Personal Loans

SBI Personal Loan Interest Rates begin from 11.15% p.a. onwards. These personal loans are offered to self-employed individuals, for those into business, and also salaried account holders.

If you hold an account in SBI, you can apply for a pre-approved loan of 1 lakh rupees in just a few simple steps!

In today's world, the need for quick personal loans can often arise unexpectedly.

Life often throws unexpected financial challenges our way, and sometimes we need a little extra cash to navigate through them.

A prepayment penalty is a charge that lenders impose if you pay off a part of your personal loan much before your schedule.

Obtaining a personal loan is often perceived as a cumbersome process, especially when traditional lenders demand a salary slip as proof of income.

Salaried people can avail themselves of higher personal loans as compared to self-employed people. Since self-employed people have uncertain incomes, there is a high element of risk in lending to them.

Personal loans, versatile and tailored to meet various needs, offer a lifeline in circumstances where you need to fund an immediate need.

Nowadays, personal loans are available online instantly by providing minimal documentation.

In today's fast-paced world, financial emergencies and urgent cash needs can arise at any moment. During such times, having quick access to funds becomes crucial.

Flipkart, owned by Walmart, has entered into a strategic partnership with Axis Bank to launch 30 seconds instant personal loans for its customers. Here are some of the highlights of the Flipkart personal loans

Axis Bank and HDFC Bank are renowned private financial institutions in the country, recognized for their exceptional loan offerings.

Personal loans have become a popular financial tool to meet various personal expenses such as medical emergencies, education, weddings, or home renovations.

In today's dynamic financial landscape, Non-Banking Financial Companies (NBFCs) have emerged as formidable players in the lending industry.

A personal loan comes as a big relief when you need some finances to pay off your bills. A personal loan can be used for various purposes and hence offers the flexibility to use it at the time of medical emergency, vacation expenses, education, renovation expenses, etc

Here are 7 reasons why personal loans are a smart choice for millennials -

Personal loans are unsecured loans provided by banks and financial institutions – meaning it is provided to the customer without requiring them to pledge any collateral; it is provided to individuals who meet certain eligibility criteria like credit score, debt to income ratio, age, employer and employment status, relationship with the institution, etc.

Axis Bank personal loan preclosure is a simple process that needs payment of the entire loan amount. To start the preclosure process, you need to contact Axis Bank customer care through an email/phone call.

A personal loan for a wedding is a boon when you need funds to meet the wedding expenses. There are various other options to finance your wedding expenses like a gold loan, credit card, etc.

Personal loans are unsecured loans provided to meet any kind of emergency financial requirement. The attractive feature of a personal loan is there is no end usage restriction. You can use a personal loan to meet medical expenses, travel, education, renovation, repay existing debts, etc.

Whether to go for a short or long-term loan depends on a lot of factors like your financial needs and situation. While the interest paid will be less on a short-term loan, the EMI will be lower on a long-term loan. Here are some facts to consider before you decide on a short-term or a long-term loan.