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Introduction

Bandhan bank is a two-decade-old bank having customers across the country. The bank provides internet banking services to its customers having a savings bank account or current bank account with the bank.

The current charges for the net banking facility of the bank are tabled below.

NEFT

RTGS

IMPS

Limit 

Charges per transaction

Limit 

Charges per transaction

Limit 

Charges per transaction

Up to Rs. 10,000 

Rs.2 

Rs.2,00,000 to Rs. 5,00,000  

Rs. 14

Up to Rs. 1,00,000

Rs. 5

Rs. 10,001 to Rs. 1,00,000

Rs. 4 

Above Rs. 5,00,000 

Rs.39

Above Rs. 1,00,000 to Rs. 2,00,000

Rs. 15

Rs. 1,00,001 to Rs. 2,00,000

Rs. 14

Above Rs. 2,00,000

Rs. 14

Is registration required for Bandhan Bank net banking?

Bandhan Bank Net Banking

Net banking services of the bank are a boon to the customers, especially in today’s world where the majority of the country is under lockdown and going for basic banking services is also quite risky. Internet banking provides the ease of doing the majority of the banking transactions from anywhere and at any time as per the convenience of the account holder.

For availing of this service of the bank, the pre-requisite is the registration to the net banking service. Without duly registering to the net banking service of the bank, the account holders cannot avail the benefit of the net banking facility of the bank.

What is the process of registration for Bandhan Bank net banking?

The registration for net banking can be done through offline or online modes at the convenience of the account holders.

Offline Registration

The offline mode requires the account holders to submit the internet banking form at the nearest branch office of the bank. The account holders can take the assistance of the branch executives for any issue regarding the filling of the form or for any additional documents required to be submitted (if any as per the bank’s guidelines)

Online Registration

The other available mode to register for the net banking facility of the bank is the online mode i.e., through the website of the bank. The process for the same is detailed below.

  • The first step is to visit the website of Bandhan Bank and then connect to the Internet Banking sign-up page.
  • The account holder can register using Debit Card or Reference Number. The Reference number for this purpose can be generated by calling 1800-258-8181 or by visiting the nearest branch.
  • After providing the debit card details or the reference number, the bank will send an OTP for verification at the registered mobile number.
  • Post submission of the correct OTP, the registration will be verified and the account holder will be able to set the User ID, Login & Transaction Password
  • The account holder can then log in to Internet Banking and set the secured access text & image.

What are the various features of Bandhan Bank net banking?

The net banking facility of the bank comes with multiple features and benefits that the accountholders can avail after due process of registration. Some of such features and benefits of Bandhan Bank net banking are mentioned below.

  • Net banking allows the account holder to access their account from anywhere and at any time. the account holders can perform the following basic transactions related to their account
    • Check their account balance 
    • View their latest transactions
    • View all the accounts that are linked with the customer ID
    • Account-holders can also get a detailed or mini statement of their account.
  • Another advantage of the net banking facility is to create or view any new recurring deposit or fixed deposit.
  • Account-holders can also appoint a nominee for these deposits.
  • One of the prime benefits of net banking is the ease of funds transfer. Funds can be easily transferred through any of the available modes i.e., NEFT, RTGS or IMPS to own accounts or third party accounts within the bank or to any other bank.
  • The account holders can add, delete or modify the beneficiaries for such transfer.
  • The net banking facility can also be used for scheduling any transaction in advance or set daily limits for their transactions.
  • Other additional services of the net banking facility include,
    • Ordering a chequebook
    • Tracking the status of any cheque or stopping the payment of any cheque
    • Updating the email id or permanently blocking the debit card
    • Linking Aadhaar Card with the bank account
    • Payment of utility bills
    • Managing the passwords of the accounts 

FAQs – Bandhan Bank net banking

1. What are the various security measures related to the net banking facility of Bandhan Bank?

A. Bandhan bank net banking is a very secure facility provided by the bank that allows the account holders to do banking transactions in a safe and secure manner. The security measures taken for the net banking facility include the following,

  • Registration is valid or permitted only through debit cards or a system generated reference number
  • Guidelines are provided to set a strong password that is a combination of alphanumeric and special characters
  • The facility provides the account holder with dual-layered passwords where the account holders need to provide a separate password for login and for authenticating a transaction.
  • The bank also requires an additional layer of security with secure access text and image validation.
  • The additional facility provided by the bank with respect to security is the automatic time out session after 5 minutes of inactivity as well as details of the last login for proper validation.

2. Who is eligible for the net banking facility of Bandhan Bank?

A. Net banking facility of Bandhan bank can be availed by all existing Bandhan Bank customer having a savings account or current account with a mobile number registered with the bank.

3. What is the transactional limit set by Bandhan Bank for daily funds transfer through net banking?

A. The transactional limit set by Bandhan Bank for daily funds transfer through net banking is Rs. 10,00,000 for interbank or intra-bank funds transfer to a third-party account. The bank has not set any limit for the transfer of funds to own accounts within the bank.

4. Is it necessary to change passwords periodically?

A. Yes. It is essential to change the password to the net banking account periodically to ensure the additional safety of the account.

5. Are there any charges for inward collection of funds through NEFT/RTGS or IMPS modes?

A. No. There are no charges for inward collection of funds through NEFT/RTGS or IMPS modes through own account or third party accounts.

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