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SBI Mutual Fund offers a wide variety of investment solutions encompassing investors across risk profiles. It provides mutual fund in various categories including equity, debt, tax-saving, hybrid and fund-of-funds. It carries experience and expertise in fund management and hence remains one of the most sought-after mutual funds in the market. SBI Mutual Fund has domestic as well as offshore funds on offer. Investors can choose from a wide variety of options that are even tailor-made to suit their investment objectives. SBI Mutual Fund constantly endeavours to understand the needs and financial requirements of investors and aims to offer investment products that can suit all kinds of risk appetites, be it low, medium or large.


SBI Mutual Fund offers multiple investment avenues that can suit individual investors as well as business entities. It offers a variety of benefits to investors, some of which include:

  • Capital appreciation at reduced risk exposure
  • Combination of domestic and off-shore funds
  • Customizable investment options that can be chosen basis individual financial goals
  • Easier tax planning with ELSS – a diversified mutual fund that offers tax deduction benefits
  • Multiple avenues for NRI investments
  • Online investment which offers convenience, ease, and time-save

Equity Funds

SBI Equity Funds are designed to offer long-term capital appreciation via investment in thoroughly researched shares and securities of top-rated companies. The funds are picked depending on the performance consistency and are curated for generating high returns. Since these are high-risk funds, they require careful consideration on the investor’s part before investing.

SBI Magnum Midcap Fund

Description SBI Magnum Midcap Fund aims to provide investors with opportunities for long-term growth in capital by investing predominantly in a well-diversified basket of equity stocks of Midcap companies. Nearly 65% of the fund value is invested in mid-cap stocks. SBI Magnum Midcap Fund selectively invests the remaining fund value in other equities and equity related instruments (including large cap and small cap) and/or debt and money market instruments.
ObjectiveThe fund provides long-term growth opportunities to its investors with the liquidity similar to an open-ended scheme. It invests primarily in equity stocks of midcap companies that are well diversified.
Date of AllotmentMarch 29, 2005
BenchmarkNifty Midcap 150 Index TRI

S&P BSE Sensex TRI

Type of SchemeOpen ended equity scheme that follows a blend of growth and value style of investing while following a bottom-up strategy for stock selection across sectors.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit Load1% for redemption within 365 days.

SBI Magnum Multicap Fund

DescriptionSBI Magnum Multicap Fund aims to provide investors with opportunities for long-term growth in capital through active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum. A minimum of 65% of the fund value is invested in equity and equity related instruments across market capitalization. The remaining 35% is allocated to debt and money market instruments.
ObjectiveThe main objective is to allow investors the prospects of long-term growth in their capital through an active management of the investments that carry the liquidity of an open-ended scheme. The fund is diversified in its offering with equity stocks, debts and money market instruments.
Date of AllotmentSeptember 29, 2005
BenchmarkS&P BSE 500 Index
Type of SchemeOpen ended equity scheme investing in large cap, mid-cap, and small-cap stocks. The fund follows a bottom-up approach to stock picking and selects companies across sectors/styles.
Minimum InvestmentRs. 1000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit Load0.1% for redemption within 30 days

SBI Bluechip Fund

DescriptionOpen ended equity scheme that is actively managed, is well-diversified and comprises of large-cap equity stocks that offer investors long-term growth opportunity.
ObjectiveSBI Blue Chip Fund aims to offer investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of large cap equity. The fund invests a minimum of 80% in large cap stocks. Large cap stocks are well established companies having good brand equity and are possibly market leaders in their industries. Remaining 20% is invested in other equity, debt, and money-market instruments.
Date of AllotmentFebruary 14, 2006
BenchmarkS&P BSE 100 Index
Type of SchemeOpen ended equity scheme with focus on large-cap stocks It is an actively managed fund that is well-diversified, comprising of large-cap equity stocks that offer investors long-term growth opportunity.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadIf you plan to withdraw funds within 1 year from the date of allotment, the fee is 1%; For exits after 1 year from the date of allotment - there is a Nil charge.

SBI Magnum Equity ESG Fund

DescriptionOpen-ended equity scheme, SBI Magnum Equity ESG Fund invests in companies following the Environmental, Social and Governance (ESG) criteria. Companies are scored across parameters from Governance, Social & Environmental aspects of the company’s management of its affairs. Active weights of a security are determined by the ESG scores. A positive score will enable a positive active weight, and vice-versa.
ObjectiveThe objective of this fund is to invest 80-100% in equity and equity related securities by following ESG criteria and 0-20% is invested in other equities and/or debt & money market instruments.
Date of AllotmentJanuary 1, 1991
BenchmarkNifty 100 ESG Index
Type of SchemeOpen-ended scheme that is aimed at long-term growth, the fund comprises a diversified set of stocks from sectors like Environmental, Social, and Governance, etc.
Minimum InvestmentRs. 1000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit Load1% for redemption within 365 days

SBI Large & Midcap Fund

DescriptionOpen ended scheme which aims to provide investors with opportunities for long term capital appreciation by investing in a diversified portfolio comprising predominantly large cap and mid cap companies.
ObjectiveThe fund maintains a minimum 35% exposure in both large caps as well as mid cap companies. Remaining assets are allocated to equity instruments of mid and small-cap companies along with debt instruments and money market instruments. SBI Large & Mid Cap Fund invests across sectors following a blend of growth and value style of investing and a combination of top down and bottom-up approach to stock-picking. The fund aims to benefit from the scale of large caps and growth potential of midcap companies.
Date of AllotmentFebruary 28, 1993
BenchmarkNIFTY LargeMidcap 250
Type of SchemeThe fund provides opportunities for capital appreciation in the long run by investing in well-diversified large and mid-cap companies.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit Load0.1% for redemption within 30 days

SBI Debt Funds

SBI Debt Funds offer a safer investment option to the more risk-averse investor. These funds with comparatively lower return prospects come in various short-term fixed income security options like commercial papers, government bonds, treasury bills and certificates of deposits.

SBI Magnum Income Fund

DescriptionOpen ended scheme which invests based on a continuous evaluation of macro-economic factors, market dynamics and debt-issuer specific factors. The scheme invests its corpus in the entire range of debt and money market securities in line with the investment objective to provide attractive risk-adjusted returns to its investors through active management of credit risk and interest rate risk in its portfolio.
ObjectiveMain objective is to provide investors an opportunity to generate regular income through investments in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.
Date of AllotmentNovember 25, 1998
BenchmarkCRISIL Medium to Long Term Debt Index
Type of SchemeOpen ended scheme that seeks to generate a regular stream of income through its investment in debt and money market instruments. The duration of the portfolio ranges between 4 to 7 years.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadFor units in excess of 10% of the investment,1% will be charged for redemption within 365 days

SBI Overnight Fund

DescriptionFund aims to provide investors an opportunity to invest in overnight securities maturing on the next business day.
ObjectiveThe objective of the fund is to give investors the platform to invest in overnight securities that mature the following business day
Date of AllotmentOctober 1, 2002
BenchmarkCRISIL Overnight Index
Type of SchemeThe Fund focuses on investment in overnight securities to generate returns corresponding to the overnight rates in the money markets.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadNil

SBI Magnum Medium Duration Fund

DescriptionScheme aims to provide investors an opportunity to generate attractive returns with moderate degree of liquidity through investments in debt and money market instruments such that the Macaulay duration of the portfolio is between 3 years – 4 years.
ObjectiveThe scheme invests its corpus in the entire range of debt and money market securities in line with the investment objective to provide attractive risk-adjusted returns to its investors through active management of credit risk and interest rate risk in its portfolio.
Date of AllotmentNovember 12, 2003
BenchmarkNIFTY Medium Duration Debt Index
Type of SchemeThe fund generates decent returns with a certain amount of liquidity through investments in debt and money market instruments. The duration of the portfolio could be anywhere between 3 to 4 years.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadFor units in excess of 8% of the investment,1.5% will be charged for redemption within 365 days

SBI Liquid Fund

DescriptionThe scheme invests in the entire range of debt and money market instruments in line with the investment objective to provide attractive risk-adjusted returns to its investors while maintaining a high degree of liquidity to the investments.
ObjectiveMain objective is to provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity up to 91 days only.
Date of AllotmentNovember 24, 2003
BenchmarkCrisil Liquid Fund Index
Type of SchemeThis gives investors the chance to invest in a wide range of debt and money market securities with maturities up to 91 days only.
Minimum InvestmentNil
Entry LoadNil
Exit LoadNil

SBI Dynamic Bond Fund

DescriptionThe investment strategy of the Scheme is to allocate fund corpus across debt securities including Central and State Government securities, debt derivatives and money market instruments of various maturities on the basis of the expected interest rate scenario. Since the interest rates can fluctuate at times, the fund endeavours to invest in highly liquid debt and money market instruments. The fund follows an active duration management strategy as a result of which the portfolio turnover could be high.
ObjectiveThe main investment objective of this scheme is to provide investors attractive returns through investment in an actively managed portfolio of high-quality debt securities of varying maturities.
Date of AllotmentFebruary 9, 2004
BenchmarkNIFTY Composite Debt Index
Type of SchemeThis is a high quality actively managed portfolio of debt securities that has varying maturities offered to investors along with attractive returns.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadFor units in excess of 10% of the investment,0.25% will be charged for redemption within 30 days.

SBI Hybrid Funds

SBI Hybrid Funds are focused on a variety of asset classes that carefully blends equity and debt. The schemes offer the investor a diverse variant of hybrid funds to pick from.

SBI Equity Hybrid Fund

DescriptionThe fund invests in a diversified portfolio of stocks of high growth companies and balance the risk through investing the rest in fixed income securities. Minimum of 65% of the fund value is invested in equity and equity related instruments. About 20-35% is allocated to debt and money market instruments.
ObjectiveSBI Equity Hybrid Fund aims to provide investors with opportunities for long-term capital appreciation with liquidity of an open-ended scheme by investing in a mix of debt and equity.
Date of AllotmentDecember 31, 1995
BenchmarkCRISIL Hybrid 35 + 65 – Aggressive Index
Type of SchemeOpen-ended scheme that offers investors long-term capital appreciation opportunity and liquidity. A mix of debt and equity, the scheme invests in high growth companies and fixed income securities, thereby, balancing the risk.
Minimum InvestmentRs. 1000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadFor units in excess of 10% of the investment,1% will be charged for redemption within 365 days

SBI Debt Hybrid Fund

DescriptionInvestments under the fund are a mix of debt, equity & money market instruments. Debt instruments are invested based on evaluation of macro-economic factors, market dynamics and issuer specific factors. Maximum exposure to equities is capped at 25% in this scheme.
ObjectiveThe objective of this scheme is to give investors the platform to invest predominantly in debt and money market instruments, followed by investments in equity and its related instruments.
Date of AllotmentApril 9, 2001
BenchmarkNIFTY 50 Hybrid Composite Debt 15:85 Index
Type of SchemeIt provides the investors an opportunity to invest primarily in debt and money market instruments and secondarily in equity and equity related instruments.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadFor units in excess of 10% of the investment,1% will be charged for redemption within 365 days

SBI Multi Asset Allocation Fund

DescriptionInvestments under the fund are predominantly in a mix of debt, equity & commodity instruments (as permitted by SEBI from time to time). Debt instruments are considered based on evaluation of macro-economic factors, market dynamics and issuer specific factors.
ObjectiveMain objective is to provide the investors an opportunity to invest in an actively managed portfolio of multiple asset classes.
Date of AllotmentDecember 21, 2005
Benchmark1/3 NIFTY+1/3 CRISIL Composite Bond Fund Index+1/3 Price of Gold
Type of SchemeIn this scheme, Investors are provided with an active portfolio of various asset classes.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadFor units in excess of 10% of the investment,1% will be charged for redemption within 365 days

SBI Arbitrage Opportunities Fund

DescriptionSBI Arbitrage Opportunities Fund invests 85% of the assets in arbitrage opportunities between equity & equity related instruments and derivatives including index futures, stock futures, index options and stock options. Remaining 15% of the assets are invested in debt and money market instruments. For absence of any arbitrage opportunities in the market, the allocation to debt and money market instruments (with tenure not exceeding 91 days) rises to 100% and for defensive consideration maximum of 65% of the assets is invested in arbitrage opportunities.
ObjectiveSBI Arbitrage Opportunities Fund aims to provide capital appreciation and regular income by identifying profitable arbitrage opportunities between the spot and derivatives market segments as also through investment of surplus cash in debt and money market instruments.
Date of AllotmentNovember 3, 2006
BenchmarkNIFTY 50 Arbitrage index
Type of SchemeThe scheme offers a regular stream of income and capital appreciation by leveraging on the arbitrage opportunities between the spot and derivative market segments. The surplus cash is invested in debt and money market instruments. The fund only invests in money market instruments with unexpired maturity of less than 1 year.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit Load0.25% for redemption within 30 days

SBI Dynamic Asset Allocation Fund

DescriptionSBI Dynamic Asset Allocation Fund mainly focuses on asset allocation between asset classes. This approach helps in reducing the risk of tracking the individual asset classes. The Scheme allocates higher weight to the asset class that is relatively favourable under the prevailing market and economic conditions.

The optimal allocation between Equity,Debt and Cash is based on three principles:

- Momentum

- Rate of change in momentum

- Exhaustion of momentum

The scheme also uses derivatives for enhancement and rebalancing of portfolio.

ObjectiveMain objective is to provide investors with an opportunity to invest in a portfolio which is a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation.
Date of AllotmentMarch 26, 2015
Benchmark50% Crisil 1 year CD Index + 50% S&P BSE Sensex
Type of SchemeThis scheme is specifically designed to offer investors a good mix of equity and equity-related securities and fixed income instruments. The allocation of funds is managed dynamically with the goal of long-term capital appreciation.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadFor units in excess of 8% of the investment,1% will be charged for redemption within 365 days

SBI Equity Savings Fund

DescriptionThe fund invests a minimum of 65% in equity and equity related instruments of which cash-future arbitrage would be in the range of 15-70% and net long equity exposure would be in the range of 20-50%. Remaining asset balance is allocated in debt and money market instruments. In case adequate arbitrage opportunities are not available in the market, 30-70% is invested in equity and equity related instruments, of which cash-future arbitrage is in the range of 0-45% and net long equity exposure is in the range of 20-50%. The allocation to debt and money market instruments in this case is in the range of 30-70%.
ObjectiveSBI Equity Savings Fund aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.
Date of AllotmentMay 12, 2015
BenchmarkNifty Equity Savings Index
Type of SchemeOpen-ended equity savings scheme that seeks to generate regular income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market as well as capital appreciation through a moderate exposure in equity.
Minimum InvestmentRs. 1000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadThe exit load structure is:

1. If the units are redeemed after one year from the date of allotment of the said units, then the exit load = Nil

2. If the units are redeemed within one year from the date of allotment of the said units and:

a. The number of units redeemed is up to 9% of the allotted units, then the exit load = Nil

b. The number of units is more than 9% of the allotted units, then the exit load for the remaining units = 1% of the applicable NAV

Other Schemes Offered by SBI Mutual Fund

Some of the other unique schemes offered by SBI Mutual Fund are as below.

SBI Magnum Children’s Benefit Fund

DescriptionThe proportion of the scheme portfolio invested in each type of security varies in accordance with economic conditions, interest rates, liquidity and other relevant considerations, including the risks associated with each investment. The scheme intends to invest up to 25% of the corpus in equity and equity related instruments.
ObjectiveThe primary objective is to offer investors an opportunity to earn regular income predominantly through investment in debt and money market instruments and capital appreciation through an actively managed equity portfolio.
Date of AllotmentFebruary 21, 2002
BenchmarkNIFTY 50 Hybrid Composite Debt 15:85 Index
Type of SchemeOpen ended scheme that focuses on offering regular income to investors by investment focus in safe avenues like debt and money market instruments.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit Load3% for redemption within 365 days

2% for redemption between 366 - 730 days

1% for redemption between 731 - 1095 days

SBI Nifty Index Fund

DescriptionOpen ended equity nifty linked scheme that adopts a passive investment strategy. The scheme invests in stocks comprising the s&P CNX Nifty index in the same proportion as in the index with the objective of achieving returns equivalent to the Total Returns Index of S&P CNX Nifty index by minimizing the performance difference between the benchmark index and the scheme.
ObjectiveThe scheme will invest in stocks comprising the Nifty 50 index in the same proportion as their weightage in the index with the objective of achieving returns equivalent to the Total Returns Index of Nifty 50 index by minimizing the performance difference between the benchmark index and the scheme. The Total Returns Index is an index that reflects the returns on the index from index gain/loss plus dividend payments by the constituent stocks.
Date of AllotmentJanuary 17, 2002
BenchmarkNIFTY 50 Index
Type of SchemeOpen ended scheme that follows Nifty 50 index.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit Load0.2% for redemption within 15 days

SBI ETF Sensex

DescriptionLow-expense fund that offers efficient diversification. The companies in the underlying index are spread across a wide spectrum of sectors and are beneficial for an investor who is interested in building in a diversified investment portfolio. Easy to invest and sell at any time since the fund offers liquidity. It is also eligible for tax benefits.
ObjectiveThe investment objective of the scheme is to provide returns that, before expenses, closely correspond to the total returns of the securities as represented by the S&P BSE SENSEX by holding S&P BSE SENSEX stocks in same proportion. However, the performance of Scheme may differ from that of the underlying index due to tracking error.
Date of AllotmentFebruary 9, 2013
BenchmarkS&P BSE Sensex
Type of SchemeThis scheme is suitable for first time investors who are aware about the basic functioning of the stock market. Other retail investors can consider this fund for passive asset allocation.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadNil

SBI ETF Nifty Bank

DescriptionSBI-ETF Nifty Bank replicates the Nifty Bank Index that essentially reflects the capital market performance of Indian Banks, allowing investors to tap into this potential. The banking sector mirrors the economy and is pivotal to economic growth. Introduction of major policy reforms, huge untapped potential in India and the diversity of the sector are drivers of growth and present a compelling investment opportunity.
ObjectiveThe investment objective of the scheme is to provide returns that, before expenses, closely correspond to the total returns of the securities as represented by the underlying index, subject to tracking error.
Date of AllotmentMarch 20, 2015
BenchmarkNifty Bank
Type of SchemeThis scheme is suitable for investors who are looking to capture the benefits of Nifty Bank’s upward potential.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadNil

SBI ETF 10 Year Gilt

DescriptionSBI-ETF 10 Year Gilt offers following features:

Transparency: Investors know the ETF holdings, price and costs as they are disclosed on every business day.

Liquidity: ETFs offer two sources of liquidity. Traditional liquidity measured by secondary market trading volume. Authorized participants boost the liquidity of ETFs.

Diversification: Broad range of asset classes including equities, bonds, commodities, investment themes etc.

Flexibility: ETFs are listed on exchanges and can be traded at any time the market is open.

Cost effectiveness: ETFs offer a cost-effective route to diversified market exposure.

ObjectiveThe investment objective of the scheme is to provide returns that closely correspond to the total returns of the securities as represented by the underlying index, subject to tracking error.
Date of AllotmentJune 2, 2016
BenchmarkNifty 10 yr. Benchmark G-sec
Type of SchemeThis scheme is suitable for investors who are looking to capture the benefits of the underlying index especially during upward trends.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadNil

SBI ETF Gold

Description The scheme invests in gold and gold related instruments. The main endeavour of the scheme is to track the price of gold. Units of the scheme can be bought or sold through the National Stock Exchange, just like a stock.
ObjectiveThe investment objective of the fund is to seek to provide returns that closely correspond to returns provided by price of gold through investment in physical Gold.
Date of AllotmentSeptember 17, 2010
BenchmarkGold Price
Type of SchemeThis scheme is ideal for investors who would like to invest in Gold but don’t like the hassles and costs of storing and safeguarding physical gold. As the unit price would closely resemble price of gold in the market – an investor can easily encash his holding by selling his units on the stock exchange. Thus, the fund offers an ideal way to invest in Gold and Gold bullion.
Minimum InvestmentRs. 5000 and in multiples of Re 1 thereafter
Entry LoadNil
Exit LoadNil

  • PAN Card
  • Aadhaar Card
  • Application form
  • KYC Individual form
  • Address Proof – Driving Licence, Passport, Voters ID, Ration Card, Registered Leave/Sale of Agreement Residence, Latest Bank Account Statement/passbook, Latest Electricity/Gas Bill
  • Proof of Identity – Aadhaar, Voter’s ID, Passport, Driving License
  • Cheque for SIP

How to invest in SBI Mutual Fund?

Investing in SBI Mutual Funds is very easy and hassle-free. Whether an investor is new to investments or is experienced, SBI Mutual Fund investments can be done with utmost convenience. The investor can simply visit the official website and choose a fund that suits his or her requirements.

Here are the steps to be followed for investment in SBI Mutual Fund.

  • Visit official SBI Mutual Fund website
  • Click on the ‘invest now’ option which is on the upper right-hand side of the web page
  • The page will redirect to the lead form page. All necessary details have to be filled in appropriately
  • The process is complete when payment is made by the investor towards the mutual fund investment

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