A LIC HFL loan statement helps you track your home loan repayments, check EMI payment records and understand your outstanding balance. It provides useful information about your loan account and helps you maintain records of your repayments.
You may need this statement when reviewing your loan transactions, applying for a home loan balance transfer or top-up, or maintaining documents for tax-related purposes. This guide explains how to download your LIC HFL loan statement online, access it through the HOMY app, request it offline and understand the different repayment certificates available.
What Is a LIC HFL Loan Statement?
A LIC HFL loan statement is a record of your housing loan activity with LIC Housing Finance. It helps you track EMI payments, principal repaid, interest paid and the remaining loan balance. By reviewing this document, borrowers can understand how their repayments are reducing the loan amount and check whether payments have been correctly recorded.
It is also useful for monitoring loan progress, identifying repayment discrepancies and keeping financial records for future reference.
How to Download the LIC HFL Loan Statement Online?
LIC HFL customers can access different loan-related documents through the official customer portal. The document you need depends on whether you want to review repayment transactions or check annual principal and interest payments.
Follow these steps:
- Visit the LIC HFL official website.
- Open the Customer Portal and log in with your registered credentials.
- Select the relevant loan account.
- Navigate to the Activities section.
- Choose a Repayment Certificate to access your yearly repayment details.
- Select the required financial year.
- Click Download Repay Certificate to save the document.
Note: If you need a detailed transaction history, look for the Repayment Ledger service. The repayment certificate and repayment ledger serve different purposes.
Read More: How to Check LIC HFL Loan Status Online?
How to Register for the LIC HFL Customer Portal?
If you are accessing LIC HFL's online services for the first time, you need to register on its customer portal. Keep your home loan details and registered contact information ready before starting the process.
Steps to Register on the LIC HFL Customer Portal
- Visit the official LIC HFL website at lichousing.com.
- Open the Customer Portal and click Register Here.
- Enter your loan account number, sanctioned loan amount, primary applicant's date of birth and the displayed security code.
- Click Continue and create your username and password.
- Set a password between 8 and 20 characters, including at least one letter, one number and one special character.
- Choose whether to receive the verification code on your registered mobile number or email address.
- Enter the verification code and submit your registration.
Once your registration is successful, you can log in using your newly created credentials and access the available LIC HFL online loan services.
How to Check LIC HFL Loan Statement Through the HOMY App?
LIC HFL's HOMY app provides digital services for existing home loan customers, including access to customer self-service facilities. Borrowers can use the app to access supported loan services without always visiting a branch.
Follow these steps:
- Download the official HOMY app from the Google Play Store or Apple App Store.
- Open the app and select the Customer Portal option.
- Sign in using your available customer login credentials.
- Access your linked loan account.
- Look for the available repayment certificate or other loan-related services.
- Select the required document and follow the on-screen instructions.
Important: The availability of individual documents may vary by service. If you cannot find your complete loan account statement, contact LIC HFL for assistance.
How to Get Your LIC HFL Loan Statement Offline?
If you cannot access your loan details online or need a document that is unavailable through the customer portal, you can request assistance from LIC HFL through its customer support channels or servicing branch.
Option 1: Visit an LIC HFL Branch
- Visit the branch handling your home loan account.
- Provide your loan account number and identity details.
- Specify whether you need a repayment ledger, repayment certificate or complete loan account statement.
- Mention the period for which you need the document.
- Confirm the processing time and delivery method with the branch.
Option 2: Contact LIC HFL Customer Support
You can contact LIC HFL through the following channels:
| Contact Method | Details |
| Customer Care | 1800 209 1989 |
| customersupport@lichousing.com | |
| +91 83699 98182 |
Types of LIC HFL Loan Statements and Certificates
LIC HFL offers different loan-related documents to help borrowers check repayment records, track EMIs and manage their home loan details.
| Document Type | Purpose |
| Loan Account Statement | Shows loan transactions and recorded EMI payments. |
| Provisional Repayment Certificate | Displays estimated principal and interest payments for the current financial year. |
| Final Repayment Certificate | Shows actual principal and interest paid during a completed financial year. |
| Loan Repayment Schedule | Provides upcoming EMI details and repayment timelines. |
| Loan Disbursement Details | Shows the loan amount released and disbursement information. |
How to Check LIC HFL Home Loan Outstanding Balance?
Your outstanding home loan balance indicates how much the principal remains unpaid. Checking it regularly helps you understand your repayment progress and plan future financial commitments.
To check your loan details:
- Visit the LIC HFL Customer Portal.
- Log in using your registered credentials.
- Select your home loan account.
- Check the available loan account details and repayment information.
- If the current outstanding principal is not displayed, request the latest balance information from LIC HFL.
The outstanding principal may differ from the final foreclosure amount because the latter can include interest up to the closure date and other applicable dues.
How to Download LIC HFL Interest Certificate?
An LIC HFL interest certificate helps borrowers identify the interest paid towards their home loan during a financial year. It can be useful when preparing income tax documents or submitting repayment information to an employer.
To download it:
- Visit the LIC HFL Customer Portal.
- Log in with your registered username and password.
- Open the Activities section.
- Select a Repayment Certificate.
- Choose your loan account and required financial year.
- For the ongoing financial year, select the provisional certificate option where available.
- Click Download Repay Certificate.
Conclusion
Checking your LIC HFL loan statement regularly helps you track EMI payments, review repayment details and understand your outstanding loan balance. You can access available loan documents through the LIC HFL Customer Portal or HOMY app. If you need a detailed repayment record or cannot download the required document online, contact LIC HFL customer support or visit your servicing branch. Keep your loan statements and repayment certificates handy to manage your home loan records and financial planning effectively.
Frequently Asked Questions
1. How can I download my LIC HFL loan statement online?
You can access your loan details through the LIC HFL Customer Portal. Log in using your registered credentials, select the relevant loan account and navigate to the available loan services. Choose the Repayment Ledger for transaction history or Repayment Certificate for yearly repayment details and download the required document.
2. How do I register for the LIC HFL Customer Portal?
Visit the LIC HFL Customer Portal and select Register Here. Enter your loan account number, sanctioned loan amount, date of birth of the primary applicant and the displayed security code. Follow the on-screen instructions to create your username and password and complete mobile or email verification.
3. How can I check my LIC HFL home loan outstanding balance?
Log in to the LIC HFL Customer Portal and select your home loan account to check the available loan details. You can also contact LIC HFL customer support or visit your servicing branch to request the latest outstanding balance information.
4. How do I log in to the LIC HFL customer portal?
Visit the official LIC HFL Customer Portal and enter your registered username and password. Complete the security verification, if required, and click Login to access your loan account. After logging in, you can view available loan details, repayment information and certificates. If you are a new user, register first to create your login credentials.
Disclaimer: The information provided is for general guidance only. Statement availability, portal features and procedures may change. Please verify the latest details through the official LIC Housing Finance website.