ABFL ABC BIZ Credit Card

The ABFL ABC Biz Credit Card is offered through a partnership between Aditya Birla Finance Limited (ABFL) and AU Small Finance Bank. The card is designed to support everyday business and personal spending with features such as reward points, fuel surcharge benefits, lounge access and contactless payments.

Before applying, it is important to understand the card's eligibility requirements, fees, rewards, and other applicable terms. This guide covers the key features, benefits, charges, eligibility criteria, required documents and application process.

Key Highlights of ABFL ABC Biz Credit Card

Here are some of the key features of the card:

• Earn reward points on eligible spending across selected categories.
• A ₹49 monthly charge can be waived when the required spending threshold of ₹10,000 is met during the applicable statement cycle.
• Get a 1% fuel surcharge waiver on eligible fuel transactions between ₹400 and ₹5,000, subject to applicable terms.
• Complimentary lounge access is available on eligible railway and/or airport lounge transactions, as per the card's applicable conditions.
• A 3.50% foreign currency markup applies to eligible international transactions.
• Contactless payments are available for eligible transactions without entering the PIN, subject to the applicable transaction limit.

Features and Benefits of ABFL ABC Biz Credit Card

• Gain 10 points on every ₹200 spent on groceries, utilities, insurance, and more.
• Earn up to 4 reward points on ₹200 spent online or in-store.
• Get 2 free railway and airport lounge access every quarter.
• Get 1% unlimited fuel surcharge waiver for all fuel transactions between ₹400 and ₹5000.
• Earn 3.50% forex markup when you spend abroad, and it also applies to overseas purchases.
• Discounts of up to 30% on dining across 30 cities.
• Use your credit card.to make payments fast, safely, and simply by tapping the card to pay, instead of entering a PIN on spending up to ₹5000.

Eligibility Criteria for ABC BIZ Credit Card

Applicants must meet the eligibility conditions specified by the issuer. The general age criteria are:

• Salaried applicants: 21 to 60 years
• Self-employed applicants: 25 to 65 years
• Add-on cardholders: 18 years or above
• Residency: Applicant should be a resident Indian

Documents Required

Documents needed for approving the ABC Credit Card:

• Identity proof: PAN card, Aadhaar card, passport or driving licence.
• Address proof: Aadhaar card, passport, driving licence or applicable utility bill.
• Income or business documents: Bank statements, income documents or business registration/proof, where applicable.

Fees and Charges of ABFL ABC BIZ Credit Card

The applicable fees and charges should be checked before applying, as they may be revised by the issuer.

Applicants should refer to the latest fee schedule and card terms for the complete list of charges, including applicable taxes.

How to Apply for ABFL ABC Biz Credit Card Online

The application process generally involves the following steps:

1. Visit the official application channel provided by ABFL or AU Small Finance Bank.
2. Select the ABC Biz Credit Card and click on the applicable Apply Now option.
3. Enter the requested details, such as your name, mobile number, PAN, date of birth and PIN code.
4. Provide the required identity, address, income or business documents, as applicable.
5. Complete the verification process requested by the issuer.
6. Once the application is assessed and approved, the card will be issued and delivered according to the issuer's process.

The final approval, credit limit and card issuance are subject to the issuer's eligibility checks and internal policies.

FAQs

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Given that this type of data may change over time, we cannot guarantee the accuracy of the information supplied or included within it. It is anticipated that the user will confirm with the relevant source before making any choices or taking any actions.