Credit Cards

How to Buy an iPhone 7 on EMIs without a Credit Card

Today, most commercial banks in India offer credit cards for their customers. Yet, the Indian market has been primarily a debit-card based one. Even today, a significant percentage of the population do not own or do not use a credit card.

If you need to pay your credit card bills, don’t worry any longer about late payments or forgetting to make payments. Everything has been made much easier, thanks to online banking. Gone are the days when you had to trek to your bank every time you needed to make a payment or some other banking work done. Remember those days of waiting at the bank and wondering whom to ask the query you had in mind, clueless about what to do? Wave goodbye to all that waste of time and energy and the str

Banks offer a wide range of credit cards, suited to people of all income groups, wants budgets and needs. There are credit cards specially designed for lifestyle benefits, fuel benefits, air miles benefits, shopping benefits, etc. The choice available in the credit card world can be very tempting, but you also need to be careful about which card to apply for.ICICI Bank, which is one of the leading private sector banks in India, is also one of the largest credit card issuers in the co

Remember how you kept track of your expenses during pre-credit card days? Writing down every expense, poring over your bank passbook to see how much you had withdrawn, waiting in line to get your passbook updated, and wondering how much you have left over in your account. Now all that information is just a click away on your computer with many banks offering online statement services that a give you a detailed picture of your credit card activity.Once you are done with all your shopp

As a credit card holder, have you ever wondered what those set of numbers embossed on the front part of your credit card mean? This 16-digit number is referred to as your Credit Card Number and is unique for every individual. Typically, credit cards have the 16 digits on the front of the card. These digits are exclusive for every card holder and denote the individual account number for the card. These sixteen digit numbers and not randomly generated and follow a pattern.

It is extremely important to know learn about a credit card before applying for one. The fees, charges, rewards, perks and privileges are all important features of a credit card. The most important feature is perhaps, you guessed it, the interest rate charged on the credit card. The interest rate on your card can mean the difference between a healthy credit user and a debtor. Here is a primer on how the interest on your credit card is ca

There is no one “best” rewards credit card as such. You might want to be rewarded with free shopping vouchers at your favourite store, your friend might prefer a card that offers airline miles for cheap or free tickets, your colleague might choose movie and entertainment perks for those weekend evenings. Each card offers particular benefits in travel or

If you are tired of taking time out of your day to trek to your ATM or branch to drop off your credit card payment cheque, or have had enough of the stress of remembering your due date well in advance, then online payment is the answer to your problems. Remember you can also pay an extra fee for paying in cash at the bank branch or ATM rather than by cheque or electronically.With the HDFC Bank Credit Card, you have the option to pay your bills online. It is a quick and hassle-free wa

Does this sound like a familiar situation? You are very keen to get a new credit card, are bombarded by an array of very tempting offers being advertised, but end up back at Square 1 as confused as ever because you simply don’t know which one would be the right one for you. The market is flooded with a number of credit cards and it can quite overwhelming to try and compare the various features and benefits. There are a multitude of credit cards available on the market today to suit the

Gone are the days when you had to trek to your bank every time you needed something done. Remember how you used to wait in line at the bank, wondering whom to ask the query you had in mind, clueless about what to do, and wondering how much money you had in your account? Wave goodbye to all those doubts and hesitations!With the era of Internet banking, the bank has come close to you - in fact, it has come to your doorstep! With the online credit card statement facility, there is now n

Citibank was incorporated in India in 1902 in Kolkata. It is the consumer division of financial services multinational Citigroup. It is one of the leading private sector banks in India and one of the largest credit card issuers in the country.Citibank offers Credit cards suited to the differing lifestyle needs of its customers. Some cards offer cashback rewards like Citi Cashback Credit Card, while other cards give fuel benefits like the IndianOil Citi Platinum Credit Card.B

Who doesn’t love offers on movies! Spending a couple of hours watching the latest blockbuster, accompanied by friends or family (and a tub of popcorn) is a good way to destress. If you are a movie fan, then look into the credit cards that offer movie privileges from BookMyShow.Here are a few credit cards that offer perks when you make an online transaction on the BookMyShow website.RBL Bank credit card offer:RBL Bank Platinum Maxima & RBL

Citibank, which was incorporated in India in 1902 in Kolkata, is now one of the leading private sector banks in India and one of the largest credit card issuers in the country. It provides a wide range of banking products and financial services, and offers an array of credit cards designed to suit the differing needs of its large customer base.Citibank Credit Cards offer a multitude of advantages to the holder. It offers Dining privileges, with up to 20% savings across 2000 partner r

Are you applying for a first credit card? Do you wish you could whip out a piece of plastic instead of fumbling with wads of cash, every time you go shopping?  You might have many questions and concerns regarding their use and how to choose the card best suited to you.  In many developing economies, like India, credit cards are becoming increasingly popular because of their safety, convenience and ease of use. You can use a credit card to buy anything from jewelry to groceries. Havi

You might have been eyeing a cool new smartphone for a little while, doing copious online research on price and features, asking friends for recommendations - and now think it is high time it became yours! You are in a good job, with a steady income and you are ready to take a ‘mobile loan’ in the showroom to finally own this brand new toy. The only question is – do you need a credit card to get a loan? A credit card is not necessary for getting a mobile loan, but it

If you are planning to apply for a new credit card from ICICI Bank, you have a huge array of cards to choose from. You have the option of lifestyle cards that offer discounts on shopping, dining at restaurants and leisure activities like movies; or you can choose a card with travel benefits including frequent flyer miles, complimentary airport lounge access, fuel surcharge waivers; or you can choose a card that offers attractive cashback benefits and rewards programmes.If you are a l

Are you applying for a first credit card? You might have many questions and concerns regarding their use and how to choose the card best suited to you.  In many developing economies, like India, credit cards are becoming increasingly popular because of their convenience and ease of use. You can use a credit card to buy anything from jewelry to groceries. Having a credit card means that you do not need to carry around cash with you a

A credit card is one of the easiest and most convenient ways to pay for your purchases. You can buy anything from a gold necklace to groceries on your credit card and pay for it by borrowing the money from the credit card issuer. It is a fairly simple and straightforward process to apply for a new credit card. If you use your card responsibly, it could be one of the safest and most convenient methods to pay for your purchases.How do I apply for a new credit card?

If you already have one or more personal credit cards, you might wonder why you need a business credit card as well. Whether you are a proprietor or even a freelance professional, there are several advantages to getting a business credit card. Many small businesses use the card as a means of financing but there are other reasons as well as to why it might be a good idea. Higher credit limit on a business card Since a business card has a higher limit than an re

A Platinum card is a credit card which, as its name suggests, is a card with more prestige and benefits than a gold or regular credit card. Credit cards follow the same logic as the valuing of precious metals! Just like a platinum ring is more valuable than a gold ring, the platinum card enjoys higher status than a gold card.  A Platinum card offers several tangible benefits when compared to other regular credit cards, and is a