Understand Why Your SBI Pulse Credit Card Is Declined

Check 

  • Whether the card has crossed its expiry date.
  • Whether the credit card’s chip reading part is damaged.
  • You have entered the PIN wrongly.
  • Whether the card is used in a different network.
  • Whether you have exceeded your credit limit.
  • Whether you have previously blocked your credit card due to loss or theft and forgot to unblock or get a new card.
  • Whether your lender has blocked the credit card due to non-payment of the minimum amount due. 
  • Whether you have entered correctly your card details, CVV, and expiry date in case of the online transaction. 
  • Whether you have entered the correct One Time Password from your registered mobile number in case of the online transaction.
  • For validity and limits in case of add-on cards of your family members.

Do not try to transact repeatedly in case of repeated failed attempts as the card may be instantly blocked as a security measure.

You can keep in touch with the SBI Credit card helpline numbers at 1860 500 1290, 1860 180 1290, and 1800 180 1290 or chat with the chatbot ASK ILA to get instant support if your SBI Pulse credit card is declined.