lounge access for the RBL Bank Platinum Maxima Plus credit card by displaying the credit card at major airports.

5. What is the maximum reward points that can be earned through the credit card?

You can easily earn around 30,000 reward points by spending Rs. 5,00,000 or more with the credit card.

6. What is the foreign mark-up fee that comes with the RBL credit card?

The foreign mark-up fee for the RBL Bank Platinum Maxima Plus credit card is 3.5%.

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Corporate Agent (Composite)

CreditMantri Finserv Private Limited

CIN No

U72100TN2012PTC085154

IRDAI Registration Number

CA0665

Valid Till

01-Aug-2025

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