Currently there are no offers with SBI for free credit cards to salary account holders. However, there are a number of SBI credit cards that come with ZERO joining fees and annual fees. For example, the SBI Unnati Credit Card is issued based on your Fixed Deposit with SBI. It offers ZERO annual fees for the first 4 years. There are other cards with similar offers and customers can check them out with SBI Credit Card customer service. 

SBI Elite and Infinia are two of the highest-rated credit cards in India, with annual and joining fees. Both of these cards provide superior benefits to users, and the annual fee may be well justified. If you've never had an SBI credit card before, you might be wondering if the annual fee is worth it.

SBI is one of the country's leading lenders, with over 36 credit card variants available for every customer segment. The cards have low interest rates and a slew of other perks. They are accepted at millions of merchant locations across the country. They can be used both online and offline to take advantage of some of the country's best deals.

Is it possible to get the annual fee waived?

Yes, SBI provides that option as well. The annual fee on most SBI Credit Cards is waived if you spend a certain amount of money within the first few months or within the first year of card membership. For example, the annual fee for the SBI Pulse card is Rs.1499+GST. When you spend Rs.2 lakhs or more in the first year, this amount is waived. The same is true for many other SBI Credit Card variants. The transaction amount may differ from one card to the next.