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HDFC Regalia First Credit Card

HDFC Regalia First Credit Card


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About HDFC Bank:

HDFC is one of the leading private sector banks in India and one of the largest credit card issuers in the country. HDFC Bank was incorporated in 1994 and provides a range of wholesale and retail banking services. It offers a wide array of credit cards to suit the differing needs of its large customer base.

How To Apply For HDFC Credit Card?

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A credit card is a payment card using which individuals can make purchases in advance and pay for them later. It is a safe and secure way to make purchases and offers one of the easiest ways to build and establish a credit history. It is a powerful financial tool as long as you don’t overspend on your card and pay your bills in full and on time. HDFC Bank is one of the largest banks in India and provides a wide range of credit cards designed exclusively for varying needs of the customers. They understand the requirements of the customer and transfer that knowledge in the credit cards they offer. With great rewards, cashback, travel, shopping and elite credit cards, they cater to every aspect of a customer’s needs. Thinking of applying for an HDFC credit card? But before you apply, we recommend you to check your credit score. Knowing your credit health helps you make informed credit decisions. Check your credit score for free at CreditMantri. You can apply for the credit card through CreditMantri. CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chance of your credit card application getting approved is higher. It is quick, simple and above all, free. Get started. Download App: Follow us on Facebook: Twitter: Instagram: LinkedIn: Pinterest: "For reviews about CreditMantri and write your reviews, click here If you have any queries related to our services, you can log in to CreditMantri and write under the 'Need Help' section and we will get back to you immediately. Check your FREE credit score at CreditMantri. Check your FREE credit score at CreditMantri.

Quick Links To Handle Your HDFC Bank Credit Card

Overview of HDFC Regalia First Credit Card

HDFC Regalia First Credit Card comes power-packed with benefits for the frequent traveler. If you are a person who travels a lot, then this could be the card for you. It offers attractive rebates on retail spends. Read on to know more about its features and benefits!

HDFC Regalia First Credit Card Features

Complimentary Airport Lounge Access

Get a complimentary Priority Pass Membership for preferential and free access to over 1000+ airport lounges around the world. The add on member is also eligible for a Priority Pass membership. Make your travel comfortable and hassle-free! Kindly note that Priority Pass membership is on request.

Rewards Points

Earn 4 Reward Points for every Rs. 150 retail spends. Earn accelerated 8 Reward Points for every Rs. 150 spent on HDFC Bank regalia website and dining spends (stand-alone restaurants only).

Reward points redemption

You can redeem your rewards points in three ways:

  • Travel and entertainment bookings on www.hdfcbankregalia(dot}com
  • Exciting gifts from an exclusive rewards catalogue
  • Alternately, you can convert reward points into Air Miles of leading domestic and international airlines.

Travel privileges

Book Air Tickets / Hotels across 150+ Airlines and Choice of hotels—both Domestic & International and get 2 X Reward Points.

Concierge Benefits

As an HDFC Regalia First Credit customer, avail concierge services when you book dining reservations and event planning, Itinerary planning and other reservations. You can now customize your travel, entertainment, and business experiences with HDFC’s Global Concierge Assistance. Soak yourself in the finest and exotic experiences with this credit card.

HDFC Regalia First Credit Card Benefits

Dining benefits

Get exclusive dining privileges that offer up to 15% discount on dining at premium restaurants across India.

Zero Liability on lost card

If your HDFC Regalia First Credit Card is stolen or misplaced, you have zero liability once you report the loss. Just ensure that you immediately report the loss to the 24-hour HDFC customer care center. Once you report the loss, you carry no liability on any fraudulent transactions that may occur on your card.

Interest-free credit facility 

Enjoy up to 50 days of interest-free credit from the date of purchase.

Revolving credit 

You can now enjoy revolving credit on HDFC Regalia First Credit at nominal interest rates and fee.

Fuel surcharge waiver 

Enjoy zero fuel surcharge when you purchase fuel across all fuel stations and save on your fuel transactions.

Preferential financial benefits

-Enjoy lowest foreign currency markup of 2% on all your foreign currency spends.

-Enjoy up to 50 days of interest free credit and manage your payments at your convenience.

HDFC Bank HDFC Regalia First Credit Card Annual Fee

First year and renewal Membership Fee – Rs. 2,500/- + Applicable Taxes Spend Rs. 40,000 within 3 months of card set up and get first year fee reversed. Spend Rs. 3 lakhs in 12 Months and get Renewal Fee waived for next renewal year.

Lowest Foreign Currency Markup in its category of 2%

Eligibility for HDFC Regalia First Credit Card

For salaried employees – between 21-60 years; Income: Net Monthly Income > Rs. 60,000 per month.

For the self-employed – between 21-65 years; Income: ITR > Rs 7.2 Lakhs per annum

HDFC Regalia First Credit Card - documents required

The documentation required for an HDFC Credit Card is very simple and straightforward. You will require the following:

  • At least 2 photos and signature-bearing national identity cards
  • Proof of address - ration card, electricity bill can be submitted
  • PAN card, Form 16 and IT return

HDFC Regalia First Credit Card FAQ

Can I apply for an HDFC Regalia First Credit Card online?

Yes, absolutely. You can apply for HDFC Regalia First Credit online.

What if my card is lost/stolen?

If you happen to lose or misplace your credit card, call the credit cards customer service, and report the card lost/stolen. Alternatively, you can log in to your Net Banking account and report the loss.

I reported my credit card as lost, but I have now found it. What do I do now?

If you happen to recover your credit card after having informed it lost, do not use it. Destroy the card by cutting it and ensure that you cut across the chip in the card.

How so I Redeem my Reward Points?

It is simple to redeem your reward points. Just login to your Net Banking account and check for available reward points on your card and redeem them. Alternatively, you can call customer care and exchange your reward points for gifts from an exclusive catalogue.

You can also choose to fill the HDFC Rewards Redemption Coupon form which is available online and drop it in the nearest HDFC Bank credit card drop box.

What can I redeem my points for?

You must power to exchange your Reward Points against air miles in leading Airlines and loyalty points at leading international hotels. Alternatively, you can choose to redeem your points against gifts and vouchers from an exclusive catalogue.

HDFC Regalia First Credit Card review

The features and benefits are designed to provide maximum benefit to the frequent traveler. Those looking to enhance their travel experience can opt for this card as it offers exclusive lounge access to over 700 worldwide airport lounges under the Club Lounge program. The rewards this card offers along with the attractive rebates makes it a desirable option for the frequent traveler, provided that all credit card dues are paid consistently every month.

Apply for HDFC Regalia First Credit Card

You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.

CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chance of your credit card application getting approved is higher.

Click here to sign up and apply for loans and credit cards , the CreditMantri way!

Hdfc Regalia First Credit Card - Customer Reviews

4 / 5 (11 Reviews)
25 Sep 2018

So good card

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