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In this era of Digital Banking, customers are looking for innovative banking services to make their life easier. Mobile Banking is one such offer devised by banks to give enhanced customer experience.

Mobile Banking allows a number of transactions to be done from the comfort of your home, office or anywhere in the world. Customers can perform banking transactions like Account Statement, Funds Transfer, FD/RD opening, Cheque book request, Bill Payments, contacting Customer Support and many other services via Mobile Banking.

SBI has a few Mobile Banking apps to allow different banking services to the customers. The primary mobile banking app of SBI, for retail banking customers, is YONO – SBI. There are other apps like SBI Quick, SBI Anywhere – Corporate, SBI Finder, SBI Pay, Secure OTP & YONO SBI Lite.


Sbi Mobile Banking

The SBI YONO App is the primary banking app for Retail customers. YONO stands for You Only Need One! This app comes with a host of banking services to give customers all-round banking experience.

Advantages of SBI YONO Mobile Banking App

The foremost advantage of Mobile Banking is Accessibility. Mobile Banking allows customers to conduct various banking services from anywhere in the world at any time. You just need a smartphone & internet for Mobile Banking. Let us have a better look at the advantages of mobile banking.

  • Banking; Any Time & Anywhere: With an internet-enabled smartphone in your hand, you have your bank at your fingertips. Mobile banking is as full-fledged as internet banking. It offers almost all the banking services one can access through Netbanking. Moreover, you don’t need a laptop or a desktop to access mobile banking. Your smartphone will suffice. What more? You can access your bank anytime, anywhere in the world.
  • Banking, Investing & Shopping: A one-stop-shop for most of your banking needs on your palms.
  • Better security for your transactions: Mobile banking apps come with better security encryptions to avoid hacking. Also, with mobile devices using fingerprint scanners and retina scanners for safety, your mobile banking app is less likely to be hacked.
  • YONO application even allows the person to open a new account with SBI.
  • Another salient feature of the YONO app is that it can work even without internet banking. The app allows you to log in through the ATM card. On filling the details requested by the YONO app, you will be able to use the app even without the internet banking ID.
  • YONO CASH, a feature on the YONO app allows customers to withdraw money from SBI ATM without using the ATM card.
  • India’s largest shopping marketplace – The YONO App helps you to buy your groceries, the latest electronics, booking your flight/train tickets, or your next vacation. Customers are also offered exclusive discounts for their shopping, vacation bookings, flight and bus ticket bookings, train ticket bookings through IRCTC, food delivery, and much more.
  • One view – Allows you to link and view all your relationships with all State Bank entities (Credit Cards, Life Insurance, General Insurance, Travel Insurance, Accident Insurance, SIP, Mutual Funds, or investments) under a single app.
  • Experience convenience: Customers can now request Cheque Books, ATM Cards/Debit Cards or use the emergency services to change ATM PIN, block ATM cards/Debit cards or stop cheques, through YONO SBI
  • Smart spending – This feature on the app gives you an overview of your expenditure based on the Intelligent Spend Analysis, which automatically tags and categorises your transactions

How to register for YONO SBI App?

The previous SBI Mobile Banking app was called ‘SBI Anywhere’. It was gradually replaced by the SBI YONO App. You can also use your Internet Banking credentials to register on the YONO App and start using it. If you do not have internet banking credentials, you can generate temporary internet banking password using your debit card, and register using the same.

YONO SBI Registration Process: 

  • Existing SBI Anywhere/INB users should perform one-time activation in SBI Anywhere Personal app with their existing SBI Anywhere/INB credentials.
  • Existing Freedom users can register for SBI Anywhere Personal and Internet Banking using Freedom’s user-ID and MPIN.
  • Registration of new users for SBI Anywhere/INB can be done using Debit Card details through the 'New User' option.

Who are eligible to register for the SBI YONO App?

Existing customers of SBI Bank Savings account and Current account are eligible to register and user SBI YONO Mobile banking app.

Banking services available through the SBI YONO App

My Accounts

Balance Enquiry

Check available balance of Savings & Current accounts

Mini Statement

Details of recent transactions made in Savings & Current accounts

Transaction Accounts

View details and mini statement of transaction accounts. Swipe to view other accounts

Loan Accounts

View details and mini statement of loan accounts. Swipe to view other accounts

Deposit Account

View details and mini statement of deposit accounts

PPF Accounts

View details and mini statement of PPF and Sukanya Samriddhi accounts


Mobile passbook for transaction and PPF accounts. Set PIN to access mPassbook from pre-login section even without internet connectivity

Fund Transfer

Self - Accounts

Fund transfers to own accounts

Third Party Account

Fund transfers to third party accounts within SBI

Other Bank Accounts

Fund transfers to accounts in other Banks using NEFT/RTGS/IMPS

IMPS-Mobile No and MMID

IMPS Person 2 Person (P2P) using beneficiary mobile number and MMID

Quick Transfer

Fund transfer instantly without adding beneficiary by scanning receiver’s QR code

Scheduled Transaction

View/Manage scheduled transactions

Status Enquiry

Enquire Fund Transfer/Payments made through Anywhere or OnlineSBI


Open Fixed Deposit

Create Fixed deposit

Open Recurring Deposit

Create Recurring deposit

Premature Closure

Closure of fixed and recurring deposit before maturity

eDeposit Enquiry

Enquire eDeposits opened through Anywhere or OnlineSBI

Change Maturity Instructions for Fixed Deposit accounts


Top Up & Recharge

Mobile Recharge

Top up/Recharge of Mobile

DTH Recharge

Top up/Recharge of DTH

Top-up of State Bank Wallets

Top up Buddy wallet

Top-up of State Bank Prepaid Cards

Top up of SBI Smart, Imprest, e-Z pay, Quick, Achiever cards

Bill Payments

View and pay bill

Make bill payments for registered billers

Pay without bill

Make adhoc bill payments to unregistered billers

Postpaid Bill Payment

Pay mobile or landline bills without registration

Manage Scheduled Bill

View/Delete scheduled bills

Credit Card Visa Transfer

Pay VISA Credit Card issued in India from your SBI account

SBI Life Premium

Pay premium online



OTP for IMPS Payments

Generate OTP to make IMPS PULL payments at Merchant site


Generate/Retrieve MMID (Mobile Money Identifier) for IMPS P2P transactions

Cancel MMID

Cancel MMID for IMPS P2P transactions

Cheque book Request

Request for a new cheque book


Link LPG consumer ID/Aadhar number to Account number

TDS Enquiry

View TDS enquiry for Live/Closed accounts


Debit Card Hotlisting

Block your debit card in case lost/stolen

Manage Debit card

Manage channels (ATM / Merchant POS / eCommerce) to allow debit card transactions and set limit for respective channels

State Bank Virtual Card

Generate one time use Virtual Debit card for ecommerce (online) transactions

Online Nomination

Register/View/Cancel Nominee for transaction and deposit account


Simple and Quick way to receive and send funds

Remitter can send funds by simply providing Beneficiary’s Mobile no. or email ID and beneficiary can claim money by going to


Set Account Nickname

Manage Nickname for easy identification of accounts

Manage Billers

Deposit Account


Provide your feedback for the application

Switch to list view

Select to change the menu style

Manage Favourites

Tap to add/remove menu items in the favourite menu

Watch De-registration

De register the synced Watch

Reset Watch PIN

Select to reset the pin set for watch

Pre - login Section

Card Blocking

Block your debit card incase lost/stolen

Bharat QR

Scan Bharat QR to make payments

SB Collect

Make online payments to firms/Corporates/Institutions for various goods and services offered


Access mPassbook even when there is no internet connectivity. Please sync transactions by logging on to the application to view in offline mode

Online eLocker Enquiry

View availability of locker in SBI Branch

SB Buddy

State Bank Mobile wallet application

Change Language

Select to change your language

Forgot Password

Select to reset login password

Apply for Loan

View loan offers and apply

Locate Us

To Locate SBI branches, ATM, inTouch branches etc.

Contact Us

View SBI Customer Care phone numbers


Frequently Asked Questions

SBI Mobile Banking FAQs:

1. Are there any charges to use the SBI YONO App?

No, there are no charges to use the SBI YONO Mobile Banking App. It is available in two languages: Hindi and English. Customers can perform various financial & non-financial banking activities such as fund transfer, bill payments, check account balance, view account statement, mpassbook, block debit card and many more. However, fund transfers and bill payments may attract charges & GST as per Govt. norms.

2. Is there a limit on fund transfers using the SBI YONO App?

Fund transfer limits depend on the type of fund transfer you choose. For example, up to Rs.10,00,000 can be transferred using NEFT and RTGS (for interbank transfers). If you use the 'Quick Transfer Facility' then per transaction limit is Rs. 10,000 and the daily limit is Rs. 25,000. Similarly, UPI transfer daily limit is Rs.1,00,000, and transfer within self-account limit is Rs. 2 crores per day.

3. Can I pay the bill for my credit card from a different bank using the YONO SBI App?

Yes, you can pay credit card bills of any bank using the app. You need to register your credit card account as one of the billers on the app to make bill payments. You can even set standing instructions for auto-debit.

4. Can I apply for a home loan through the SBI YONO App?

Yes, you can apply for home loans using the app.

5. My latest transaction is not showing up on the app. What do I do?

Transactions are updated on the app in live time. However, it could take up to 48hrs for a transaction to reflect under the Transaction History tab.

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