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Tata Mutual Funds is a subsidiary of the Tata Groups, India’s leading industrial conglomerate. It is managed by Tata Asset Management, which was established in the year 1994. They provide efficient fund management services to help their customers in fulfilling long term wealth accumulation to fulfil their dreams.


Tata Banking and Financial Services Fund

Fund TypeAn open ended equity scheme investing in Banking & Financial Services Sector
Launch DateDecember 2015
Fund ObjectiveThe fund aims at creating long term capital appreciation by investing at least 80% of its net assets in equity/equity related instruments of companies in the banking and financial services sector in India
Ideal ForInvestors looking to participate in potential Capital appreciation opportunities in Banking & Financial Services sector benefiting from Indian economic growth. Investors with higher risk profile looking to invest in a theme oriented Scheme.
Risk RatingHigh
BenchmarkNifty Financial Services TRI
Plan TypesRegular & Direct
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)0.25% of NAV if redeemed on or before expiry of 3 months from the date of allotment.

Tata Digital India Fund

Fund TypeAn open ended equity scheme investing in Information Technology Sector
Launch DateDecember 2015
Fund ObjectiveThe fund aims at creating long term capital appreciation by investing at least 80% of its net assets in equity/equity related instruments of companies in the Information Technology (IT) sector in India
Ideal ForInvestors looking to participate in potential Capital appreciation opportunities in information technology sector benefiting from Indian economic growth. Investors with higher risk profile looking to invest in a theme oriented Scheme.
Risk RatingHigh
BenchmarkS&P BSE IT TRI
Plan TypesRegular & Direct
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)0.25% of NAV if redeemed on or before expiry of 3 months from the date of allotment.

Tata India Consumer Fund

Fund TypeAn open ended equity scheme investing in Consumption Oriented Sector
Launch DateDecember 2015
Fund ObjectiveThe investment objective of the scheme is to seek long term capital appreciation by investing at least 80% of its net assets in equity/equity related instruments of companies in the consumption-oriented sectors in India
Ideal ForInvestors looking to participate in potential capital appreciation opportunities in consumption oriented sector benefiting from Indian economic growth. Investors with higher risk profile looking to invest in a theme oriented Scheme.
Risk RatingHigh
BenchmarkNIFTY India Consumption TRI
Plan TypesRegular & Direct
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)1% if redeemed on or before expiry of 12 months from the date of allotment

Tata India Pharma & Healthcare Fund

Fund TypeAn open ended equity scheme investing in Pharma Oriented Sector
Launch DateDecember 2015
Fund ObjectiveThe investment objective of the scheme is to seek long term capital appreciation by investing at least 80% of its net assets in equity/equity related instruments of companies in the pharma and healthcare sectors in India
Ideal ForInvestors looking to participate in potential Capital appreciation opportunities in Pharma & Healthcare sector benefiting from Indian economic growth. Investors with higher risk profile looking to invest in a theme oriented Scheme
Risk RatingHigh
BenchmarkNIFTY Pharma TRI
Plan TypesRegular & Direct
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)0.25% If redeemed on or before expiry of 3 months from the date of allotment.

Tata Multicap Fund

Fund TypeAn open ended equity scheme investing across large cap, mid cap, and small cap stocks
Launch DateSeptember 2018
Fund ObjectiveThe fund aims at achieving medium to long term capital growth by investing in a diversified portfolio consisting of equity and equity related instruments across market capitalization. The scheme is an open-ended equity scheme investing across large cap, midcap, small cap stocks.
Ideal ForInvestors looking for Diversified Portfolio. With a long-term investment horizon looking to diversify across market capitalization.
Risk RatingModerately High
BenchmarkS&P BSE 500 TRI
Plan TypesRegular & Direct
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)

On or before expiry of 12 Months from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment - Nil

On or before expiry of 12 Months from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment - 1%

Redemption after expiry of 12 Months from the date of allotment - Nil

Tata Resources & Energy Fund

Fund TypeAn open ended equity scheme investing in Resources & Energy Sector
Launch DateDecember 2015
Fund ObjectiveThe investment objective of the scheme is to seek long term capital appreciation by investing at least 80% of its net assets in equity/equity related instruments of companies in the resources and energy sectors in India
Ideal ForInvestors looking to participate in potential Capital appreciation opportunities in resources and commodities sector benefiting from Indian economic growth. Investors with higher risk profile looking to invest in a theme oriented Scheme.
Risk RatingHigh
BenchmarkNIFTY Commodities TRI
Plan TypesRegular & Direct
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)0.25% if redeemed on or before expiry of 3 months from the date of allotment.

Tata Small Cap Fund

Fund TypeAn equity scheme predominantly investing in small cap stocks
Launch DateNovember 2018
Fund ObjectiveThe investment objective of the scheme is to generate long term capital appreciation by predominantly investing in equity & equity related instruments of small cap companies. The scheme is an open-ended equity scheme predominantly investing in small cap stocks.
Ideal ForInvestors with a long-term investment horizon looking to tap into opportunities provided by small cap
Risk RatingModerately High
BenchmarkNIFTY Smallcap 100 TRI
Plan TypesRegular & Direct
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)

On or before expiry of 12 Months from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil

On or before expiry of 12 Months from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1%

Redemption after expiry of 12 Months from the date of allotment: Nil

Tata Arbitrage Fund

Fund TypeAn open ended scheme investing in arbitrage opportunities
Launch DateDecember 2018
Fund ObjectiveArbitrage funds involve buying and selling of securities, currency, or commodities in different markets or in derivative forms to take advantage of differing prices for the same asset.
Ideal ForInvestors with a short to medium term investment horizon looking for tax efficient and low risk investments.
Risk RatingModerately Low
BenchmarkNIFTY 50 Arbitrage
Plan TypesRegular & Direct
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)0.25% of the applicable NAV, if redeemed / switched-out / withdrawn on or before expiry of 30 Days from the date of allotment.

Tata Large & Mid Cap Fund

Fund TypeEquity: Large & MidCap
Launch DateMarch 1993
Fund ObjectiveThe investment objective of the scheme is to proactively take advantage of Potential Capital appreciation opportunities arising from large and midcap segment of the market.
Ideal ForInvestors looking for investment opportunities in equity markets by investing in companies undergoing re-rating or turnaround or benefiting from changing economic scenario.
Risk RatingModerately High
BenchmarkS&P BSE 200 TRI
Plan TypesRegular & Direct - Growth & Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)1.00% if redeemed on or before expiry of 365 days from the date of allotment.

Tata Ethical Fund

Fund TypeAn open ended equity scheme following Shariah principles
Launch DateMarch 1996
Fund ObjectiveThe investment objective of the scheme is to provide medium to long-term capital gains by investing in Shariah compliant equity and equity-related instruments of well-researched value and growth-oriented companies.
Ideal ForInvestors keen to invest in companies which are from Shariah compliant universe of stocks
Risk RatingHigh
BenchmarkNIFTY 500 Shariah TRI
Plan TypesRegular & Direct - Growth & Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)1.00% if redeemed on or before expiry of 365 days from the date of allotment.

Tata Mid Cap Growth Fund

Fund TypeAn open ended equity scheme predominantly investing in mid cap stocks
Launch DateJuly 1994
Fund ObjectiveThe investment objective of the scheme is to invest predominantly in equity and equity related securities of well researched growth oriented mid cap stocks.
Ideal ForInvestors keen for investment opportunities in high growth companies predominantly in mid cap segment.
Risk RatingHigh
BenchmarkNIFTY Midcap 100 TRI
Plan TypesRegular & Direct - Growth & Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)

On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil

On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1%

Redemption after expiry of 365 days from the date of allotment: Nil

Tata Infrastructure Fund

Fund TypeAn open ended equity scheme investing in Infrastructure Sector
Launch DateDecember 2004
Fund ObjectiveThe fund aims to focus predominantly in sectors which have the potential of creating long term value from the expected investments in Infrastructure oriented sectors.
Ideal ForInvestors looking for capital appreciation opportunities in the infrastructure and related sectors
Risk RatingHigh
BenchmarkS&P BSE India Infrastructure TRI
Plan TypesRegular & Direct - Growth & Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)0.25% if redeemed on or before expiry of 3 months from the date of allotment.

Tata Large Cap Fund

Fund TypeAn open ended equity scheme predominantly investing in large cap stocks
Launch DateMay 1998
Fund ObjectiveThe fund aims at investing in fundamentally strong and undervalued large cap companies. The Fund adopts a mix of top down and bottom up approach to stock picking with a bias towards bottom up approach.
Ideal ForInvestors preferring investments in large-cap companies with a long term investment horizon looking to diversify across market capitalization
Risk RatingModerately High
BenchmarkS&P BSE Sensex TRI
Plan TypesRegular & Direct - Growth & Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)

On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil

On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1%

Redemption after expiry of 365 days from the date of allotment: Nil

Tata Equity P/E Fund

Fund TypeAn open ended equity scheme following a value investment strategy
Launch DateJune 2004
Fund ObjectiveThe Scheme aims to invest at least 70% of its assets in companies which, at the time of investment, have a rolling twelve month P/E ratio lower as compared with the rolling twelve month P/E ratio of the BSE Sensex.
Ideal ForInvestors believing in value style of investing Looking for investing in good stocks at cheap valuations and not cheap stocks
Risk RatingModerately High
BenchmarkS&P BSE Sensex TRI
Plan TypesRegular & Direct - Growth/Dividend – Option A (5% Trigger)/Dividend – Option B (10% Trigger)
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)

On or before expiry of 12 months from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: NIL

On or before expiry of 12 months from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1%

Redemption after expiry of 12 months from the date of allotment: NIL

Tata Equity Savings Fund

Fund TypeAn open ended equity scheme investing in equity, arbitrage and debt
Launch DateApril 1997
Fund ObjectiveThe Scheme aims at allocating a small percentage of their investments in equities while focusing on earning accrual income on major proportion of their investments.
Ideal ForInvestors interested in allocating a small percentage of their investments in equities while focusing on earning accrual income on major proportion of their investments.
Risk RatingModerately High
Benchmark

Nifty 50 Index TRI (35%)

Nifty 50 Arbitrage Index (30%)

CRISIL Short Term Bond Fund Index (35%)

Plan TypesRegular & Direct - Growth/Daily Dividend (compulsory reinvestment)/Weekly Dividend/Periodic Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)

On or before expiry of 90 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil

On or before expiry of 90 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 0.25%

Redemption after expiry of 90 days from the date of allotment: Nil

Tata Index Nifty Fund

Fund TypeAn open ended equity scheme tracking S & P BSE Sensex
Launch DateFebruary 2003
Fund ObjectiveTata Index Fund is a passively managed fund; The fund aims to provide returns that closely correspond to the returns of the SENSEX/NIFTY.
Ideal ForInvestors interested to invest a portfolio that reflects/mirrors the market returns with minimum tracking errors.
Risk RatingModerately High
BenchmarkNIFTY 50 Total Return
Plan TypesRegular & Direct
Min. Initial InvestmentRs.5000
SIP/STP/SWPAvailable
Entry LoadNA
Exit Load (both plans)0.25% if redeemed on or before expiry of 7 days from the date of allotment

Tata Nifty Exchange Traded Fund

Fund TypeAn Open Ended Exchange Traded Fund)
Launch DateDecember 2018
Fund ObjectiveThe investment objective of the scheme Tata Nifty ETF is to provide returns that closely correspond to the total returns of the securities as represented by the Nifty 50 index, subject to tracking error.
Ideal ForInvestors interested in passive fund tracking index returns & looking for a diversified portfolio of well-known companies as represented by Nifty 50 Index.
Risk RatingModerately High
BenchmarkNifty 50 TRI
Plan TypesRegular & Direct - Tata Nifty Exchange Traded Fund
Min. Initial InvestmentThrough the exchange
SIP/STP/SWPNA
Entry LoadNA
Exit Load (both plans)NIL

Tata Balanced Advantage Fund

Fund TypeAn Open Ended Dynamic Asset Allocation Fund
Launch DateJan 2019
Fund ObjectiveThe fund seeks capital appreciation opportunities and income distribution through investments in a mix of Equity, Arbitrage and Debt portfolios. The Scheme will endeavour to capture the market trend and have an efficient mix of Debt and Equity.
Ideal ForInvestors looking for valuation aware equity-oriented scheme and for Investments in a mix of equity, hedged equity/arbitrage and debt portfolios
Risk RatingModerately High
BenchmarkCRISIL Hybrid 35+65 - Aggressive Index
Plan TypesRegular & Direct - Growth/Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPYes
Entry LoadNA
Exit Load (both plans)

On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil

On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1%

Redemption after expiry of 365 days from the date of allotment: Nil

Tata Hybrid Equity Fund

Fund TypeAn open ended hybrid scheme investing predominantly in equities & equity related instruments
Launch DateOctober 1995
Fund ObjectiveThe fund aims at seeking a combination of equity & debt investments which optimize the returns of the portfolio and at the same time manages the volatility of fund. The scheme actively manages the combination of the equity & debt investments depending upon the existing market conditions & outlook. It aims to seek an optimum combination of capital appreciation & income opportunities.
Ideal ForInvestors looking to invest in a combination of debt & equity instruments to provide a portfolio which combines the growth opportunities of equity & steady income from the debt.
Risk RatingModerately High
BenchmarkCRISIL Hybrid 25+75-Aggressive Index
Plan TypesRegular & Direct - Growth/Periodic Dividend/Monthly Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPYes
Entry LoadNA
Exit Load (both plans)

On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil

On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1%

Redemption after expiry of 365 days from the date of allotment: Nil

Tata Ultra Short Term Fund

Fund TypeAn open ended ultra-short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months
Fund ObjectiveScheme will aim to generate regular income and capital appreciation by investing in a portfolio of short term debt and money market instruments with relatively lower interest rate risk. The Scheme will maintain the Macaulay duration of the portfolio between 3 months and 6 months.
Ideal ForInvestors with moderate to low risk appetite and an investment horizon of less than 1 Year and below
Risk RatingModerately Low
BenchmarkCRISIL Ultra Short Term Debt Index
Plan TypesRegular & Direct - Growth/Weekly Dividend/Monthly Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPYes
Entry LoadNA
Exit Load (both plans)Nil

Tata Treasury Advantage Fund

Fund TypeAn open ended low duration debt scheme investing in instruments such that the Macaulay Duration of portfolio is between 6 months and 12 months
Fund ObjectiveThe Scheme will invest in various money market & fixed income securities with the objective of providing liquidity & generating reasonable returns with lower interest rate risk. The security will be identified based on various parameters such as issuer credit rating history, financial track record of the issuer, corporate governance track record of the issuer, liquidity of the security, maturity of the security, interest rate scenario etc.
Ideal ForInvestors with moderate to low risk appetite and an investment horizon of less than 1 Year and below
Risk RatingModerately Low
BenchmarkCRISIL Low Duration Debt Index
Plan TypesRegular & Direct - Growth/Weekly Dividend/Daily Dividend (Compulsory reinvestment)/Periodic Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPYes
Entry LoadNA
Exit Load (both plans)Nil

Tata Medium Term Fund

Fund TypeAn open ended medium term debt scheme investing in instruments such that the Macaulay Duration of portfolio is between 3 years and 4 years
Fund ObjectiveThe Scheme aims to identify and allocate the assets of the scheme between various fixed income securities with the objective of generating reasonable returns at moderate risk. The security will be identified based on various parameters such as issuer, financial track record of the issuer, corporate governance track record of the issuer, liquidity of the security, maturity of the security, interest rate scenario etc.
Ideal ForInvestors with moderate risk appetite
Risk RatingModerate
BenchmarkCRISIL Medium Term Debt Index
Plan TypesRegular & Direct - Growth/Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPYes
Entry LoadNA
Exit Load (both plans)

On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil

On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1%

Redemption after expiry of 365 days from the date of allotment: Nil

Tata Corporate Bond Fund

Fund TypeAn open-ended debt scheme predominantly investing in AA+ and above rated corporate bonds
Fund ObjectiveThe Scheme endeavours to generate returns & capital appreciation by predominantly investing in corporate debt securities of varying maturities across the credit spectrum. The Scheme will seek opportunities across the credit curve & will endeavour to take benefit from superior yield available from time to time.
Ideal ForInvestors looking to take benefit from superior yield available from time to time
Risk RatingModerate
BenchmarkCRISIL Corporate Bond Composite Index
Plan TypesRegular & Direct - Growth/Daily Dividend/Weekly Dividend/Monthly Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPYes
Entry LoadNA
Exit Load (both plans)Nil

Tata Gilt Securities Fund

Fund TypeAn open ended debt scheme investing predominantly in government securities across maturities
Fund ObjectiveThe scheme endeavours to generate returns by investing predominantly in government securities
Ideal ForInvestors looking to long term accrual income with capital appreciation opportunities.
Keen to invest in medium term to long term government securities.Looking for avenues to invest in government securities.
Risk RatingModerate
BenchmarkCRISIL Gilt Index
Plan TypesRegular & Direct - Growth/ Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPYes
Entry LoadNA
Exit Load (both plans)Nil

Tata Income Fund

Fund TypeAn open ended medium term debt scheme investing in instruments such that the Macaulay Duration of portfolio is between 4 years and 7 years
Fund ObjectiveThe Scheme endeavours to generate returns by investing predominantly in government securities
Ideal ForInvestors looking for accrual returns during high interest rate environment and looking for capital appreciation opportunities in a falling interest rate scenario
Risk RatingModerate
BenchmarkCRISIL Medium To Long Term Debt Index
Plan TypesRegular & Direct - Growth/ Half Yearly Dividend/Periodic Dividend
Min. Initial InvestmentRs.5000
SIP/STP/SWPYes
Entry LoadNA
Exit Load (both plans)1% if redeemed on or before expiry of 365 days from the date of allotment

Tata Short Term Bond Fund

Fund TypeAn open ended short term debt scheme investing in instruments such that the Macaulay duration of portfolio is between 1 year and 3 years
Fund ObjectiveThe Fund aims to create a liquid portfolio of debt as well as money market instruments to provide reasonable returns and liquidity to investors.
Ideal ForInvestors looking to invest for short to medium term horizon with an objective to benefit from high accrual income and relatively better liquidity than long term debt instrument
Risk RatingModerately low
BenchmarkCRISIL Short Term Bond Fund Index
Plan TypesRegular & Direct - Growth/Dividend/Bonus
Min. Initial InvestmentRs.5000
SIP/SWPYes
Entry LoadNIL
Exit Load (both plans)NIL

Tata Money Market Fund

Fund TypeAn open ended Debt scheme investing in Money Market Instruments
Fund ObjectiveThe fund is an alternative to liquid fund investors who are keen to invest in safer short term money market instruments.
Ideal ForInvestors keen on investing in money market instruments due to their low interest rate and credit risk along with high relative liquidity as compared to corporate debt instruments
Risk RatingModerately low
BenchmarkbCRISIL Money Market Index
Plan TypesRegular & Direct - Growth/Daily Dividend (compulsory reinvestment)
Min. Initial InvestmentRs.5000
SIP/SWPYes
Entry LoadNA
Exit Load (both plans)NIL

Tata Dynamic Bond Fund

Fund TypeAn open ended dynamic debt scheme investing across duration
Fund ObjectiveThe Fund actively manages the maturities which in the opinion of the Fund Manager is appropriate to the changing interest rate scenarios.
Ideal ForInvestors looking for active interest rate risk management. Seeking to earn a combination of accrual and capital appreciation income
Risk RatingModerate
BenchmarkCRISIL Composite Bond Fund Index
Plan TypesRegular & Direct - Growth/Dividend/Bonus
Min. Initial InvestmentRs.5000
SIP/SWPYes
Entry LoadNA
Exit Load (both plans)0.50% If redeemed on or before expiry of 30 days from the date of allotment.

Tata Liquid Fund

Fund TypeAn open ended Liquid scheme
Fund ObjectiveThe Fund aims parking short term idle cash with an option to earn potentially tax efficient returns. These funds are ideally meant for money that you do not want to block in longer term investments such as shares, fixed deposits, government bonds, etc.
Ideal ForInvestors with idle cash savings looking to earn more than Normal Savings account returns.
Risk RatingLow
BenchmarkCRISIL Liquid Fund Index
Plan TypesRegular & Direct - Growth/Dividend
Min. Initial InvestmentRs.5000
SIP/SWP/STPYes
Entry LoadNA
Exit Load (both plans)NIL

Tata India Tax Savings Fund

Fund TypeAn Open ended equity linked savings scheme with a statutory lock-in of 3 years &tax benefit
Fund ObjectiveThe Fund aims to seek capital appreciation opportunities in medium to long term horizon
Ideal ForInvestors seeking benefit from deduction U/s 80C of income tax act 1961 up to Rs.1.5 lac
Risk RatingModerately High
BenchmarkS&P BSE Sensex TRI
Plan TypesRegular & Direct - Dividend Payout/Dividend Sweep/Growth
Min. Initial InvestmentRs.500
SIP/SWP/STPYes
Entry LoadNA
Exit Load (both plans)Lock-in for 3 years, NIL after 3 years

Tata Retirement Savings Fund

Fund TypeAn open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age, whichever is earlier
Fund ObjectiveThe Fund is designed to meet the investment needs of investors planning for retirement. It works as a retirement solution by offering choice of asset allocation to investors based on their life stage and risk preference.
Ideal ForInvestors keen to save for retirement and interested in an alternative to traditional retirement saving avenues
Risk RatingModerately High
BenchmarkCRISIL Short Term Debt Hybrid 75+25 Fund Index
Plan TypesRegular & Direct - Growth
Min. Initial InvestmentRs.5000
SIP/SWP/STPYes
Entry LoadNA
Exit Load (both plans)

Nil – If redemption or switch out on or after attainment of retirement age i.e. 60years

Nil – In case of Auto switch out of units on occurrence of Auto switch trigger event.

1% – If redeemed before 61 months from the date of allotment.

Tata Young Citizens' Fund

Fund TypeAn open-ended fund for investment for children having a lock-in for at least 5 years or till the child attains the age of majority, whichever is earlier
Fund ObjectiveThe scheme aims at helping parents, guardians and well-wishers to save for growing children's needs. It is exclusively designed for exclusively for children aged between 3 months and 18 years.
Ideal ForInvestors keen at saving for their children’s future needs by investing in a combination of Debt and Equity instruments.
Risk RatingModerately High
BenchmarkCRISIL Hybrid 25+75-Aggressive Index
Plan TypesRegular & Direct - Growth
Min. Initial InvestmentRs.5000
SIP/SWP/STPYes
Entry LoadNA
Exit Load (both plans)Compulsory Lock-in Option 5 years or till the child attains the age of majority (whichever is earlier). 1% - If redeemed before child attains 18 years of age.

Tata Overnight Fund

Fund TypeAn open ended Debt scheme investing in Overnight Securities
Fund ObjectiveTata Overnight Fund is a debt mutual fund that invests in debt securities that mature in one day.
Ideal For

Corporate / HNIs looking with short term investment needs

Investors with investment horizon of 1 day to 1 month

Investors with very short-term surplus funds

Investors looking for high liquidity and very low risk

Risk RatingModerate
BenchmarkCRISIL Overnight Index
Plan TypesRegular & Direct - Growth/Daily Dividend (Reinvestment)
Min. Initial InvestmentRs.5000
SIP/SWP/STPYes
Entry LoadNA
Exit Load (both plans)NA

Tata Value Fund Series – 1 & 2

Fund TypeA close ended equity scheme following a value investment strategy
Fund ObjectiveThis is a close-ended equity scheme following a value investment strategy (Tenure of 1103 days). The fund's overarching philosophy will be to hunt for potential valuable companies for long term wealth creation.
Ideal ForBelieving in value style of investing Looking for investing in good stocks at cheap valuations and not cheap stocks
Risk RatingModerately high
BenchmarkS&P BSE 200 TRI
Plan TypesRegular & Direct - Growth/Dividend/Daily Dividend (Reinvestment)
Min. Initial InvestmentNA
SIP/SWP/STPNA
Entry LoadNA
Exit Load (both plans)NIL

Tata Fixed Maturity Plan

Fund TypeA close ended debt scheme
Fund ObjectiveA fixed maturity plan (FMP) is a closed-ended debt scheme, wherein the duration of debt papers is aligned with the tenure of the scheme. This fund will invest in debt instruments that mature in one year or just before this period. This minimizes the interest rate or reinvestment risk and thereby benefit from the interest rates accrual to the fixed tenure. Ideal for investors looking for investing for a fixed time period and minimize the interest rate risk on their investments.
Ideal For

This plan is ideal for investors looking for:

Lower interest rate risk as it predominantly invests in debt securities matching the maturity of the plan

Tax efficient returns as compared to interest income from Fixed Deposits for investors falling in higher tax brackets For illustration click here

Indexation benefit for investments of more than 1 year

Risk RatingModerate
BenchmarkS&P BSE 200 TRI
Plan TypesRegular & Direct - Growth/Dividend
Min. Initial InvestmentRs. 5000
SIP/SWP/STPNA
Entry LoadNA
Exit Load (both plans)NIL

Tata Mutual Funds plans can be conveniently purchased online on the official website. Tata Mutual Funds offer an option called the “Transact Online” that allows you to purchase and manage your portfolios conveniently online. Transact Online offers the following features to the customers

  • Purchase
  • Switch
  • Redemption
  • Registration of SWP/STP
  • Cancelation of SWP/STP (registered online)
  • Viewing portfolio and Transaction History
  • Viewing of account statement
  • Viewing of Multiple banks registered.
  • Change of PIN and Password
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