Features
- 2,000 Bonus Reward Points
Welcome benefits
- 1 Reward Point on every Rs. 100 spent everywhere except Fuel
- Earn 20 Reward Points for every Rs.100 spent on Groceries (Maximum 1,000 Reward Points in a month)
- Get 10% discount (up to Rs. 100) on movie tickets at BookMyShow 15 times a year
- Tank up with Shoprite Credit Card with waiver of fuel surcharge at all fuel stations (Valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 100 per month).
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 0
- Annual fees Rs. 500 (Waived on annual spends of Rs. 1.5 lacs)
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Overview of RBL ShopRite Credit Card
RBL Bank provides the RBL ShopRite Credit Card to its customers to enjoy reward points on all day to day spends. This credit card helps one earn reward points on fuel, grocery spends and much more. It is highly beneficial to the customer and the customer can choose from a wide range of products to redeem these reward points earned.
How to Apply for RBL Bank Credit Card on CreditMantri.com
Quick Links to Handle Your RBL Credit Card
Key Highlights of The RBL Shoprite Credit Card
Joining Fee | INR 500 that a person has to pay at the year-end |
Welcome Benefits | 2000 reward points |
Annual Fee reversal | Annual fee reversal of Rs. 500 for spends of more than 1 lakh during the previous year |
Rewards on all purchases | 1 reward point per Rs. 100 spends on all your purchases except fuel |
Reward points on grocery spends | 20 reward points for spends of INR 100 on grocery shopping |
Reward points on fuel | 10 reward points per INR 100 on fuel. |
Fuel Surcharge Waiver | No surcharge applicable between INR 500 and INR 4000 |
Benefits on Movies | 10% discount (Up to Rs. 100 on your movie tickets at BookMyShow (15 times in a year) |
Features of the RBL Shoprite Credit Card
Welcome Perks
- Cardholders will obtain a welcome bonus of 2,000 reward points.
- You will be eligible for the welcome bonus if you make your first purchase within 30 days of receiving your RBL Bank ShopRite credit card and downloading the RBL MyCard mobile app.
Reward Points
- 1 reward point per Rs. 100 spends on all purchases except fuel
Grocery Spends
- 5% Value back on grocery spends
- Earn 20 reward points per Rs. 100 on grocery spends
- Get a maximum of 1000 reward points in a month
Fuel Spends
- Earn 10 reward points for every Rs.100 on fuel spends
- Maximum 1000 reward points
Rewards Redemption
- Reward points can be redeemed by visiting www.rblrewards.com and following the simple steps given below.
- Login to the rewards website of RBL using your username and password
- You will see various options like flights, recharge, hotels, shopping, gifts, etc.
- Select the option against which you are going to redeem your points.
- 1 reward point = Re. 0.25
- Pay a redemption fee of Rs. 99 for each redemption request
Benefits on Cinema
- Avail a discount of 10% on movie tickets on BookMyShow
- You can use this discount offer 15 times every year.
- You can see the ‘RBL 10% discount offer’ under the option ‘credit card offers’ on BookMyShow.
Fuel Surcharge Waiver
- 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000 at all fuel stations
- Maximum waiver of Rs. 100 per month
Fees and Charges
Joining Fee | Rs. 500 plus applicable taxes |
Rewards Redemption Fee | Rs. 99 plus GST on every redemption request |
Fuel Surcharge | 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000 |
Renewal Fee | Rs. 500 plus applicable taxes |
Foreign Currency Markup | Upto 3.5% on all international spends |
Cash Advance Charge | Higher of 2.5% of the cash withdrawn or Rs. 100 |
Spend based Waiver | Waiver of annual fee based on the amount spent in the previous year |
Interest Rates | Up to 3.99% per month |
Add on Card Fee | Nil |
Eligibility Criteria
- Age: The age must be between 21 to 70 years
- Source of income: The applicant should have a regular source of income
- Minimum credit score: 750
Documents Required To Apply
- Address Proof: Ration card/Passport/Voter ID/Aadhaar card
- Identity Proof: Driving License/Passport/Aadhaar card
- Income Proof: Form 16/IT returns/Salary Slip
How To Apply For The RBL Shoprite Credit Card?
On CreditMantri
It is very convenient to apply for a RBL credit card through CreditMantri, and you can complete the application via these simple steps.1. Click on “CHECK ELIGIBILITY”
2. Fill in details like Mobile number, Email ID, Residence city, Employment type, Residence Pin code, any loans, etc.
3. Click on “Submit”
4. Enter the OTP received on your registered mobile number.
5. Follow the instructions and proceed to complete the rest of the application
On The Bank’s Website
1. Go to the bank’s website.2. Click on ‘Credit Card’ under ‘Personal Banking’ on the left-hand side of the page.
3. Choose the ‘Shoprite Credit Card’
4. You will be directed to the Shoprite Credit Card page where you will have to click on ‘Apply Now’
5. Fill in the basic details like first name, last name, gender, date of birth, mobile number, etc. in the application form
6. Click on ‘Get OTP’ and an OTP will be sent to your mobile.
7. Do the OTP verification and proceed with the rest of the application
8. Tick the box which states that you have understood the terms and conditions for the application of the credit card.
9. You also authorize the RBL Bank and its representatives to call or SMS you with reference to your Credit Card application by ticking the box.
10. Click on ‘Submit’
11. The bank will reach out to you and will further assist you with the process of applying for a credit card.
Offline
You can walk into any branch of RBL bank with the required documents and fill out the form to apply for the Shoprite credit card. A representative from the bank will help you with the process of applying for the card.RBL Bank Shoprite Credit Card Limit
In order to decide your credit card limit, the bank will look into your credit score and credit utilization ratio. It will also evaluate your past repayment habits.
Conclusion
It can be concluded that the RBL Bank ShopRite credit card will be a great option for people who do a lot of shopping. Along with accelerated reward points on groceries, it also allows you to save 2.5% on your fuel purchases (in the form of reward points). With these benefits, it is a great credit card to have. The card also comes with other advantages like nominal joining and annual fees and waiver of annual fee if you spend over one lakh rupee in an anniversary year. If you enjoy spending on movies, groceries, and fuel frequently, you can go with this card since it enables you to save a lot in the form of reward points that you can redeem against various categories.
FAQs of RBL Shoprite Credit Card
1. What are the benefits of a RBL ShopRite card?
With the RBL ShopRite credit card, you can earn up to 1,000 reward points every month on grocery spends with the 5% value-back offer. That is 20 reward points per 100 you spend on groceries. This is a lifetime free card and it has no annual or joining fee.
2. How do I cancel my RBL Shoprite credit card?
Call 022-71190900 and ask the representative there about how to close a credit card. Verify your SuperCard account by submitting basic information and the representative will initiate your request.