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IDFC First Classic Credit Card

Apply IDFC First Classic Credit Card


Reward Type


Joining Fee

Annual Fee


View Details


  • Lower Interest rates starting at 9% per annum i.e. 0.75% per month
  • Interest free ATM Cash withdrawl upto 48 days
  • Lifetime free card
  • 5% Cashback on spend amount for first EMI conversion within 90 days
  • Rs.500 worth gift vouchers on spending Rs.15,000 within 90 days
  • Enjoy upto 15% discount at 3000+ Health & Wellness Outlets


  • 10X Rewards Points on incremental spends greater than Rs.20,000 per billing cycle
  • 6X Reward Points on online spends
  • 3X Reward Points on all offline spends upto Rs.20,000
  • 10X Reward Points on your Birthday


  • Joining Fee -Life Time Free
  • Annual Fee - Life Time Free

Documents Required

  • Depending on offer generated all offers have a no- document option along with below offers
  • Card statement (card vintage more than 12 months) for Salaried and Self-employed
  • Last 6 months bank statement (salary account) for Salaried
  • Latest ITR with 3 months Bank statement for Self-employed
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