../../../layout/preloginHow to Earn & Redeem - Vijaya Bank Credit Card Reward Points

Vijaya Bank Credit Card Reward Points

Vijaya Bank offers customers with a huge variety of products and services for their credit cards. Reward points are extra points that can be gained while using your credit cards for purchases. So, the next time you use your credit card, keep in mind that you are not only spending money. But by spending the money you’re gaining extra loyalty points that you can exchange for goods and services.

Vijaya Bank provides customers two types of credit cards that provide you with loyalty points: Visa Global Chip Credit Card and Visa Classic Chip Credit Card.

These credit cards offer loyalty points to the cardholders.

Credit CardLoyalty Points
Visa Global Chip Credit Card1 loyalty point will be awarded for the purchase of goods or services worth Rs. 100 through the card.
Visa Classic Chip Credit Card1 loyalty point will be awarded for the purchase of goods or services worth Rs. 100 through the card.

Eligibility Criteria for Visa Global Chip Credit Card

  1. The individual should be an account holder of Vijaya Bank.
  2. The minimum gross income for salaried people should be Rs. 1,20,000 per annum and for self-employed people it should be Rs. 1,00,000.

Features of Visa Global Chip Credit Card

  1. Visa Global Chip Credit Card is valid for three years.
  2. The card is valid globally as it is being issued in association with Visa International.
  3. You can withdraw instant cash till up to 50% of the card limit with a maximum of Rs. 50,000.
  4. Visa Global Chip Credit Card is accepted at 22 million merchant outlets that are spread across the world including 1 lakh merchant outlets that are in India.
  5. You can check your credit card transaction details that are sent through emails every week and on the billing day free of charge.
  6. Enjoy lifetime free Vijaya Add-on cards that are issued to the parents, spouse and children above 18 years of age.
  7. The card is valid worldwide.
  8. An entrance fee of Rs. 1000 should be paid once and an annual subscription fee of Rs. 1000 will be collected in advance every year.

Eligibility Criteria for Visa Classic Chip Credit Card

  1. The individual should be an account holder of Vijaya Bank.
  2. The minimum gross income for salaried people should be Rs.60,000 per annum and for self-employed people it should be Rs. 50,000.

Features of Visa Classic Chip Credit Card

  1. Visa Classic Chip Credit Card is valid for three years.
  2. The card is valid globally as it is being issued in association with Visa International.
  3. You can withdraw instant cash till up to 50% of the card limit with a maximum of Rs. 25,000.
  4. Visa Global Chip Credit Card is accepted at 22 million merchant outlets that are spread across the world including 1 lakh merchant outlets that are in India.
  5. You can check your credit card transaction details that are sent through emails every week and on the billing day free of charge.
  6. Enjoy lifetime free Vijaya Bank Add-on cards that are issued to the parents, spouse and children above 18 years of age.
  7. The card is valid worldwide.
  8. An entrance fee of Rs. 400 should be paid once and an annual subscription fee of Rs. 400 will be collected in advance every year.
  9. For corporates, an advance annual subscription of Rs. 250 will be collected when Visa Classic Chip Credit Card is being issued.

FAQs: Vijaya Bank Credit Card Reward Points

1. How much money should be spent to earn 1 loyalty point?

1 loyalty point will be awarded each time Rs. 100 is spent through purchases of goods and services

2. Can Add-on cards be gifted to other people?

Lifetime free Vijaya Bank Add-on cards can be issued to the cardholder’s spouse, parents and children above 18 years of age.

3. How much is the annual subscription fee for corporates who use Visa Classic Chip Credit Card?

The annual subscription fee for corporates who use Visa Classic Chip Credit Card is Rs. 250.

4. How long is Visa Classic Chip Credit Card and Visa Global Chip Credit Card valid for?

Visa Classic Chip Credit Card and Visa Global Chip Credit Card are valid for three years.

5. Is there an entrance fee to be paid before using Visa Global Chip Credit Card?

The entrance fees to be paid for using Visa Global Chip Credit Card is Rs. 1000.

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