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Everyone wants to save tax. But, not many are aware of the right investment channels to reduce tax burdens. Tax planning is a crucial component of managing one's finances.

As the name implies, a hybrid fund offers the best of both worlds. It ensures capital protection as a part of your investments are in debt funds. The remaining portion of your finances is in equities, thereby offering you the potential to generate returns. To summarise it, a hybrid fund offers higher returns when compared to debt funds, but is not as risky as pure equity-oriented funds. It achieves diversification while reducing risks.

Index funds are a particular type of mutual funds that are gaining popularity among Indian investors. Low costs but high performance equivalent to actively managed funds make index funds a top choice for investors. Here, in this guide, we help you understand the basics and benefits of index funds so that you can decide whether it is the right choice for you.

Income funds are a specific type of debt mutual funds that invest predominantly in money market instruments like government securities, corporate bonds and more. It's an excellent investment product for investors who look for a steady income. Here, in this guide, we give you all that you need to know about income funds – features, benefits, types, how to choose the right one, and top-performing income funds in India.

ULIP or ELSS – which investment product is the right choice for me? From beginners to seasoned investors, almost everyone is confused when it comes to choosing between ULIP and ELSS.

The stock market is one of the best avenues to invest your money. It offers inflation-beating returns, helping investors build their corpus. Irrespective of whether you're a beginner or a seasoned investor, timing the market is critical. To make money off the stock market, you need to have a basic understanding of how the stock market works.

Everyone dreams of a happy retired life – the day when they can escape the 9-to-5 grind and finally be free to pursue their hobbies and passions. However, what many fail to understand is that to enjoy a secured and comfortable retirement – you need to start planning for it, from an early age.

When it comes to mutual fund investments, most often investors think of equity-oriented mutual funds. While equity mutual funds are certainly popular, there are several other types of mutual fund schemes like debt funds, liquid funds, index funds and more. By investing in debt funds, investors can diversify their portfolio while minimizing risks.

As a new mutual fund investor, you probably would have noticed the NAV mentioned near mutual fund schemes. Ever wondered what it is and why it matters in choosing the right fund? Here, in this guide, we explain how to interpret the NAV value as a mutual fund investor.

Very often, mutual fund investors consider both closed-end and open-end mutual funds to be similar, since both pool money from investors and invest them in various securities. However, there are substantial differences between these two types of mutual funds.

Just a few decades back, most people didn't have to worry about retirement planning as they had a hefty pension that served as their security blanket in their sunset years. But, with the increase in private-sector jobs, a steady rise in inflation and average lifespan, today it has become mandatory to plan for one's retirement.

Money-back is a traditional insurance plan which pays out the Sum Assured and the accrued bonuses in the event of death of the life insured. The beneficiaries or nominees of the life insured receive a benefit (called a death benefit) in case of the death of the policyholder.

Mobile phone insurance has recently started gaining attention although not many smartphone owners are aware of it or are willing to purchase it. Loss or thefts of smartphones have become commonplace, making it all the more important for owners to insure their devices.

If you have ever discussed insurance plans with friends or colleagues, you would have heard them referring to term plans as “pure risk cover.” It offers compensation only for the loss of the life insured.

MSME stands for Micro, Small and Medium Enterprises. The Micro, Small and Medium Enterprises Development Act was notified in the year 2006 to address policy issues, investment and fund issues affecting the MSME sector.

Investors looking to invest in equities have two primary options to choose from: mutual funds and stocks. While both these investment instruments look similar, they differ widely in terms of the investment style, returns and risk.

Small-business owners and solopreneurs take huge risks by choosing self-employment over conventional careers.

According to the Indian Motor Vehicles Act, all vehicle owners – bikes, scooters, cars, trucks – must hold a valid insurance policy.

The Government of India has recently started taking various measures to promote and encourage digital payments in the country. As part of the ‘Digital India’ campaign, the government aims to create a ‘digitally empowered’ economy that is ‘Faceless, Paperless, Cashless’.

Buying equipment is one of the most common reasons small business owners seek financing.

Do you wish to invest in mutual funds but worried about their safety? Have questions regarding the risks of investing in mutual funds?