Features
- 2,000 Bonus Reward Points
Welcome benefits
- 1 Reward Point on every Rs. 100 spent everywhere except Fuel
- Earn 20 Reward Points for every Rs.100 spent on Groceries (Maximum 1,000 Reward Points in a month)
- Get 10% discount (up to Rs. 100) on movie tickets at BookMyShow 15 times a year
- Tank up with Shoprite Credit Card with waiver of fuel surcharge at all fuel stations (Valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 100 per month).
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 0
- Annual fees Rs. 500 (Waived on annual spends of Rs. 1.5 lacs)
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Overview RBL Shoprite Lifetime Free Credit Card
Are you looking for a card that rewards you for every time you shop? Then RBL Shoprite Lifetime Free Credit Card is the one for you. With simple eligibility conditions and a completely online application process, the RBL Shoprite Lifetime Free Credit Card comes with exclusive and exhaustive offers for its users.
How to Apply for RBL Bank Credit Card on CreditMantri.com
Quick Links to Handle Your RBL Credit Card
RBL Shoprite Lifetime Free Credit Card
Card Type | Rewards & Valueback Card |
Joining Fees & Annual Fees | Rs.500 Joining Fees Annual Fee Rs.500 (waived off in case of spends worth Rs.1 lakh or more in the current calendar billing year) |
Finance Charges | APR up to 3.99% per month (47.88% per annum) |
Add-on Card Fee | Nil |
Cash Advance Fee | 2.5% of transaction amount, or Rs.500, whichever is higher |
Late Payment Fee | 15% of the total outstanding amount, subject to a min. of Rs.50 and a max. of Rs.1500 |
Over Limit Charges | Rs.600 |
Foreign Currency Transactions | Up to 3.5% |
RBL Shoprite Lifetime Free Credit Card is ideal for youngsters and homemakers whose major monthly expenses include groceries, movies and dining. This card gives you more reward points per Rs.100 spent than any other card in the market. The application process is simple and online allowing you to get this card in less turnaround time compared to other cards. However, the interest rate is on the higher side, at 47.88%. So card members should be financially prudent and pay off their monthly bills on time to avoid accruing interest charges and late payment fees. If you are someone who is thrift with your money and are a very disciplined money manager, go ahead and go for this card and enjoy all the benefits!
Find Other Similar Rewards Credit Card In The Market
Here are the primary benefits offered under the RBL Shoprite Lifetime Free Credit Card:
1. Welcome Rewards –
- Get 2000 Reward Points as bonus for availing this card. You have to make a purchase of any value within the first 30 days of card activation to get this reward.
2. Reward Points
- Earn 1 Reward Point on every Rs.100 spent (except fuel spends)
3. Grocery Spends
- This card offers 5% Valueback on grocery shopping
- Earn 20 reward points for every Rs.100 spent on groceries
- Get a maximum of up to 1000 points in a month
4. Movies & Entertainment
- This card offers 10% discount on movie tickets booked via BookMyShow
- Max. discount value is Rs.100 per transaction
- The discount can be availed 15 times in a year
- Remember to choose ‘RBL Bank 10% Offer’ under the ‘Offers & Promotions’ section during checkout
5. Fuel Spends
- Get 10 Reward Points for every Rs.100 spent on fuel purchases
- 2.5% Fuel Surcharge waived off on fuel transactions between Rs.500 – Rs.4000 in all petrol pumps
- Maximum fuel surcharge waiver capped at Rs.100 per month
6. Annual Fee Waiver
- Joining fee of Rs.500 per annum
- Renewal fee of Rs.500 shall be waived off upon spends of Rs. 1 lakh in the previous year
Also Read: How to get Annual Fee Waiver for your credit cards?
What Are The Eligibility Conditions To Apply For RBL Shoprite Lifetime Free Credit Card?
The customer must meet specific eligibility criteria in order to be eligible for an RBL ShopRite Lifetime Free Credit Card. The following are the eligibility requirements:
- The applicant must be a minimum of 21 years old and a maximum of 65 years old.
- Should possess a credit score of 700 & above and a good credit history is also necessary.
- The applicant must either be a salaried or self-employed individual with a minimum annual salary of Rs.3,00,000.
Check if you are eligible to get RBL Shoprite Lifetime Free Credit Card on CreditMantri!
Where And How Do I Apply For RBL Shoprite Lifetime Free Credit Card?
The application process for RBL Shoprite Lifetime Free Credit Card is completely done online. Here are the steps to follow if you are looking to apply:
- Visit RBL Bank’s official website.
- Follow this path to find the page for RBL Shoprite Lifetime Free Credit Card
- Home -> Personal -> Credit Cards -> RBL Shoprite Lifetime Free Credit Card
- Click on the ‘Apply Now’ button. You will be taken to the online application form.
- Here you need to fill in your personal and professional particulars like name, mobile number, email address, gender, date of birth, complete residential address, source of income, average monthly income, and finally your PAN number.
- Upon entering these details and hitting ‘Submit’, your application is in the system for the bank to process.
- A representative from the bank shall contact you in the next few days to complete the application process and collect your documentation.
- Upon successful verification of all the details, your RBL Shoprite Lifetime Free Credit Card shall be approved and dispatched to you.
What Are The Documents I Need To Submit To Get A RBL Shoprite Lifetime Free Credit Card?
The documentation is very basic:
- Your ID Proof
- Your Address Proof
- PAN number
- Aadhaar card details
RBL Shoprite Lifetime Free Credit Card is a card for shopping lovers. The rewards and discounts are primarily awarded towards your movie ticket purchases, grocery shopping, and fuel spends. This card comes for a nominal joining fee of Rs.500 and hence is accessible to a wide segment of customers.
RBL Shoprite Lifetime Free Credit Card FAQs
1. How do I contact RBL Credit Card Customer Care for any queries?
You can find the contact details for RBL Credit Card Customer Care here.
2. Where can I redeem the reward points I have earned on my RBL Shoprite Lifetime Free Credit Card?
In order to redeem your reward points, log in to the RBL Rewards Portal. You can find amazing offers on mobile recharges, travel tickets booking, hotel reservations, and more. Redeem your reward points for any reward of your choice.
3. How do I hotlist my lost/stolen RBL credit card?
In case your RBL credit card is lost/stolen, you can call the RBL X-Perience center (call center) immediately at 022-71190900 to block your card. alternatively, you can also block your card from your RBL online banking login or through the RBL MyCard App.
4. How much reward points will I earn on fuel spends?
You can earn 10 reward points for every Rs.100 you spend on fuel purchases. Also, you get fuel surcharge waive of up to Rs.100 every month.
5. How many times can I use the 10% discount on movie tickets offer?
The 10% discount on movie tickets can be availed 15 times in a year.