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The first essential document is the loan application form.
Address proof and ID proof
3 passport-sized photographs.
For salaried employees, the original salary certificate should be submitted.
For self- salaried employees, the IT return or the assessment order copies for the last 3 years is required to be submitted.
Bank Account Statement or Passbook for the last 6 months.
Signature verification.
Property proof
For self-employed professionals, IT Returns or Assessment Orders copies of the last 3 years are required to be submitted to the bank.
The self-employed professional should submit the business address proof
The self-employed professional should submit the challan as evidence of Income-tax payments.
The self-employed businessmen need to submit the IT return or assessment order copies for the past 3 years.
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Document verifying KYC.
The salary certification as per the NRI applicant's passport, job title, last salary slip, passport number, and date of joining.
The applicant’s salary slips show the variable components like incentives, overtime, etc for the last 3 to 6 months.
Latest IT Returns
The Self Employed NRIs need to submit the business documents like Trade License, Sponsor Agreement, Power of Attorney, etc.
The applicant needs to submit a copy of the Passport showing the page of their residence visa.
Proof of occupation by the Government of the residing country such as work permit, labor contract, etc.
Documents associated with the Property and cost estimations from an Indian Designer or Engineer.
For Salaried NRIs, income proof authenticated by embassy officials is needed in case of no documented evidence for salary credit or fund remittance to India.
Copies of Bank statements from overseas over the last 6 months.
NRO/NRE bank statement for the past 6 months.
If the applicant is not available in the country at the time of signing documents, the Power of Attorney must be produced by the person acting on their behalf.
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PAN card details
Passport
Voter’s ID cards
Driving license
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Ration card
Telephone bill
Electricity bill
Passport or bank statement
Employment letter
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PAN card
Birth certificate
Passport and Bank passbook
Driving license
10th mark sheet