Living in the age of technology, getting an instant personal loan is not a difficult thing. There are various lending-based apps that provide personal loans within minutes. Apps such as EarlySalary, CASHe and Paysense are few of them that provide app-based loans. Catching up with the online lending system, banks and NBFCs also facilitate online applications and instant e-approval.
Interest rate is decided mostly based on your income criteria, credit profile, loan amount and tenure. Hence getting a lowest interest is possible if you qualify as per the rules of the lenders.