The SBI Pulse credit card is offered by the State Bank of India (SBI). The card offers benefits for those who like to follow an active lifestyle. Below are the benefits offered by the card. The annual and renewal fee for the card is Rs. 1,499 + taxes. The renewal fee is waived upon spending more than Rs. 2 lakhs in the previous year.

Benefits Offered by SBI Pulse Credit Card

Type of Benefit



Welcome gift

Noise ColorFit Pulse Smartwatch worth Rs. 4,999

Upon payment of the joining fee



e-voucher Sent within 45 days

Health Benefits

1) Complimentary 1-year FITPass PRO membership

1) Only upon payment of joining fees
2) Membership has to be renewed every year with the renewal of the card
3) Minimum one retail transaction to be carried out




2) Complimentary 1-year NedMeds First membership



Reward Points

1) Dining, pharmacy, movie, and chemist spend earn 



10 reward points for every Rs. 100 spent



2) 2 reward points on every Rs. 100 spent for all



other transactions



3) Avail rewards upon paying your credit card outstanding



points. 4 reward points are equal to Re. 1


Milestone Benefits

1) Waiver of renewal fee worth Rs. 1,499

1) On annual spending of Rs. 2 lakhs


2) Get an e-voucher worth Rs. 1,500

2) On annual spending of Rs. 4 lakhs

Insurance Cover

1) Fraud liability insurance covers up to Rs. 1 lakh

1) Cardholder to immediately block the card


2) Get Air accident cover of up to Rs. 50 lakhs

2) o   Loss of check-in baggage up to Rs. 72,000



o   Delay in receiving check-in baggage up to Rs. 7,500



o   Cover for baggage damage up to Rs. 5000



o   Loss of travel documents Rs. 12,500

Lounge Benefits

1) 8 complimentary lounge visits to domestic airport

1) Restricted to 2 per quarter


2) Complimentary Priority Pass Membership worth 



$99for the first two years



Eligibility and Documentation for SBI Pulse Card






An annual income of Rs. 2 lakhs and above


21-60 years


Should be an Indian resident



Type of proof

Document accepted

Address Proof

Aadhaar card or electricity bill

Identity Proof

Passport, Pan card, Aadhaar card

Income proof

Last 3-month salary slip, bank records 

Filled out and signed application form


Passport size photographs



SBI Pulse Credit card is great for fitness enthusiasts. With great offers on health benefits, insurance coverage, etc., you can make sure you are always getting the best rewards.


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