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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Vijaya Bank Personal Loan provides salary class individuals a maximum of Rs. 10 lakhs and pensioners a maximum of 2 lakhs. Nature of facility is a term loan. No hidden costs and less interest rates while applying through CreditMantri. Check eligibility now!
Max Tenure
2 - 60 months
Best Rate
1.33% P.M
Processing Fee
RS: 399/- to 2%
Features
Pricing
Documents Required
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Features
Pricing
Documents Required
Max Tenure
3 – 60 months
Best Rate
1.33% P.M
Processing Fee
From 2%
Features
Pricing
Documents Required
Max Tenure
3 - 12 months
Best Rate
1.50% P.M
Processing Fee
Rs 250-625
Features
Pricing
Documents Required
Max Tenure
2 – 15 months
Best Rate
1.02% P.M
Processing Fee
From Rs 85
Features
Pricing
Documents Required
Max Tenure
3 - 60 Months
Best Rate
16% P.A.
Processing Fee
2% - 5%
Features
Pricing
Documents Required
Upon applying you provide Incred to pull your bureau Details to check the loan eligibility.
Features
Pricing
Documents Required
Max Tenure
up to 12 Months
Best Rate
18.00% p.a
Processing Fee
2.00%
Features
Pricing
Documents Required
Features
Pricing
Documents Required
Your application will be subjected to Bureau Enquiry.
Features
Pricing
Documents Required
Max Tenure
6 - 36 Months.
Best Rate
14.04% P.A
Processing Fee
4%
Features
Pricing
Documents Required
Max Tenure
12-72Months
Best Rate
11.04% P.A.
Processing Fee
3%
Features
Pricing
Documents Required
Loan Amount
50K
Max Tenure
12 Months.
Best Rate
35.1% p.a
Processing Fee
2.5%
Features
Pricing
Documents Required
We are an authorized sourcing partner for Shriram Finance Limited Personal Loan.
Loan Amount
1L
Max Tenure
18 Months.
Best Rate
28% p.a
Processing Fee
2000₹
Features
Pricing
Documents Required
We are an authorized sourcing partner for Shriram Finance Limited Personal Loan.
Loan Amount
1_5L
Max Tenure
36 Months.
Best Rate
Nil*
Processing Fee
Nil*
Features
Pricing
Documents Required
We are an authorized sourcing partner for Shriram Finance Limited Personal Loan.
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A.
Processing Fee
1%
Features
Pricing
Documents Required
Max Tenure
12-72 Months.
Best Rate
11.05% P.A.
Processing Fee
1.0%
Features
Pricing
Documents Required
Max Tenure
5 yrs
Best Rate
15.5%
Processing Fee
2.0%
Currently not available! for similar products
Max Tenure
nil*
Best Rate
23.0%
Processing Fee
2%
Currently not available! for similar products
Max Tenure
1-5 yrs
Best Rate
10.75%
Processing Fee
2%
Currently not available! for similar products
Max Tenure
5 yrs
Best Rate
13.99%
Processing Fee
2%
Currently not available! for similar products
Loan Amount
75K
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.5%
Currently not available! for similar products
Loan Amount
20K
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.5%
Currently not available! for similar products
Max Tenure
12 - 72 Months.
Best Rate
10.99%
Processing Fee
2.50%
Currently not available! for similar products
Max Tenure
1.6 yrs
Best Rate
18%
Processing Fee
2%
Currently not available! for similar products
Max Tenure
5 yrs*
Best Rate
11.49%*
Processing Fee
999₹*
Currently not available! for similar products
Loan Amount
35K
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.5%
Currently not available! for similar products
Max Tenure
6 - 24 months
Best Rate
2%
Processing Fee
3%
Currently not available! for similar products
Max Tenure
6 to 36 Months.
Best Rate
7.99% p.m
Processing Fee
2%
Currently not available! for similar products
Max Tenure
up to 6 years
Best Rate
15.65% p.a
Processing Fee
1.50%
Currently not available! for similar products
Max Tenure
6 years
Best Rate
9.9%-45% p.a.
Processing Fee
Nil
Currently not available! for similar products
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A
Processing Fee
2.5%
Currently not available! for similar products
Max Tenure
NA
Best Rate
Processing Fee
2%
Currently not available! for similar products
Max Tenure
5 yrs
Best Rate
12.99%*
Processing Fee
0.5%*
Currently not available! for similar products
Max Tenure
12 - 72 Months.
Best Rate
11.04% P.A.
Processing Fee
2.50%
Currently not available! for similar products
Max Tenure
4 yrs
Best Rate
17.25% *
Processing Fee
2%
Currently not available! for similar products
Max Tenure
NA
Best Rate
16%
Processing Fee
2.49%
Currently not available! for similar products
Max Tenure
nil*
Best Rate
10.95%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
11.60%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
14.40%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
12.60%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
9.50%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
9.70%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
11%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
10.40%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
11.45%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
9.65%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
14.05%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
10%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
nil*
Best Rate
13.99%
Processing Fee
nil*
Currently not available! for similar products
Max Tenure
NA
Best Rate
1%
Processing Fee
3.0%
Currently not available! for similar products
Max Tenure
nil*
Best Rate
11.99%
Processing Fee
2.5%
Currently not available! for similar products
Vijaya Bank is a public-sector bank with its corporate office in Bangalore, Karnataka, India. It is one of the nationalized banks in India. The bank offers a wide range of financial products and services to the customers through its various delivery channels. The bank has a network of 2031 branches throughout the country and over 4000 customer touch points including 2001 ATMs.
A personal loan is an unsecured (i.e. without collateral), multi-purpose loan usually taken to cover short-term money requirements. Personal loans usually have a speedy approval process hence making it one of the most popular loans in the market.
Being one of the largest bank in India, Vijaya Bank offers a wide range of services in the personal loan segment. It is the most preferred bank by all kinds of people for any financial service. For any immediate financial requirement like wedding, medical treatments, house repair, pleasure vacation etc. can be fulfilled using the personal loans offered by Vijaya Bank.
Important documents to be submitted while applying for personal loans with Vijaya Bank
Vijaya Bank Personal Loans
Catering to the needs of various sections of people, tailor-made Vijaya Bank personal loans is the best option to fulfil your short-term needs. You can choose the best personal loan based on your requirement.
V-CASH-Loan for salaried Class and Pensioners
Particulars | Salaried/Self-employed | Pensioners |
Age | 21 yrs to 63 years | 63 yrs to 72 yrs |
Quantum of Loan | Maximum 10 lakhs | 2 lakhs |
Tenure | Maximum 60 months | |
Interest | 13.50% | 12.50% |
Purpose
For meeting short term credit need of the salaried class towards medical expenses, marriage of applicant/family members, purchase of consumer durables, etc.
Eligibility
Individuals with permanent employment aged above 21 years and having minimum left over service of 2 years and drawing salary through our Bank & Pensioners aged not more than 72 years and drawing pension through our Bank.
Nature of facility:
Term Loan
Quantum of Loan
Salaried class
– Maximum of Rs.10.00 lakhs.
Pensioners
– Maximum of Rs. 2.00 lakhs
Assessment of finance
Margin: Nil
Rate of interest
a) General: 1 YEAR MCLR+5.00%=13.50%
b) Pensioners: 1 YEAR MCLR+4.00%=12.50%
Guarantor
For salaried class:
Spouse guarantee is waived. Third party guarantee is mandatory.
For pensioners:
Spouse guarantee is mandatory. In case guarantee of spouse is not available, dependent’s guarantee is to be taken mandatorily
Security: Clean
Processing fees/other charges
Processing charges: 0.75% of loan amount + GST.
Documentation charges:
i) Rs.2.00 lakhs and below – Nil
ii)Above Rs.2.00 lakhs -0.10%+ST min of Rs.500+GST
Repayment: Maximum 60 Months
Any other relevant matter:
Pension/Salary should be routed through our Bank
1. What are my loan limits?
Your personal loan limit would be determined by your income and repayment capacity.
2. Can my spouse income be included for calculating the loan amount?
Yes, your spouse's income can be included provided he/she guarantees the loan or the loan is taken jointly.
3. Do I have to pledge some form of security?
No Security is Needed
4. What is the repayment schedule like?
The minimum amount that you are expected to pay every month is the EMI. You are allowed to pay more than the EMI if you wish to, and we do not charge any prepayment penalty.
5. What is EMI?
EMI stands for Equated Monthly Instalments. This instalment comprises both principal and interest components. Use the EMI calculator to find out your monthly payments based on the loan amount, the rate of interest and the repayment period. Choose the combination that best meets your financial resources and requirements.
6. What is the processing fee? Are there any other charges?
There is 0.75% processing fee for Personal loan.
7. Do I have the option of choosing a fixed or floating rate for the loan?
You have the option to avail the loan with either a fixed interest rate or a floating one. In the case of a fixed rate loan, the interest rate on the loan will remain fixed through the entire tenure of the loan, whereas in the case of a floating rate loan, the interest rate could decline or rise in line with the changes in the Bank's Medium-Term Lending Rate (SBMTLR).
8. How does Vijaya Bank Personal loan compare with those offered by other banks?
There is total transparency with regard to the rate of interest and the fees charged by us. Vijaya Bank offers personal loans at the cheapest rates of interest, with no security or collateral Vijaya Bank offer loans for the longest tenors (60 months), with the flexibility provided to reduce the tenor by prepaying the loan without any penalty. The Bank provides finance for any personal need or requirement; the total amount being determined on the basis of repaying capacity. With an Vijaya Bank personal loan, you can choose between fixed rates of interest and floating interest rates.
9. How can I apply for the Vijaya Bank personal loan?
You can either apply online or visit the nearest Vijaya Bank loan centre for a personal loan.
10.Will there be any charges for prepayment towards my Vijaya Bank personal loan?
There are no pre-payment charges levied towards the personal loan.