CreditMantri matches your credit and demographic profile to ICICI Bank Coral Credit Card lending criteria - others just match your demographic criteria. We shortlist lenders willing to lend to you based on our proprietary matching algorithm.
In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. We upfront check whether you qualify for ICICI Bank Coral Credit Card. Hence the chances of your ICICI Bank Coral Credit Card application getting approved is higher.
ICICI Bank is one of the leading private sector banks in India and one of the largest credit card issuers in the country. ICICI Bank was founded in 1994 and provides a wide range of banking products and financial services. It offers a wide array of credit cards designed to suit the differing needs of its customers.
This credit card comes under the ICICI Gemstone Collection which aims to provide features and benefits as that are as unique as a gemstone. The card offers an attractive rewards program with PAYBACK, a leading global loyalty programme. With this card, you have the opportunity to earn unlimited cash rewards enjoy benefits when buying movie tickets, dining discounts and more.
Unleash the power of your ICICI Coral Credit Card and earn PAYBACK points on your various purchases. PAYBACK is one of India's largest customer loyalty programmes. Earn 4 PAYBACK points for every Rs. 100 spent on dining, groceries and supermarkets. Earn 2 PAYBACK points on every Rs. 100 spent on other transactions.
Redeem your PAYBACK Points
The reward points you earn gets accrued with PAYBACK every month. You can choose to redeem your points for cash or gifts of your choice. (1 PAYBACK Point = Rs 0.25.) In order to convert your PAYBACK Points, you will need to call the dedicated number, and the equivalent cash amount will be credited to your credit card account within 7 working days. In order to convert the PAYBACK Points for gifts, you can call the dedicated number or place an online request for redemption at the PAYBACK website. Online requests take only 7 working days to be processed and for the gift to reach you.
Spend more, save more!
Now, you have all the more reason to shop with your ICIC Coral Credit Card. Utilize this card for your everyday spends at groceries and supermarkets and other spends like entertainment and dining, and get a chance to save up to Rs. 18,400 on an annual basis on monthly spends of Rs 15000 . Savings include complimentary movie tickets, 15% savings on your monthly dining bill, cashback on supermarket and entertainment spends, as well as fuel surcharge waiver.
Fuel Surcharge Waiver
Use your ICICI Coral credit card across all HPCL fuel stations and get a waiver on the 2.5% fuel surcharge. In order to avail the offer, you need to swipe your card on ICICI Merchant Services swipe machines only.
ICICI Bank Coral Credit Card BookMyShow offer
Movie buffs, rejoice! Buy 1 ticket and get the other ticket free any day of the week, when you book your movie tickets through the BookMyShow website. Additionally, get two complimentary movie tickets worth up to Rs. 250 each, every month.
Offers on Dining
Use your ICICI Coral credit card at leading partner restaurants in India and save a minimum of 15% on your dining bills. Indulge your taste buds and feel the foodie in you exult!
Exclusive Lounge Access
Your ICICI Coral credit card is the gateway to exclusive travel experiences. Just present your ICICI Bank Coral Visa or MasterCard Credit Card at partner lounges across airports in India and indulge yourself. You can enjoy 2 such free accesses to partner lounges per quarter. Also get unrestricted access for yourself and your accompanying guests at any time on payment of the applicable charges.
Safe and Secure transactions
The ICICI Coral Credit Card comes with an embedded encrypted chip which ensures that your transactions remain secure. This chip technology ensures that your card remains safe against counterfeiting and duplication.
The new chip card comes with an extra level of security in the form of a Personal Identification Number (PIN), where you will be required to enter your PIN on the transaction machine at merchant outlets.
Save on Fuel transactions
Get fuel surcharge waiver and save Rs. 1500 annually on your fuel transactions, provided your monthly fuel bill amounts to Rs. 5000. The offer is valid at all HPCL pumps.
Get a complimentary tie worth Rs. 999 from Provogue, on payment of the joining fee. The joining gift will be delivered within 30 working days post the payment.
Interest-free credit facility
The interest-free period ranges from 18 days to 48 days and varies with each customer.
The annual fee varies with each customer and each ICICI Bank Coral Credit Card offer. The fee is communicated to the card member at the time at the time of application. The Joining Fee is Rs 1000 plus service tax. The Annual Fee of Rs. 500 plus services tax is waived on spends of more than Rs. 1, 25,000 in the previous year.
For salaried employees - minimum monthly income of Rs. 45,000.
For the self-employed - Minimum salary of Rs 5.4 lakhs in the last IT return filed.
Minimum age limit - 23 years
The documentation required for an ICICI Bank Coral credit card is straightforward. You will require the following:
Can I apply for an ICICI Bank Coral Credit Card online?
Yes, you can apply for ICICI Bank Coral Credit Card online.
What should I do in case of theft or loss of my credit card?
In case you lose your credit card, call ICICI customer care centre immediately and report the loss. After the card is blocked, you will be issued a new credit card at a nominal rate of Rs. 100.
Is it safe to use the ICICI Coral Credit Card for online transactions?
Absolutely. You have to register the card for 3D Secure (Verified by VISA / MasterCard SecureCode) on the ICICI Bank website after which the card can be used safely for online transactions.
I got my credit card bill. How do I make payments?
Making payments for your credit card expenditure is very simple. You could choose any of the following options:
The ICICI Coral credit card is the perfect shopping partner as it gives 2X cash rewards on dining, groceries and supermarket spends. You can earn cash rewards that can be redeemed for gifts, get free movie tickets, and discounts on dining. It is a good deal for those who love to shop and spend on entertainment, like going to the movies. You can also save 15% on your dining bills when you dine at partner restaurants across India, under the Culinary Treats Program.
It offers attractive rebates on dining, entertainment and leisure as well as on normal everyday spends at the grocery and supermarket. The rewards this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.
You can apply for an ICICI Bank Coral credit card online by logging onto the ICICI Bank website or by visiting the nearest ICICI bank branch and submitting the application and required documentation.
Alternatively, if you think you need help with your credit card application process and advice on eligibility, CreditMantri can guide you and match you with the credit card that suits your needs the best.
31 January 2017
"Hi, first of all, I would like to say that I am a big time believer of doing things myself. But after I found that my application request for a credit card was getting rejected everywhere, I decided to apply through CreditMantri. (Incidentally, my sister recommended it and I was against availing its service at first.) I do not regret signing up with CreditMantri a bit - It turned to be the best financial decision I have ever made. I got to know that the reason why I was being rejected - due to my low credit score and making too many applications. I immediately signed up for their credit improvement services for and for help with getting a card. A couple of months later, I am proudly flaunting my ICICI Coral credit card! Great service."