CreditMantri Finserve Private Limited
Door No.3, Block B, No. 147, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006
Have any queries? Click here for more details
All written queries will be responded within 1 working day.
We'd love to help you through every step along the way.
1. Get rewards on all purchases
b. Get 2 reward points for every Rs. 100 spent on all purchases.
c. Get 2X reward points on weekend shopping.
2. Get monthly bonus reward points
3. Fuel Advantage
4. Safe and Secure
5. Convenient repayment options
6. Flexible limits
7. Get notifications for your transactions
8. Worldwide acceptance
Add-on card fee
Finance Charges (cash and retail)
3.99 % per month (47.88% per annum)
Cash advance fee
2.5% of the cash amount (minimum Rs. 500)
Late Payment fee/Overdue penalty
Up to Rs. 100 - Rs.0
Between Rs. 101 to Rs. 500 - Rs. 100
Between Rs. 501 to Rs. 5000 - Rs. 500
Between Rs. 5001 to Rs. 10000 - Rs. 750
Between Rs. 10001 to Rs. 25000 - Rs. 900
Between Rs. 25001 to Rs. 50000 - Rs. 1000
Above Rs. 50001 - Rs. 1300
Cash Payment at branches
Rs. 100 per transaction
Over Limit penalty
Surcharge on cancellation/purchase of railway tickets
Payment Gateway + IRCTC service charges. Transaction charge up to 1.8% of ticket amount + IRCTC service charge
Fuel transaction charge
Rs. 10 or 1% of transaction value, whichever if higher
Reward Redemption fee
Rs. 99 + GST
Foreign currency transaction
Up to 3.5%
Merchant EMI processing fee
Rs. 199 + GST
Please note – The annual fee is waived upon spending Rs. 2 lakhs or more in the previous year.
1. Nationality – Indian
2. Age – 23 years and above
3. Income – Rs. 40,000 and above
5. Existing credit cards – If the applicant already has another credit card with a limit of 50,000+, the application for the RBL Platinum Delight credit card will be fast-tracked using the green channel.
3. Passport-size photograph
1. Standing instructions through NACH
2. Payment via NEFT
3. Payment via cheque
4. Payment via the Mycard app
5. Online payment
1. Log in to the RBL Bank’s official website.
2. Select “Set your Card PIN” from the Quick Links
3. Enter all details like Credit card number, DOB, and Card Expiry date, and click on “Send OTP”.
4. Enter OTP.
5. Set your new PIN and re-enter to confirm.
6. Click on “Change PIN”.
7. Your PIN will be set now.
The Application Process for RBL Platinum Delight Credit Card via CreditMantri
2. Fill in details like Mobile number, email ID, Residence city, Residence pin code, Employment type, and info about any loans that you may have
3. Tick all checkboxes for agreement terms.
4. Click on “Submit”
5. Input the OTP received on your registered mobile number.
6. Complete the rest of the application process
The Application Process for the RBL Platinum Delight Credit Card via the RBL website
2. Go to “Personal banking <3. Choose the RBL Platinum Delight credit card from the “Credit Cards” section4. Click on “Apply Now”5. Fill in all the details6. Submit the form and wait to hear from the customer careThe Application Process for the RBL Platinum Delight Credit Card OfflineYou can walk into any branch of RBL bank with the required documents and fill out the form to apply for the RBL Platinum Delight Credit Card.
3. Choose the RBL Platinum Delight credit card from the “Credit Cards” section
4. Click on “Apply Now”
5. Fill in all the details
6. Submit the form and wait to hear from the customer care
The Application Process for the RBL Platinum Delight Credit Card Offline
1. How can I get my renewal fee waived for this card?
The annual fee is waived upon spending Rs. 2 lakhs and more in the previous year.
2. Why has my RBL Platinum Delight credit card declined?
If your credit score is too low, your application for the credit card will be rejected.
3. What is the annual fee for the RBL Platinum Delight credit card?
The annual fee for the RBL Platinum Delight credit card is Rs.1,000.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application