Laptop Loans for College Students
Laptops in Campuses
Students carrying laptops has become a common sight in Indian college campuses, irrespective of the course, a laptop is fast replacing notebooks as the tool of expression and institutions too are beginning to tailor courseware with this gadget in mind.
Other electronic gadgets like tablets and smartphones to have become essential in the life of a college goer.
Are you a student looking for a loan to buy a laptop or a tablet? Do not have a credit card to buy it on EMIs?
Leave your worries behind as there are several lenders that offer laptop loans—like online lending platforms.
Lending for Laptops
There are various online lending technology platforms that let you shop using your debit card and convert your purchase into easy EMIs.
The technology provider pays the price to the seller upfront, and you make the down payment and the EMI payment to the technology provider. In short, such companies provide a loan on your debit card, enabling you to buy your laptop.
Finomena, ZestMoney, Home Credit, FastBanking (now Kissht) are a few online and offline platforms that have a quick approval process and EMI options that enable you to buy laptops, mobile phones, electronics and even furniture in easy EMIs on your debit card.
All you need to do is to
• Buy your mobile phone at their online/offline partner outlets
• Sign up and upload/submit your KYC documents along with the application form
• Once your application is evaluated and accepted, you can decide on your monthly repayment amount, agree to / sign the agreement and make the required down payment
The advantage of using such a platform is that you won't be required to have a prior credit history but you will be required to make an initial down payment, and interest charges apply.
So, make use of the latest benefits that technology and NBFCs offers, and buy that much longed-for phone, laptop or tablet on EMIs on your debit card!
Personal loans to buy laptop
You could also buy your dream laptop with the help of a personal loan. A personal loan is an unsecured loan, meaning you don't have to pledge any collateral as security to avail the loan.
There are major advantages to taking a personal loan--there are no restrictions on how you can use the loan amount.
What are you waiting for? Apply for a personal loan for laptop with CreditMantri today!
CreditMantri matches your credit and demographic profile to the lender's lending criteria and presents you a shortlist of only those lenders willing to lend to you based on your unique credit profile.
In effect, we pre-screen your application to make sure you are likely to qualify as per the lender's credit criteria. Hence, the chances of your personal loan application getting approved are higher.