You can avail of the balance transfer facility from an SBI PULSE credit card to a bank account in the following 3 ways:

  1. Go to the SBI official website
    1. Login with your credentials
    2. Click on the ‘Benefits’ link on the left-hand navigation and select ‘Balance Transfer’
    3. Enter details & confirm to book the balance transfer instantly
  2. Via messaging
    1. You can SMS “BT” to 56767
  3. By calling customer care
    1. You can call 39020202 or 18601801290
  4. Chatbot
    1. You can also log in to the chatbot and ask questions for availing of the facility of the balance transfer.

Key Features of the SBI Pulse Credit Card Balance Transfer Facility

  1. 0% interest for up to 60 days
  2. Avail of a low-interest rate at 1.7% per month or 20.4% annually for about 6 months
  3. You can also consolidate multiple balances into one by transferring all to your SBI Card
  4. Get easy repayment options
  5. Get one of the lowest interest rates
  6. Balance transfer payment is made directly to the bank credit card account via NEFT. It takes about 48 to 72 hours for the transfer to take place.
  7. The minimum amount to be transferred is Rs.5,000 and the maximum is up to 75% of the total credit limit.

Plans Available for Balance Transfer

Tenure

Rate of Interest

Processing Fee

60 days

0% p.m.

2% or ₹ 199,
whichever is higher

180 days

1.7% p.m. (20.4% p.a.)

  Nil

 

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