Features
- Earn 2 Reward Points for every Rs.100 spent
- Earn 4 Reward Points for every Rs.100 spent during the weekends
- Earn 1,000 Bonus Reward Points every month on swiping your card 5 times for transactions worth Rs.1,000 or more in a calender month.
- Enjoy waiver of fuel surcharge at any petrol pump in India
- (Valid for fuel transactions between Rs.500 and Rs.4000. Maximum waiver of Rs. 150 per month.)
Pricing
- Joining Fees 1,000
- Annual Fees 1,000 (waived on annual spends of Rs. 2 Lakhs)
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
RBL Platinum Delight Credit Card
The RBL Platinum Delight Card is a credit card offered by RBL Bank in India. It comes with a range of features and benefits designed to cater to the needs of individuals who enjoy dining out and shopping. Enjoy 2X reward points on weekends, waiver of fuel surcharge, and more.How to Apply for RBL Bank Credit Card on CreditMantri.com
Quick Links to Handle Your RBL Credit Card
Key Features of RBL Platinum Delight Credit Card
1. Get rewards on all purchases
a. Get 4000 reward points as a welcome gift upon swiping the card within 30 days of issuance.b. Get 2 reward points for every Rs. 100 spent on all purchases.
c. Get 2X reward points on weekend shopping.
2. Get monthly bonus reward points
a. Swipe your card 5 times or more for Rs. 1,000 each time in a month and get extra 1,000 bonus reward points.3. Fuel Advantage
a. Enjoy a fuel surcharge waiver at any petrol pump in India. Benefit valid on transactions between Rs. 500 and Rs. 4,000. The maximum waiver allowed is Rs. 150.4. Safe and Secure
The card comes with a PIN-based EMV chip that ensures extra security.5. Convenient repayment options
You can avail of the option to convert your purchases greater than Rs. 5,000 into easy EMIs, as part of the “Split and Pay Program”. You can also transfer balances from other credit cards under this option.6. Flexible limits
Get in touch with the RBL 24*7 customer care service to set your preferred spending limit.7. Get notifications for your transactions
Get notified via email and SMS for all your credit card activities.8. Worldwide acceptance
RBL credit cards are accepted in India at 1 million plus merchant outlets and 25 million outlets across the world.Fees and Charges for RBL Platinum Delight Credit Card
Joining Fee | Rs. 5,000 |
Annual Fee | Rs. 1,000 |
Add-on card fee | NIL |
Finance Charges (cash and retail) | 3.99 % per month (47.88% per annum) |
Cash advance fee | 2.5% of the cash amount (minimum Rs. 500) |
Late Payment fee/Overdue penalty | Up to Rs. 100 - Rs.0 Between Rs. 101 to Rs. 500 - Rs. 100 Between Rs. 501 to Rs. 5000 - Rs. 500 Between Rs. 5001 to Rs. 10000 - Rs. 750 Between Rs. 10001 to Rs. 25000 - Rs. 900 Between Rs. 25001 to Rs. 50000 - Rs. 1000 Above Rs. 50001 - Rs. 1300 |
Cash Payment at branches | Rs. 100 per transaction |
Over Limit penalty | Rs. 600 |
Surcharge on cancellation/purchase of railway tickets | Payment Gateway + IRCTC service charges. Transaction charge up to 1.8% of ticket amount + IRCTC service charge |
Fuel transaction charge | Rs. 10 or 1% of transaction value, whichever if higher |
Reward Redemption fee | Rs. 99 + GST |
Foreign currency transaction | Up to 3.5% |
Merchant EMI processing fee | Rs. 199 + GST |
Please note – The annual fee is waived upon spending Rs. 2 lakhs or more in the previous year.
Eligibility Criteria for RBL Platinum Delight Credit Card
1. Nationality – Indian
2. Age – 23 years and above
3. Income – Rs. 40,000 and above
4. Credit score – At the bank’s discretion but should be a good credit score.5. Existing credit cards – If the applicant already has another credit card with a limit of 50,000+, the application for the RBL Platinum Delight credit card will be fast-tracked using the green channel.
Ways to Pay the Bills for RBL Platinum Delight Credit Card
1. Standing instructions through NACH
2. Payment via NEFT
3. Payment via cheque
4. Payment via the Mycard app
5. Online payment
How to Set RBL Platinum Delight Credit Card PIN
1. Log in to the RBL Bank’s official website.
2. Select “Set your Card PIN” from the Quick Links
3. Enter all details like Credit card number, DOB, and Card Expiry date, and click on “Send OTP”.
4. Enter OTP.
5. Set your new PIN and re-enter to confirm.
6. Click on “Change PIN”.
7. Your PIN will be set now.
Application Process for RBL Platinum Delight Credit Card
The Application Process for RBL Platinum Delight Credit Card via CreditMantri
1. Click on “Check Eligibility”2. Fill in details like Mobile number, email ID, Residence city, Residence pin code, Employment type, and info about any loans that you may have
3. Tick all checkboxes for agreement terms.
4. Click on “Submit”
5. Input the OTP received on your registered mobile number.
6. Complete the rest of the application process
The Application Process for the RBL Platinum Delight Credit Card via the RBL website
1. Go to the official RBL website2. Go to “Personal banking < 3. Choose the RBL Platinum Delight credit card from the “Credit Cards” section 4. Click on “Apply Now” 5. Fill in all the details 6. Submit the form and wait to hear from the customer care The Application Process for the RBL Platinum Delight Credit Card Offline
FAQs Of RBL Platinum Delight Credit Card
1. How can I get my renewal fee waived for this card?
The annual fee is waived upon spending Rs. 2 lakhs and more in the previous year.
2. Why has my RBL Platinum Delight credit card declined?
If your credit score is too low, your application for the credit card will be rejected.
3. What is the annual fee for the RBL Platinum Delight credit card?
The annual fee for the RBL Platinum Delight credit card is Rs.1,000.