CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Enjoy low EMI and attractive interest rates at banks and NBFCs in Dehradun. Get personalized services and speedy sanctions. Enjoy insurance protection. No processing fees required. Long tenures of up to 30 years. Check offers now for FREE on CreditMantri!
Processing Fee
10,000₹*
Max Tenure
5 yrs
Best Rate
7.35%
Features
Pricing
Documents Required
Processing Fee
0%*
Max Tenure
30 yrs
Best Rate
6.90%
Features
Pricing
Documents Required
Processing Fee
3-5%
Max Tenure
15 yrs
Best Rate
12%
Features
Pricing
Documents Required
Processing Fee
Rs. 10,000/-*
Max Tenure
30 yrs
Best Rate
8.65%
Processing Fee
0.25%
Max Tenure
NA
Best Rate
8.33%
Processing Fee
2%
Max Tenure
15 yrs
Best Rate
15%
Processing Fee
NIL
Max Tenure
30 yrs
Best Rate
9.65%
Processing Fee
Nil
Max Tenure
20 yrs
Best Rate
9.1%
Processing Fee
0.25%*
Max Tenure
25 yrs
Best Rate
8.70%*
Processing Fee
Rs.5000/-*
Max Tenure
30 yrs
Best Rate
8.70%
Processing Fee
Rs.9500/-*
Max Tenure
15 yrs
Best Rate
12%
Processing Fee
1%*
Max Tenure
20 yrs
Best Rate
12%
Processing Fee
1.50%
Max Tenure
60 months
Best Rate
10.75%
Processing Fee
0.25%*
Max Tenure
20 yrs
Best Rate
9.75%
Processing Fee
Rs. 10,000/-*
Max Tenure
30 yrs
Best Rate
8.40%
Processing Fee
1.5%
Max Tenure
20 yrs
Best Rate
10.50%
Processing Fee
NIL
Max Tenure
25 yrs
Best Rate
8.70%
Processing Fee
Rs.2500/-*
Max Tenure
25 yrs
Best Rate
8.70%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
10,000₹*
Max Tenure
nil*
Best Rate
8.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.35%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.7%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.25%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.25%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.45%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.65%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.35%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
nil*
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10..0%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.35%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.65%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.00%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.70%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.00%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.10%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.10%
Processing Fee
1.50%
Max Tenure
30 yrs
Best Rate
9.1%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
Processing Fee
nil*
Max Tenure
NA
Best Rate
Dehradun is a vacationer’s paradise. Be it the beautiful hills or the Buddhist monasteries, whether you are looking for some culinary treat or some wildlife to quench your photography thirst; you get them all here. Nestled in the foothills of the great Himalayas, this beautiful city is also the capital of Uttarakhand.
Many people love to own a vacation home in Dehradun. If you want to buy a house in Dehradun, all of the major home loan lenders have a presence there. Dehradun home loans are accessible. They have low-interest rates and a variety of value adds that make the house buying process much more delightful for the borrower.
Loan amount | Up to 80% of property value; Get up to Rs.10 crores |
Interest rates | Starts at 6.6% and goes up to 12% |
Repayment tenure | Up to 30 years based on your age |
Processing fees | Starts at about 0.4% and goes up to 2% |
| Housing Finance Company | Housing Finance Interest Rates | Processing Fee |
|---|---|---|
SBI | Starts at 6.55% | 0.40% Min of Rs.10000 and a Max of Rs.30000 |
HDFC | Starts at 6.75% | 0.50%, Min Rs. 3,000 |
PNB Housing Finance | Starts at 7.35% | 0.50%, Min Rs. 10,000 |
LIC Housing Finance | Starts at 6.66% | Min Rs. 10,000 to |
Indiabulls | Starts at 8.65% | 1.00% |
IIFL | Starts at 8.45% | 1.25% |
Piramal Housing Finance | Starts at 9.00% | 0.10% |
GIC Housing Finance | Starts at 10.25% | Min Rs. 2,500 |
Sundaram Home Finance | Starts at 6.95% | NIL |
L&T Housing Finance | Starts at 6.75% | 2.00% Min Rs. 4,999 |
| Locality | Price range per sqft (in Rs.) | Avg price per sqft (in Rs.) |
|---|---|---|
Sahastradhara Road | 1,619 - 6,692 / sqft | 5,46.75 / sqft |
Rajpur Road | 2,431 - 6,923 / sqft | 5,432.69 / sqft |
Mussoorie Road | 442 - 8,475 / sqft | 5,917.9 / sqft |
GMS Road | 2,273 - 5,295 / sqft | 5,144.61 / sqft |
Aman Vihar | 2,722 - 4,200 / sqft | 4,090 / sqft |
Shimla Bypass Road | 3,016 - 4,190 / sqft | 3,773.44 / sqft |
Rajpur | 1,786 - 4,960 / sqft | 4,584.46 / sqft |
Dehradun Road | 824 - 87,500 / sqft | 18,823.04 / sqft |
Prem Nagar | 2,273 - 3,421 / sqft | 3,39.58 / sqft |
turner road | 3,500 / sqft | 3,500 / sqft |
Malsi | 2,259 - 4,875 / sqft | 4,568.11 / sqft |
Jakhan | 2,660 - 5,000 / sqft | 4,674.05 / sqft |
ISBT Turner Road | 3,040 - 6,139 / sqft | 5,582.97 / sqft |
Dalanwala | 5,000 - 9,091 / sqft | 9,90.91 / sqft |
Kulhan | 3,413 - 4,483 / sqft | 4,231.02 / sqft |
Raipur | 4,486 - 7,000 / sqft | 4,887.86 / sqft |
Doon IT Park | 2,769 / sqft | 2,769.23 / sqft |
Canal Road | 4,688 / sqft | 4,687.5 / sqft |
Subhash Nagar | 3,207 - 7,692 / sqft | 5,449.6 / sqft |
Haridwar Dehradun Road | 2,959 - 4,147 / sqft | 4,94.94 / sqft |
Kargi | 3,810 - 6,190 / sqft | 6,190.48 / sqft |
Niranjanpur | 3,885 - 4,000 / sqft | 3,924.53 / sqft |
Balawala | 3,463 - 3,865 / sqft | 3,730.78 / sqft |
Chironwali | 9,000 / sqft | 9,000 / sqft |
Majra | 3,529 - 5,143 / sqft | 4,336.13 / sqft |
Danda Lakhond | 2,500 / sqft | 2,500 / sqft |
Kanwali | 3,234 - 5,600 / sqft |
Home loans to purchase a residential property
A home loan is most commonly used to buy a house or an apartment. Banks often lend 80 to 85% of the property's market value. They come in a variety of tenure durations and rates, both fixed and variable. This can be used to purchase new or previously owned properties on the real estate market.
Home loans to purchase a residential plot or land
This loan can be used to buy vacant land or land for the construction or investment of residential buildings. The loan cannot be used to purchase agricultural land. In comparison to home loans, which typically provide between 80 and 85% of the property's value, land loans provide up to 90% of the cost.
Home Construction loans
Home construction loans can only be used to construct a home on previously owned land. Housing loans are only available for the construction of a home on previously owned land. The land might be vacant, or an existing house could be dismantled and replaced with a new home. The loan amount is usually between 85 and 90% of the total construction cost.
Home improvement loans
These loans can be utilised to help with house renovations or remodelling. They can be used in any construction or restoration project. Painting, new flooring, plumbing, and outside elevation work are all covered by home renovation loans. These loans could range from Rs. 20,000 to Rs. 10 lakhs, depending on the project.
Also Read: Home Loans Vs Home Construction Loans
In Dehradun too, like any other city, a minimum credit score is necessary to obtain a home loan. A credit score of 700 and above is considered favourable.
When lenders are processing your house loan application, they look at your credit score. A credit score is a three-digit figure that ranges from 300 to 900 and reflects your creditworthiness to a lender.
Lenders want a credit score of 700 or higher when processing a house loan. If your credit score is below 700, you will still be approved for a loan, but with unfavourable loan terms such as high-interest rates and processing fees. You can get a very favourable interest rate and other benefits if your credit score is better than 700.
Here are some tips to improve your credit score before applying for a home loan
1. What is the average time it takes to have a house loan approved?
Before approving a home loan, several documents have to be scrutinized, which takes time. After completing all relevant paperwork, a home loan can be approved in as little as 30 days.
2. What is considered a good credit score to get a home loan in Dehradun?
A credit score of 700 and above is considered good if you want low interest rate and better repayment terms.
3. What are the minimum and maximum repayment tenure offered for a home loan in Dehradun?
In India, the minimum term for a home loan is five years. The maximum period of service is 30 years. The smaller the total interest you pay to the lender, the shorter the term.
4. Is it possible for me to apply for a home loan with a friend? Who may I include as a co-borrower on my house loan?
No, joint applicants must be related to one another and be members of your immediate family. As a result, joint house loan applications with a friend or acquaintance are not approved by the lender. On your home loan application, you can include immediate family members such as a parent, spouse, or children as co-applicants.
5. Is it better to apply for a home loan with a private or public bank?
Ideally, you should seek out the lowest interest rate from a bank, NBFC, or HFC. CreditMantri makes comparing loan offers from several lenders simple, allowing you to choose the best home loan arrangement for you.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application