Apply for ICICI Bank HPCL Credit Card

Why apply through CreditMantri

CreditMantri matches your credit and demographic profile to ICICI Bank HPCL Credit Card lending criteria - others just match your demographic criteria. We shortlist lenders willing to lend to you based on our proprietary matching algorithm.

In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. We upfront check whether you qualify for ICICI Bank HPCL Credit Card. Hence the chances of your ICICI Bank HPCL Credit Card application getting approved is higher.

Nil*

joining fee

Nil*

annual fee

Fuel

reward type

  • 2.5% cashback (maximum of Rs.100 per month) on fuel purchases at HPCL pumps
  • 2.5% fuel surcharge waiver (up to a maximum of Rs.4,000) at HPCL pumps
  • Accelerated 2.5X Rewards, ie. on every Rs.100/- spent get 5 PAYBACK points on fuel spends at HPCL pumps & 2 PAYBACK points on all other spends
  • Get Rs.100/- when you book movie tickets on www.bookmyshow.com (maximum twice a month)
  • Minimum 15% savings on dining bills at over 800 restaurants across India through Culinary Treats Program
  • APR - 40.8% p.a
  • Joining fee - NIL (on spends of atleast 5,000 within 60 days or else 199/-)
  • Annual fee - 199/- (Waived if spends exceed 50000/- in previous year)
  • Application form with 2 photographs
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Utility bill, Aadhar, Driver's license, Lease agreement
  • Salaried - Salary slip for 3 months
  • Self employed - Office address proof, latest 3 months bank statement, audited financials for last 2 yrs and latest 6 months balance sheet

About ICICI Bank:

ICICI Bank is one of the leading private sector banks in India and one of the largest credit card issuers in the country. ICICI Bank was incorporated in 1994 and provides a wide range of banking products and financial services. It offers a wide array of credit cards to suit the differing needs of its varied customer base.

Overview of ICICI Bank HPCL Credit Card

The name says it all. ICICI Bank has partnered with HPCL to come up with this co-branded credit card. The card is specially designed to offer significant savings on your fuel expenditure. Using the ICICI Bank HPCL credit card, you stand to earn cash back on all your fuel purchases all year round when purchasing fuel at an HPCL pump and swiping your card on an ICICI Merchant Services machine. You earn accelerated reward points (2.5 X) on fuel purchases in addition to regular reward points on your everyday purchases. You can redeem the reward points accrued either for fuel or for exciting gifts from the PAYBACK website. Read on to know more!

ICICI Bank HPCL Credit Card features

Reduce your fuel bills

This credit card enables significant savings on your fuel transactions. Enjoy 2.5% Cashback when you swipe this credit card across all HPCL fuel stations. This cashback can be availed when the card is swiped on ICICI Merchant Services swipe machines only.

Fuel Surcharge Waiver

Use your ICICI HPCL credit card across all HPCL fuel stations and get a waiver on the 2.5% fuel surcharge. In order to avail the offer, you need to swipe your card on ICICI Merchant Services swipe machines only.

Redeem PAYBACK Points for fuel!

Swipe your PAYBACK membership card at (select) HPCL pumps and redeem the accrued points for fuel. 2000 PAYBACK Points is equivalent to fuel worth Rs. 500. You can ask for your PAYBACK membership card to be swiped at the HPCL fuel station in order to avail this offer.

Rewards Powered by PAYBACK - Earn PAYBACK Points

PAYBACK is one of India's largest customer loyalty programmes. Use your ICICI Bank HPCL credit card and earn PAYBACK points on your various purchases. Get 5 PAYBACK points on every Rs. 100 spent on fuel across HPCL fuel stations and 2 PAYBACK points on all other spends.

Save on your annual fee

The annual fee of Rs. 199 is waived on spends of more than Rs. 50,000 on a yearly basis.

ICICI Bank HPCL Credit Card benefits

ICICI Bank HPCL Credit Card BookMyShow offer

Movie buffs, rejoice! Get Rs. 100 off on movie tickets when you buy through the BookMyShow website. This offer is valid any day of the week, and you can avail this discount up to twice every month. Keep in mind that only a limited number of seats are issued every day under this offer, and booking is usually done on a first come first serve basis.

Offers on Dining

Use your ICICI Bank HPCL credit card at over 800 partner restaurants in India under the Culinary Treats program, and save a minimum of 15% on your dining bills. Eating out is now even more enjoyable with these discounts!!

ICICI Bank HPCL Visa Credit Card offers

Indulge in a host of experiences in India or abroad with amazing offers from VISA. It offers great deals on luxury hotels, restaurants, lifestyle stores, and more.

ICICI Bank HPCL Credit Card annual fee

The annual fee varies with each customer and each ICICI HPCL Credit Card offer. The fee is communicated to the card member at the time at the time of application. Generally, the Joining Fee is Rs. 199 plus service taxes. The Annual Fee of Rs. 199 is reversed on spends of more than Rs. 50,000 for the year. Note that there is no Annual Fee during the first year, and is charged only for second year onwards.

ICICI Bank HPCL Credit Card eligibility

Minimum age limit - 23 years

ICICI Bank HPCL Credit Card - documents required

The following is the documentation required for applying for an ICICI Bank HPCL credit card:

  • Filled-in Application form with 2 photographs
  • ID proof (any one) - PAN, Passport, Driver's license, Voter ID
  • Address proof (any one) - Passport, Utility bill, Aadhar card, Driver's license, Lease agreement
  • Salaried employees - Salary slip for the last 3 months
  • Self-employed - Office address proof, bank statement of the last 3 months, audited financials for the last 2 years, and balance sheet of the last 6 months

ICICI Bank HPCL Credit Card FAQ

Can I apply for an ICICI Bank HPCL Credit Card online?

Yes, you can apply for ICICI HPCL credit card online, on the ICICI Bank website.

When will I receive my credit card?

Post your successful application, the processing and dispatching of a new credit card might take up to 21 working days.

I got my credit card bill. How do I make payments?

Choose any of the following options:

  • Pay by cash at any ICICI Bank branch during banking hours.
  • Pay by cheque, which you can drop in the drop box at any ICICI Bank ATM.
  • If you are an ICICI Bank account holder, you could avail the convenient auto-debit facility.
  • ICICI Bank account holders can also schedule payments through ICICI Bank Internet Banking or choose to pay their credit-card bills through the Customer Care Centre.

What should I do if my card is lost/stolen?

If you happen to lose or misplace your credit card, call the ICICI Bank Customer Care Centre immediately. They will block the card and issue a new credit card which will be delivered to you within 7 working days.

How do I redeem my PAYBACK Points?

You have the option to redeem your PAYBACK Points for fuel. Just swipe your card at (select) HPCL pumps and redeem the accrued points for fuel. You can also redeem the PAYBACK Points for a wide range of gifts and offers on the PAYBACK website.

ICICI Bank HPCL Credit Card review 

This card offers a good deal for those who have large fuel bills and offers attractive benefits on fuel purchases. It offers accelerated PAYBACK points on purchase of fuel, which could later be redeemed for fuel or gifts/offers from the PAYBACK Website. It also offers attractive rebates on dining and leisure as well as on everyday retail spends. The rewards this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.

Apply for an ICICI Bank HPCL Credit Card

You can apply for ICICI HPCL Credit Card online by logging onto the ICICI Bank website or by visiting the nearest ICICI bank branch and submitting the application and required documentation.

Alternatively, if you think you need help with your credit card application process and advice on eligibility, CreditMantri can guide you and match you with the credit card that suits your needs the best.