Apply for ICICI Bank Platinum Chip Credit Card

Why apply through CreditMantri

CreditMantri matches your credit and demographic profile to ICICI Bank Platinum Chip Credit Card lending criteria - others just match your demographic criteria. We shortlist lenders willing to lend to you based on our proprietary matching algorithm.

In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. We upfront check whether you qualify for ICICI Bank Platinum Chip Credit Card. Hence the chances of your ICICI Bank Platinum Chip Credit Card application getting approved is higher.

Nil*

joining fee

Nil*

annual fee

Cashback

reward type

  • Security of a chip card to protect against the risk of fraud
  • Rewards powered by PAYBACK, redeemable for exciting gifts and vouchers
  • 2.5% fuel surcharge waiver at HPCL pumps
  • Minimum 15% savings on dining bills at over 800 restaurants across India through Culinary Treats Program
  • Earn 2 PAYBACK points for every Rs.100/- spent for all retail purchases, except fuel
  • APR - 40.8% p.a
  • Joining fee - NIL (on spends of atleast 2,000 within 60 days or else 199/-)
  • Annual fee - 99/- (Waived if spends exceed 50000/- in previous year)
  • Application form with 2 photographs
  • ID proof (any one) - PAN,Passport,Driver's license, Voter ID
  • Address proof (any one) - Passport,Utility bill, Aadhar, Driver's license, Lease agreement
  • Salaried - Salary slip for 3 months
  • Self employed - Office address proof, latest 3 months bank statement, audited financials for last 2 yrs and latest 6 months balance sheet

About ICICI Bank:

ICICI Bank is one of the leading private sector banks in India and one of the largest credit card issuers in the country. ICICI Bank was founded in 1994 and provides a wide range of banking products and financial services. It offers a wide array of credit cards designed to suit the differing needs of its customers.

Overview of ICICI Bank Platinum Chip Credit Card

The card offers a rewards program with PAYBACK, a leading global loyalty programme. With this card, you have the opportunity to earn PAYBACK Points and redeem them for exciting gifts from the PAYBACK website. It offers attractive dining discounts amongst other benefits. Read on to know more!

ICICI Bank Platinum Chip Credit Card Features

Rewards Powered by PAYBACK - Earn PAYBACK Points

Unleash the power of your ICICI Bank Platinum Chip Credit Card and earn PAYBACK points on your various purchases. PAYBACK is one of India's largest customer loyalty programmes. Earn 2 PAYBACK points for every Rs. 100 spent on all retail expenses with the exception of fuel.

Redeem your PAYBACK Points

The reward points you earn gets accrued with PAYBACK, and are easily redeemable for attractive products through PAYBACK. You can choose to redeem your points for gifts of your choice. In order to convert the PAYBACK Points for gifts, you can call the dedicated number or place an online request for redemption at the PAYBACK website. Online requests take only 7 working days to be processed and for the gift to reach you. Now you can also redeem your PAYBACK points by calling the ICICI Bank 24-hour Customer Care as well.

Safe and Secure transactions

The ICICI Bank Platinum Chip credit card comes with an embedded encrypted chip which ensures that your transactions remain secure. This chip technology ensures that your card remains safe against counterfeiting and duplication.

The new chip card comes with an extra level of security in the form of a Personal Identification Number (PIN), where you will be required to enter your PIN on the transaction machine at merchant outlets.

Fuel Surcharge Waiver:

Swipe the ICICI Bank Platinum Chip credit card across all HPCL fuel stations and get a waiver on the 2.5% fuel surcharge. In order to avail the offer, you need to swipe your card on ICICI Merchant Services swipe machines only.

Save on your annual fee

The annual fee of Rs. 99 for the subsequent year is waived off on spends of more than Rs. 50,000 annually!

ICICI Bank Platinum Chip Credit Card Benefits

Offers on Dining

Use your ICICI Bank Platinum Chip credit card at leading partner restaurants in India and save a minimum of 15% on your dining bills. Now, indulge yourself in exotic food treats!

Save on Fuel transactions

Get fuel surcharge waiver and save Rs. 1500 annually on your fuel transactions, provided your monthly fuel bill amounts to Rs. 5000. The offer is valid at all HPCL pumps.

ICICI Bank Platinum Chip Visa Credit Card offers

ICICI Platinum Chip Visa Credit Card offers great deals on luxury hotels, restaurants, lifestyle stores, and more. In case you lose your card, or need some advance cash, or need some other assistance while travelling abroad, rest assured as there is a dedicated Global Emergency Assistance Service provided by Visa.

ICICI Bank Platinum Chip MasterCard Credit Card offer – MasterCard Moments

Indulge yourself in top of the range experiences with the MasterCard Moments Program. It is an exclusive program specially catering to MasterCard cardholders. Benefit from various discounts and programs specially designed for MasterCard holders. You can view a complete list of all the programs on the MasterCard moments website.

ICICI Bank Platinum Chip Credit Card Annual Fee

The annual fee varies with each customer and each ICICI Platinum Chip credit card offer. The fee is communicated to the card member at the time at the time of application. Generally, the Joining Fee is Rs. 199 plus service tax. The Annual Fee of Rs. 99 plus services tax is waived on spends of more than Rs. 50,000 in the previous year.

Special offer for (select) Corporates:

The Joining Fee of Rs. 199 plus services tax is waived on spends of more than Rs. 2,000 within 60 days of card activation, for select corporates.

ICICI Bank Platinum Chip Credit Card eligibility

Minimum age limit - 23 years

ICICI Bank Platinum Chip Credit Card - documents required

The documentation required for an ICICI Bank Platinum Chip Credit Card is straightforward and simple. You will require the following:

  • Filled-in application form with 2 photographs
  • ID proof (any one) - PAN, Passport, Driver's license, Voter ID
  • Address proof (any one) - Passport, Utility bill, Aadhar card, Driver's license, Lease agreement
  • Salaried - Salary slip for 3 months
  • Self-employed - Office address proof, latest 3 months’ bank statement, audited financials for last 2 years and latest 6 months’ balance sheet.

ICICI Bank Platinum Chip Credit Card FAQs

Can I use my ICICI Platinum chip credit card safely online?

Yes, absolutely. Before using the credit card for online transactions, you have to register the card for 3D Secure (Verified by VISA / MasterCard SecureCode) on the ICICI Bank website. This is done to ensure the security of your transactions online.

I am a frequent online shopper. Do I require a PIN number for my online transactions?

The PIN is not required for online transactions. You will only require a PIN in case you swipe your credit card on merchant transaction machines.

I am very much apprehensive of using a credit card at retail outlets, given the number of fraud cases emerging. How well is the ICICI Platinum Chip Credit Card protected against identity thieves?

The ICICI Bank Platinum Chip credit card comes with an embedded encrypted chip which ensures that your transactions remain secure. This chip technology ensures that your card remains safe against counterfeiting and duplication.

I got my credit card bill and have accidentally paid more than the amount due. Will I get my money back?

No need to worry, as the excess amount is automatically adjusted against future purchases.

ICICI Bank Platinum Chip Credit Card review 

Swipe your ICICI Bank Platinum Chip Credit Card, and stand to earn rewards points that can be redeemed for gifts and vouchers. You can also save 15% on your dining bills when you dine at over 800 partner restaurants across India, under the Culinary Treats Program.

It offers attractive rebates on dining and leisure as well as on normal everyday retail spends. The rewards this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.

Apply for an ICICI Bank Platinum Chip Credit Card

You can apply for ICICI Bank Platinum Chip Credit Card online by logging onto the ICICI Bank website or by visiting the nearest ICICI bank branch and submitting the application and required documentation.

Alternatively, if you think you need help with your credit card application process and advice on eligibility, CreditMantri can guide you and match you with the credit card that suits your needs the best.