An income of just Rs.10,000 and above per month can get you some of the best HDFC Credit Cards.
Here are the eligibility criteria for salaried and self-employed individuals:
For Salaried Indian national -
- Age: Min 21 years & Max 60 Years
- Net Monthly Income > Rs. 10,000
For Self Employed Indian national
- Age: Min 21 years & Max 65 Years
- ITR > Rs.6 Lakhs per annum
A credit is the safest and easiest way to avail credit. The credit limit on your HDFC credit card can be used to make purchases online as well as offline. You get access to millions of products and services through an HDFC credit card.
HDFC offers credit cards to customers in every income group. Some of the best credit cards are offered to users with income as low as Rs.10,000 per month. The Super Premium cards like Diners Club and Regalia cards are offered to individuals with net incomes of Rs.1 lakh and above every month.
HDFC Bank provides a variety of Credit Cards that are tailored to your specific requirements. You can look over the Credit Cards available and select the one that works best for you.
Your eligibility is also based on other factors like your age, credit score, and employment type. While salaried individuals can get higher credit limits based on their pay slips, self-employed individuals have to establish proof of income through documents to get a high credit limit.
However, as mentioned above, users are sure to find a credit card that meets their needs and income category. HDFC Bank is reputed to offer the best discounts and offers on their credit cards.