Apply for Citi Credit Cards

Reviews (12)

Why apply through CreditMantri

CreditMantri matches your credit and demographic profile to Citi Credit Card lending criteria - others just match your demographic criteria. We shortlist lenders willing to lend to you based on our proprietary matching algorithm.

In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. We upfront check whether you qualify for Citi Credit Card. Hence the chances of your Citi Credit Card application getting approved is higher.

reward type

Rewards

annual fee

Nil*

joining fee

Nil

  • Earn 10 Reward Points for every ₹125 spent at apparel and department stores and 50 other partners
  • Get 1,500 bonus points on first-spend made within 30 days of Card issue
  • Get 1,000 bonus points on your first Rs1000 spend made within 60 days of card issue
  • Never Expiring Miles
  • Birthday Rewards: Get 500 birthday bonus points on every birthday. Only on Citi rewards VISA Card
  • Earn double reward points on all fuel spends. Offer valid till 31st March 2017.Click here to view Terms and Conditions
  • APR - 39% p.a based on card spends, credit limit utilization etc.
  • Annual fee - NIL (if annual spend > Rs30, 000 or more on your Card, otherwise 1000/-)
  • Atleast 2 colour photographs
  • ID proof - Aadhar, Passport, Driving license, Voter ID etc
  • Proof of address -Ration card,electricity bill etc. can be submitted

reward type

Travel

annual fee

3000₹

joining fee

Nil

  • Earn accelerated 10 Miles per ₹100 when you book flight tickets, hotel stays, and car rentals at the dedicated Premier Miles website
  • Never Expiring Miles & No Blackout dates
  • Double Miles - If you are a Frequent Flyer Program (FFP) member of any airline, then you earn Miles for the ticket purchased at 10 Miles per ₹100 rate
  • Earn 4 Miles for every ₹100 spent on all other transactions
  • Air Accident Insurance Cover of up to ₹1 Crore
  • Earn double reward points on all fuel spends. Offer valid till 31st March 2017.Click here to view Terms and Conditions
  • APR - 37.2% to 42% based on card spends, credit limit utilization etc.
  • Annual fee - 3000/-
  • Atleast 2 colour photographs
  • ID proof - Aadhar, Passport, Driving license, Voter ID etc
  • Proof of address -Ration card,electricity bill etc. can be submitted

reward type

Cashback

annual fee

500₹

joining fee

Nil

  • 5% cash back on movie ticket purchases
  • 5% cash back on all your telephone bill payments
  • Pay through Citi Online Bill Pay and get 5% cash back on Utility Bill Payments
  • 0.5% Cash Back on all other spends
  • Earn double reward points on all fuel spends. Offer valid till 31st March 2017.Click here to view Terms and Conditions
  • APR - 37.2% to 42% based on card spends, credit limit utilization etc.
  • Annual fee - 500/- Annual Fee is billed in the first month statement of card issuance and incrementally every 12 months thereafter
  • Atleast 2 colour photographs
  • ID proof - Aadhar, Passport, Driving license, Voter ID etc
  • Proof of address -Ration card,electricity bill etc. can be submitted

reward type

Travel

annual fee

Nil*

joining fee

Nil

  • 4 Turbo Points on ₹150 of fuel purchases at authorized IndianOil Retail Outlets across the country
  • 2 Turbo Points on ₹150 at grocery and supermarkets
  • Full waiver of the fuel surcharge (2.5%) on fuel purchases
  • Get Rs.200 worth of free fuel with every Additional Card
  • Earn double reward points on all fuel spends. Offer valid till 31st March 2017.Click here to view Terms and Conditions
  • APR - 39% p.a based on card spends, credit limit utilization etc.
  • Annual fee - NIL (if annual spend > Rs30, 000 or more on your Card, otherwise 1000/-)
  • Atleast 2 colour photographs
  • ID proof - Aadhar, Passport, Driving license, Voter ID etc
  • Proof of address -Ration card,electricity bill etc. can be submitted

Customer Reviews

"No more wasting time at the bank Going to a bank has always been a tedious process—waiting in line, having many unanswered questions, and always being rushed for time. For a person like me, a website like Creditmantri.com is a boon because you don’t need to waste time going to a bank at all. The application process for a card is quick and simple. Within the promised time, I got my HDFC Diners Club Platinum credit card. Good customer service, I would like to add. They were very patient with my queries and handled everything professionally. This website is useful in the sense that we get the product we are eligible for in a short span of time. All the best, Creditmantri. "

"Best Service provider I would suggest CreditMantri to anyone wholeheartedly. Their service is great. Their matching process is every simple. You just need to create your profile and all the credit cards that match your profile would be displayed. They provide excellent services online and offline as well. I had some questions regarding my credit card documentation, and every doubt and question was answered. I am happy to say I am the proud owner of a HDFC Club Rewards credit card, thanks to CreditMantri. "

"CreditMantri - The Website has it all Extremely simple and easy to access info on various finance products. I found Creditmantri through a Google search for HDFC credit cards and was curious to know what kind of service they provide. Decided to sign up and I don’t regret it one bit. For one thing, it is free. Easy to choose the credit card once you have created your profile. I got a confirmation call from their customer service regarding the card I wanted – HDFC Money Back credit card. The documentation process itself is hassle free (a bank representative comes to collect your papers – yes, their claims are true!) and you don’t need to go the bank at all. Overall, a great experience with CreditMantri. "

"Easy Process It was very easy to apply for my credit card thanks to CreditMantri and team. I easily got my HDFC Visa Regalia credit card and the customer service person involved resolved all my queries satisfactorily. I found this a huge help considering I have never taken a credit card before. Only bit of feedback I can give is keep involving the customers more. That’s it! The range of products listed in the website is very helpful to make a comparison. Very happy!"

"Hi, first of all, I would like to say that I am a big time believer of doing things myself. But after I found that my application request for a credit card was getting rejected everywhere, I decided to apply through CreditMantri. (Incidentally, my sister recommended it and I was against availing its service at first.) I do not regret signing up with CreditMantri a bit - It turned to be the best financial decision I have ever made. I got to know that the reason why I was being rejected - due to my low credit score and making too many applications. I immediately signed up for their credit improvement services for and for help with getting a card. A couple of months later, I am proudly flaunting my ICICI Coral credit card! Great service."

"Great financial service provider! Their services are great and it takes only a minute to sign up! I wanted a credit card specially for my fuel transactions. I made my profile and within minutes I was matched up with ICICI HPCL credit card. The documentation process is fairly easy. A representative from the bank met me during my office hours and collected my documents and told me to wait for a week. I got the card within that time! The best part is the fuel surcharge is waived off with this credit card! Thanks to the CreditMantri team for making this happen. Heartily recommend it to anyone."

"Quick Response to queries! When in doubt, turn to CreditMantri! I am much delighted to use my ICICI Bank credit card, which I got through CreditMantri. I use this credit card to meet all my emergency needs. I am not stretching the truth when I say CreditMantri has the best-in-class services. I can say this confidently as I have applied through various other websites and found their customer service poor and their privacy policies substandard. But with CreditMantri, I must say that their privacy policy is excellent and I have not received any unwanted calls. Try CreditMantri if you want a quick response to your queries and want help with finding, applying and being approved for the right card."

"Swift Service! My application for a Citi rewards credit card got approved after approaching CreditMantri. It was my first time applying for a credit card. The CreditMantri executive explained the process and also the bank's norms for issue of Credit cards. I was advised in detail which I very much needed as I was still very new to credit cards and finance. I found that the service by CreditMantri to be swift and interactions with customer care executives to be cordial and helpful. Am very happy - all of my questions/doubts were addressed and clarified and I got my first card. Thank you for the services rendered."

"Thumbs up! I would describe acquiring my Citi Bank credit card process as excellent. My experience with CreditMantri was smooth, to say the least. Any query I raised gets resolved quickly, in a timely manner. Also, I am satisfied with my PremierMiles credit card and I am reaping its benefits. Very happy by the timely response, the help extended to me by the customer service team and the mature way of handling customers. Great experience."

"I approached CreditMantri for help with application for a Cashback credit card. After signing up FOR FREE (Yes, it’s really free, yay!). I felt the service rendered by team CreditMantri was awesome. I did not even need to go to the bank for giving my documents, they came to me! Brownie points! I got calls only from CreditMantri and Citi regarding my application. No calls from third-party people. This is one thing I am really happy about. Overall, I am happy with my Citi credit card, and it’s one of the best Cashback credit cards that I have (I own two other credit cards, more about it later perhaps!). Thanks, CreditMantri!"

"Happy with CreditMantri Where do I start? I don’t know whether I should talk about their easy website user interface, or about their customer service, or about their professional approach. The response which I received from CreditMantri was very helpful, and it was immediate. Talking about my IndianOil Citi credit card, well, for starters, it becomes your best friend if you own a Bullet ;) and love travelling. This is the best credit card I feel as it gives me fuel benefits. Love my bike and my fuel card. More purchase, more points, the better for me! Happy with CreditMantri. "

"Satisfied! I had been looking for a new credit card for quite a while but was confused by all the options. I chanced upon this website during my research, and I decided to sign up with CreditMantri for its services. Everything is done online, they match your profile with the best lender possible for your profile. I think it is a fantastic idea. I am very happy about the user interface, as I find it easy to understand. I received my RBL Bank Platinum Maxima Credit Card as promised! Hats off to CreditMantri as well as RBL. I got the credit card very easily and quickly (within 7 days). Overall, I am very satisfied and would recommend CreditMantri readily to anyone. "