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Features
- 1000 RPs on first transaction
- Up to 5% cashback with select categories
- 10X reward points on Travel, Dining, Entertainment, and International transactions
- 6X and 4X reward points on online and offline spends, respectively
- 2 domestic airport lounge access per quarter and 1 international airport lounge access per year
- 1X = 1 Reward Point per Rs- 200 spends. 1 Reward Point = Rs- 0.20
- Eazydiner membership on annual spends of Rs- 2.5 lakhs
- Unlimited 1% Fuel Surcharge Waiver for all fuel transactions between Rs- 400 and Rs- 5,000
Welcome Benefits
Cashbacks & Rewards
Pricing
- Joining Fees: Rs- 999 + GST (waved off on 1st month spend of Rs- 15,000)
- Annual Fees: Rs- 999 + GST (waved off on annual spend of Rs- 1.5 Lakhs)
Documents Required
- ID Proof
- Address proof
- Can use any one of Aadhaar, voter ID or passport as proof
The AU Bank ABC Pro Credit Card is a co-branded credit card offered by AU Small Finance Bank in partnership with Aditya Birla Capital. It is designed for customers who want to earn reward points on eligible purchases while accessing additional lifestyle, travel and dining benefits.
The card offers accelerated rewards on selected spending categories, along with features such as lounge access, fuel surcharge waiver and contactless payments, subject to the applicable terms and conditions.
AU Bank ABC Pro Credit Card Highlights
| Feature | Details |
|---|---|
| Joining Fee | ₹999 + applicable GST |
| Annual Fee | ₹999 + applicable GST |
| Reward Points | Up to 10 reward points per ₹200 on eligible spends |
| Online Spending | Up to 6 reward points per ₹200 |
| Offline Spending | Up to 4 reward points per ₹200 |
| Lounge Access | Available subject to applicable spending criteria |
| Fuel Surcharge Waiver | 1% on eligible fuel transactions |
| Foreign Currency Mark-up | 1.99% |
| Contactless Payments | Available for eligible transactions |
Features and Benefits of AU Bank ABC Pro Credit Card
Welcome Benefit:
- Bag 1000 Bonus Points on card activation.
Yearly Milestone Benefit:
- On spending Rs.2,50,000 in a year, you can earn an EazyDiner membership.
Reward Points Structure
| Amount | Category | Reward Points |
|---|---|---|
| ₹200 | Travel, Dining, Experience, Entertainment and International Spends | 10 |
| ₹200 | Online Spends | 6 |
| ₹200 | Offline Spends | 4 |
Reward Points cannot be earned on EMI, cash withdrawals, BBPS, fuel, insurance, jewellery and rent transactions.
Regular Spendings
- Earn 10% cashback up to Rs.200 per statement cycle on OLA bookings.
Airport Lounge Access
- On spending of Rs.20,000 per calendar quarter, enjoy 2 complimentary domestic lounge access.
- Enjoy 1 complimentary lounge access in a quarter using Priority Pass.
Fuel Surcharge Waiver
- Get 1% fuel surcharge waiver on spending fuel between Rs.400 and Rs.5000.
Foreign Currency Mark-Up
- Get 1.99% foreign currency mark-up on international spends.
Silver Spoon Dining Program
- Avail 30% discount in more than 300 restaurants.
Contactless Card
- Use the AU Bank ABC Pro credit card as contactless for purchases up to Rs.5,000.
XPress EMI
Convert transactions above Rs. 500 and below Rs. 2000 into manageable EMIs. This way, it will help you to manage your monthly expenses efficiently.
Add-on Cards
Offer benefits to your loved ones with add-on cards. Add-on cards come free.
Insurance Coverages
- Air Accident Coverage up to Rs. 50 Lakhs.
- Credit Shield coverage of Rs. 5 Lakhs.
- Other Travel Related Costs.
- In the event of loss of baggage, delay in flight, loss of a passport, or plane hijack.
- Card Liability Coverage.
- In the unfortunate event of losing the card, you are not liable for any fraudulent transactions provided you report the loss of the card to the bank.
- You also get protection from card counterfeiting, skimming, or online fraud.
Other Benefits
- Enjoy 2 complimentary domestic flight seat bookings and get a flat 15% off on selected hotels using MyCash rewards.
- Receive a complimentary Times Prime membership for exclusive privileges.
- Access exclusive stay offers with Alaya Stays for memorable experiences.
AU Bank ABC Pro Credit Card Eligibility Criteria
Prospective applicants must review the eligibility guidelines provided below:
Primary Cardholder Age:
- Self-employed: 25 years to 65 years of age.
- Salaried: 21 years to 60 years of age.
Add-on Cardholder:
- Should be over 18 years of age.
Documents Required
The following documentation is mandatory for the AU Bank ABC Pro Credit Card:
ID Proof:
- PAN Card
- Passport
- Driving License
- Aadhar Card
Address Proof:
- Aadhar Card
- Passport
- Driving License
- Voters ID Card
- Utility Bills
Income Proof:
- Recent Payslips
- Recent Income Tax Returns
A duly filled application form.
Fees and Charges of AU Bank ABC Pro Credit Card
| Fee | Applicable Charge |
|---|---|
| Joining Fee | ₹999 + applicable GST |
| Annual/Renewal Fee | ₹999 + applicable GST |
| Foreign Currency Mark-up | 1.99% |
| Fuel Surcharge Waiver | 1% on eligible fuel transactions |
| Renewal Fee Waiver | Waived on annual spends of ₹1.5 lakh |
| There is a revenue-sharing agreement between AU Bank and Aditya Birla Capital Limited for the co-branding partnership. |
Pros and Cons
Pros
- Accelerated reward points on eligible spending categories.
- Benefits across travel, dining and lifestyle spends.
- Complimentary lounge access subject to spending conditions.
- Foreign currency mark-up of 1.99%.
- Fuel surcharge waiver on eligible transactions.
- Contactless payment facility.
- Add-on card facility, subject to applicable terms.
Cons
- Annual fee applies unless the applicable fee-waiver condition is met.
- Several transaction categories may be excluded from reward points.
- Lounge access requires meeting the applicable spending criteria.
- Some benefits are subject to separate programme terms and eligibility conditions.
- Rewards and partner offers may change over time.
FAQs
1. What are the main benefits of the AU Bank ABC Pro Credit Card?
The card offers reward points on eligible spending, accelerated rewards on selected categories, lounge access subject to spending criteria, a fuel surcharge waiver, dining benefits and a 1.99% foreign currency mark-up.
2. How many reward points can I earn with the ABC Pro Credit Card?
Eligible travel, dining, entertainment, experience and international spends can earn up to 10 reward points per ₹200. Online and offline spends may earn 6 and 4 reward points per ₹200 respectively, subject to applicable exclusions and terms.
3. What is the foreign currency mark-up on the card?
The foreign currency mark-up is 1.99%, subject to applicable taxes and the issuer's terms.
4. Does the card offer airport lounge access?
Yes. The card offers complimentary airport lounge access subject to the applicable spending requirement, frequency limits and participating lounge terms.
Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Given that this type of data may change over time, we cannot guarantee the accuracy of the information supplied or included within it. It is anticipated that the user will confirm with the relevant source before making any choices or taking any actions.
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